631 Lauder Avenue, Toronto, ON

Oakwood Village, Toronto · MLS® C13814522

$899,999
For Sale
Listed 27 days agoNo offer date stated
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3Bedrooms
2Bathrooms
1Garage
700-1100Sq ft

About this home

In short

  • Welcome to 631 Lauder Avenue, a charming 2-storey detached home situated on a rare 25 x 155-foot lot in one of Toronto's most convenient and evolving neighbourhoods.
  • The main floor features spacious living and dining rooms, ideal for everyday living and entertaining, while the kitchen overlooks the expansive backyard with a large...
  • The impressive 25 x 155-foot lot offers exceptional opportunities to renovate, expand, or explore future redevelopment potential (buyer to satisfy themselves with all...
  • Whether you're looking for a place to call home, a renovation project, or a long-term investment in a thriving neighbourhood, 631 Lauder Avenue offers outstanding...
  • Property being sold in "As Is, Where Is" condition.

Welcome to 631 Lauder Avenue, a charming 2-storey detached home situated on a rare 25 x 155-foot lot in one of Toronto's most convenient and evolving neighbourhoods. Offering endless potential, this property is an exceptional opportunity for first-time buyers, families, renovators, investors, or anyone looking to create their dream home. The main floor features spacious living and dining rooms, ideal for everyday living and entertaining, while the kitchen overlooks the expansive backyard with a large patio and deep, private yard perfect for family gatherings, gardening, or relaxing outdoors. Upstairs, you'll find three bright, well-proportioned bedrooms filled with natural light. A detached garage provides additional parking, storage, or workshop potential. Ideally located just steps to the Eglinton Crosstown LRT, commuting across the city is effortless, with quick access to Allen Road, major highways, public transit, excellent schools, parks, shopping, restaurants, community centres, and places of worship. The impressive 25 x 155-foot lot offers exceptional opportunities to renovate, expand, or explore future redevelopment potential (buyer to satisfy themselves with all applicable approvals). Properties with this combination of lot size, location, and opportunity are becoming increasingly rare. Whether you're looking for a place to call home, a renovation project, or a long-term investment in a thriving neighbourhood, 631 Lauder Avenue offers outstanding value and unlimited possibilities. Property being sold in "As Is, Where Is" condition.

Key facts

Property type
Detached, 2-Storey
MLS®
C13814522
Bedrooms
3
Bathrooms
2
Size
700-1100 sq ft
Lot
25.17 × 153.33 ft
Cross streets
Dufferin St and Eglinton Ave W
Parking
1 garage (detached)
Driveway
Mutual
Basement
Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,336 / 2025
Days on market
27
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

Bedroom 3Second2.44 × 3.66 m
LaundryBasement1.52 × 2.38 m
Utility RoomBasement1.71 × 3.66 m
Primary BedroomSecond3.05 × 3.80 m
KitchenMain2.74 × 4.00 m

Hardwood Floor

Bedroom 2Second2.44 × 3.66 m
Great RoomBasement3.66 × 5.33 m
Living RoomMain2.44 × 3.05 m

Hardwood Floor

Dining RoomMain3.05 × 3.66 m

Hardwood Floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is J R Wilcox Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Oakwood Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Leaside
$2.15M
Banbury-Don Mills
$5.50M
Stonegate-Queensway
$2.25M
Willowdale East
$2.29M
Islington-City Centre West
$1.54M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near J R Wilcox Community School
72%
J R Wilcox Community SchoolPublic · Elementary · 0.8 km awayAround the GTA average · 72% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Thomas Aquinas Catholic School · Catholic elementary0.3 km · 74% at standard
Fairbank Public School · Public elementary0.3 km · 59% at standard
St John Bosco Catholic School · Catholic elementary0.7 km · 65% at standard
Fairbank Memorial Community School · Public elementary0.8 km · 66% at standard
Rawlinson Community School · Public elementary1.2 km · 63% at standard
Cedarvale Community School · Public elementary1.2 km · 85% at standard
West Preparatory Junior Public School · Public elementary1.4 km · 77% at standard
Sts Cosmas and Damian Catholic School · Catholic elementary1.5 km · 84% at standard
F H Miller Junior Public School · Public elementary1.5 km · 78% at standard
Stella Maris Catholic School · Catholic elementary1.5 km · 76% at standard
Humewood Community School · Public elementary1.6 km · 75% at standard
St Alphonsus Catholic School · Catholic elementary1.6 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,102/mo
$171KIncome needed
5.3×Price ÷ income
$947Weekly cost
$28,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,102Property tax $361Total carry $4,463

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,981per month

Mortgage amount $719,999 · 4.49% over 25 years

$180,000Down payment (20.0%)
$719,999Loan before insurance
$0CMHC premium
$4,342Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,981
Property tax
$361
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,342

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,475
Toronto municipal land transfer tax
$14,475
Estimated closing costs
$28,950

Plus your down payment of $180,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,818/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$474,301Total interest paid
$1,194,300Total of all payments
Principal $719,999 Interest $474,301
YearPrincipalInterestBalance
1$16,067$31,705$703,932
2$16,797$30,975$687,135
3$17,559$30,213$669,576
4$18,357$29,415$651,219
5$19,190$28,582$632,029
6$20,062$27,710$611,967
7$20,972$26,800$590,995
8$21,925$25,847$569,070
9$22,920$24,852$546,150
10$23,961$23,811$522,189
11$25,049$22,723$497,140
12$26,186$21,586$470,954
13$27,375$20,397$443,579
14$28,618$19,154$414,962
15$29,917$17,855$385,044
16$31,276$16,496$353,769
17$32,696$15,076$321,073
18$34,180$13,592$286,893
19$35,732$12,040$251,161
20$37,354$10,418$213,806
21$39,050$8,721$174,756
22$40,824$6,948$133,932
23$42,677$5,095$91,255
24$44,615$3,157$46,640
25$46,640$1,131$0

At the end of your 5-year term

Total paid over the term
$238,860
Principal paid down
$87,971
Interest paid
$150,889
Balance remaining
$632,029

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.1%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $4,336− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,750

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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