369-415 Jarvis Street, Toronto, ON
Cabbagetown-South St. James Town, Toronto · MLS® C13813652
About this home
In short
- Located in one of downtown Toronto's most connected yet surprisingly peaceful neighbourhoods, this rare two-bedroom townhouse at The Central offers a lifestyle that's...
- The College Station Line 1 subway is just a 5-minute walk away, and cyclists can reach the CN Tower and waterfront in about 15 minutes.
Located in one of downtown Toronto's most connected yet surprisingly peaceful neighbourhoods, this rare two-bedroom townhouse at The Central offers a lifestyle that's difficult to find in the condo market. Unlike most downtown condominiums, enjoy the convenience and privacy of your own walk-up front entrance-no elevators, long hallways, or shared lobbies between you and home.The standout feature is the expansive private rooftop terrace, overlooking Montague Park and a lush tree-lined greenspace. Tucked away from Jarvis Street, this outdoor retreat is remarkably quiet and provides the perfect setting for morning coffee, entertaining friends, or relaxing with unobstructed park views.Situated just steps from the charm and character of historic Cabbagetown, you'll enjoy a neighbourhood known for its Victorian homes, cafes, and community feel, while remaining in the heart of downtown. Daily errands are effortless with grocery stores, restaurants, cafes, bars, fitness centres, and TMU all within walking distance. The College Station Line 1 subway is just a 5-minute walk away, and cyclists can reach the CN Tower and waterfront in about 15 minutes. Move-in ready, this townhouse offers a rare blend of privacy, outdoor space, and unbeatable convenience in a truly central yet quiet downtown setting.
Key facts
- Property type
- Condo Townhouse, 2-Storey
- MLS®
- C13813652
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 800-899 sq ft
- Cross streets
- Jarvis/Carlton
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $747/mo
- Exposure
- West
- Property tax
- $2,640 / 2026
- Days on market
- 27
- Listing brokerage
- ELITE CAPITAL REALTY INC.
Rooms
Double Closet
breakfast bar · quartz counter
combined w/dining · laminate
combined w/living · laminate
Double Closet
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readIts public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market.
Per square foot, these ask about $743/sqft; this home lists at $740/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Cabbagetown-South St. James Town, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $503,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,782
- Property tax
- $220
- Condo / maintenance fees
- $747
- Heating
- $0
- Estimated monthly cost
- $3,749
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $9,055
- Toronto municipal land transfer tax
- $9,055
- Estimated closing costs
- $18,110
Plus your down payment of $125,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $166,937
- Principal paid down
- $61,482
- Interest paid
- $105,455
- Balance remaining
- $441,718
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ELITE CAPITAL REALTY INC.. MLS®/PropTx.