406 Lauder Avenue, Toronto, ON

Oakwood Village, Toronto · MLS® C13872000

$1,059,000
For Sale
Listed 12 days agoNo offer date stated
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3Bedrooms
2Bathrooms
1Garage · 4 parking
1100-1500Sq ft

About this home

In short

  • Welcome to 406 Lauder Ave.
  • Offering 3 spacious bedrooms and 2 bathrooms, this inviting home showcases beautiful hardwood floors and original details that lend warmth and character throughout.
  • Generously sized bedrooms provide comfortable retreats, while the versatile lower level offers additional living space and a convenient 3-piece bathroom.
  • Enjoy a fantastic Toronto location close to the TTC, parks, restaurants, shops, schools and much much more !.

Welcome to 406 Lauder Ave! Timeless charm meets everyday comfort in this beautifully maintained detached two-storey home with ***Private driveway*** in sought-after Oakwood Village. Offering 3 spacious bedrooms and 2 bathrooms, this inviting home showcases beautiful hardwood floors and original details that lend warmth and character throughout.The bright living room features a cozy fireplace and flows seamlessly into the dining room-perfect for relaxed evenings and entertaining family and friends. A sun-filled kitchen and dining area make everyday meals and special gatherings feel equally welcoming. Generously sized bedrooms provide comfortable retreats, while the versatile lower level offers additional living space and a convenient 3-piece bathroom. Whether you envision a family room, home office, gym, or recreation area, there's room to make it your own. Enjoy a fantastic Toronto location close to the TTC, parks, restaurants, shops, schools and much much more !. A great opportunity to own a charming detached home in vibrant Oakwood village.

Key facts

Property type
Detached, 2-Storey
MLS®
C13872000
Bedrooms
3
Bathrooms
2
Size
1100-1500 sq ft
Lot
28 × 121 ft
Cross streets
Dufferin & Rogers
Parking
1 garage · 4 parking (detached)
Driveway
Private
Basement
Partial Basement
Heating
Radiant
A/C
Wall Unit(s)
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,586 / 2026
Days on market
12
Listing brokerage
RE/MAX EXPERTS

Rooms

Living RoomMain5.30 × 3.38 m

hardwood floor · large window · french doors

KitchenMain4.89 × 2.44 m

breakfast area · pantry

Bedroom 2Second3.58 × 2.89 m

large window · broadloom · closet

RecreationBasement4.70 × 3.60 m

Tile Floor

Bedroom 3Second3.85 × 3.02 m

hardwood floor · closet · large window

Primary BedroomSecond3.05 × 5.63 m

hardwood floor · large window · closet

Dining RoomMain4.23 × 3.12 m

hardwood floor · open concept · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Oakwood Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Oakwood Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Leaside
$2.15M
Stonegate-Queensway
$2.25M
Banbury-Don Mills
$5.50M
Islington-City Centre West
$1.54M
Willowdale East
$2.29M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Rawlinson Community School
63%
Rawlinson Community SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 63% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St John Bosco Catholic School · Catholic elementary0.6 km · 65% at standard
Stella Maris Catholic School · Catholic elementary0.8 km · 76% at standard
St Clare Catholic School · Catholic elementary0.8 km · 72% at standard
Fairbank Public School · Public elementary1.0 km · 59% at standard
St Alphonsus Catholic School · Catholic elementary1.0 km · 74% at standard
St Thomas Aquinas Catholic School · Catholic elementary1.0 km · 74% at standard
J R Wilcox Community School · Public elementary1.1 km · 72% at standard
Fairbank Memorial Community School · Public elementary1.1 km · 66% at standard
Humewood Community School · Public elementary1.2 km · 75% at standard
F H Miller Junior Public School · Public elementary1.3 km · 78% at standard
McMurrich Junior Public School · Public elementary1.4 km · 81% at standard
St Nicholas of Bari Catholic School · Catholic elementary1.5 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,827/mo
$199KIncome needed
5.3×Price ÷ income
$1,114Weekly cost
$35,310Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,827Property tax $382Total carry $5,209

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,684per month

Mortgage amount $847,200 · 4.49% over 25 years

$211,800Down payment (20.0%)
$847,200Loan before insurance
$0CMHC premium
$5,066Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,684
Property tax
$382
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,066

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,655
Toronto municipal land transfer tax
$17,655
Estimated closing costs
$35,310

Plus your down payment of $211,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,670/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$558,094Total interest paid
$1,405,294Total of all payments
Principal $847,200 Interest $558,094
YearPrincipalInterestBalance
1$18,906$37,306$828,294
2$19,764$36,447$808,530
3$20,662$35,550$787,868
4$21,600$34,612$766,268
5$22,581$33,631$743,688
6$23,606$32,606$720,082
7$24,678$31,534$695,404
8$25,798$30,414$669,606
9$26,969$29,242$642,637
10$28,194$28,018$614,443
11$29,474$26,738$584,969
12$30,812$25,400$554,157
13$32,211$24,001$521,946
14$33,674$22,538$488,272
15$35,203$21,009$453,069
16$36,801$19,411$416,268
17$38,472$17,740$377,796
18$40,219$15,993$337,578
19$42,045$14,167$295,533
20$43,954$12,258$251,579
21$45,949$10,262$205,630
22$48,036$8,176$157,594
23$50,217$5,995$107,377
24$52,497$3,715$54,880
25$54,880$1,331$0

At the end of your 5-year term

Total paid over the term
$281,059
Principal paid down
$103,512
Interest paid
$177,547
Balance remaining
$743,688

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.6%
Gross yield
− Property tax $4,586− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,578

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXPERTS. MLS®/PropTx.

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