2104-609 Sherbourne Street, Toronto, ON

North St. James Town, Toronto · MLS® C13814932

$938,000
For Sale
Listed 27 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • OWN OVER 1,100 SQ FT, 3 BEDROOMS & A CORNER SUITE FOR $938K.
  • With over 1,100 sq. ft., 3 bedrooms, unobstructed green views and a rare split-bedroom layout, this residence delivers the feel of a spacious home with the...
  • Just a 1-minute walk to Sherbourne Subway Station, getting around the city couldn't be easier.
  • The bright open-concept living and dining area is surrounded by natural light and offers beautiful views of lush greenery-an inviting space for both everyday living...
  • Groceries, cafés, restaurants and everyday essentials are all within easy reach, while Yorkville, Rosedale Ravine trails, parks and downtown Toronto are just minutes...

WHY COMPROMISE ON SPACE? OWN OVER 1,100 SQ FT, 3 BEDROOMS & A CORNER SUITE FOR $938K! Welcome to a brand-new, never-lived-in corner suite offering the space, privacy and functionality that are increasingly difficult to find in downtown Toronto. With over 1,100 sq. ft., 3 bedrooms, unobstructed green views and a rare split-bedroom layout, this residence delivers the feel of a spacious home with the convenience of city living. Just a 1-minute walk to Sherbourne Subway Station, getting around the city couldn't be easier. Inside, the thoughtfully designed floorplan maximizes every square foot, with excellent separation between bedrooms and no wasted space. The bright open-concept living and dining area is surrounded by natural light and offers beautiful views of lush greenery-an inviting space for both everyday living and entertaining. The modern chef-inspired kitchen features premium built-in appliances, sleek cabinetry and custom organizers, combining style with exceptional functionality. The spacious primary bedroom features a large closet and spa-inspired ensuite, while the two additional bedrooms provide outstanding flexibility for family, guests, a home office or other lifestyle needs. Step outside your suite and enjoy an impressive collection of amenities, including a fitness centre, co-working space, guest suite, pet wash, music room, games room, theatre, multipurpose room and children's room, plus a landscaped outdoor terrace with BBQs. And the location delivers on convenience. Groceries, cafés, restaurants and everyday essentials are all within easy reach, while Yorkville, Rosedale Ravine trails, parks and downtown Toronto are just minutes away. A rare downtown opportunity to own a large, brand-new 3-bedroom corner suite with 1,100+ sq. ft., green views and exceptional subway access-all for $938,000 only!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13814932
Bedrooms
3
Bathrooms
3 (1 half)
Size
1000-1199 sq ft
Cross streets
Bloor St E/Sherbourne St
Parking
1 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Concrete
Maintenance
$805/mo
Exposure
North West
Days on market
27
Listing brokerage
KELLER WILLIAMS REFERRED URBAN REALTY

Rooms

Bedroom 2Flat3.20 × 2.80 m

mirrored closet · large window · vinyl floor

KitchenFlat5.60 × 3.70 m

b/i appliances · pantry · pot lights

Dining RoomFlat5.60 × 3.70 m

combined w/kitchen · w/o to balcony · glass doors

Living RoomFlat5.60 × 3.70 m

combined w/dining · open concept · vinyl floor

Primary BedroomFlat3.20 × 2.90 m

mirrored closet · large window · 3 pc ensuite

Bedroom 3Flat3.10 × 3.00 m

mirrored closet · large window · nw view

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in North St. James Town · asking prices
$1.03Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $950/sqft; this home lists at $853/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
938kThis home899k1.29M1.35M835k800kThis home vs active comparables

Neighbourhood & location

North St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$529K
Kensington-Chinatown
$585K
Waterfront Communities C8
$554K
Waterfront Communities C1
$610K
Niagara
$724K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Winchester Junior and Senior Public School
76%
Winchester Junior and Senior Public SchoolPublic · Elementary · 0.8 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Msgr Fraser College (Isabella Campus) · Catholic secondary0.2 km
Rose Avenue Junior Public School · Public elementary0.3 km · 46% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.7 km
Jarvis Collegiate Institute · Public secondary0.7 km · 57% at standard
Rosedale Junior Public School · Public elementary0.8 km · 94% at standard
Rosedale Heights School of the Arts · Public secondary0.9 km · 80% at standard
Church Street Junior Public School · Public elementary0.9 km · 73% at standard
Native Learning Centre · Public secondary0.9 km
St Martin Catholic School (St.Martin) · Catholic secondary1.1 km
Jesse Ketchum Junior and Senior Public School · Public elementary1.3 km · 87% at standard
St Joseph's College School · Catholic secondary1.3 km · 76% at standard
Sprucecourt Junior Public School · Public elementary1.3 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,275/mo
$201KIncome needed
4.7×Price ÷ income
$987Weekly cost
$30,470Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $4,275Estimated property tax $586Condo fee $805Total carry $5,666

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,149per month

Mortgage amount $750,400 · 4.49% over 25 years

$187,600Down payment (20.0%)
$750,400Loan before insurance
$0CMHC premium
$5,540Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,149
Estimated property tax
$586
Condo / maintenance fees
$805
Heating
$0
Estimated monthly cost
$5,540

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,235
Toronto municipal land transfer tax
$15,235
Estimated closing costs
$30,470

Plus your down payment of $187,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,022/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$494,327Total interest paid
$1,244,727Total of all payments
Principal $750,400 Interest $494,327
YearPrincipalInterestBalance
1$16,746$33,043$733,654
2$17,506$32,283$716,148
3$18,301$31,488$697,847
4$19,132$30,657$678,715
5$20,000$29,789$658,715
6$20,909$28,880$637,806
7$21,858$27,931$615,948
8$22,850$26,939$593,098
9$23,888$25,901$569,210
10$24,972$24,817$544,238
11$26,106$23,683$518,131
12$27,292$22,497$490,840
13$28,531$21,258$462,309
14$29,826$19,963$432,483
15$31,180$18,609$401,302
16$32,596$17,193$368,706
17$34,076$15,713$334,630
18$35,623$14,166$299,007
19$37,241$12,548$261,766
20$38,932$10,857$222,834
21$40,699$9,090$182,135
22$42,547$7,242$139,587
23$44,479$5,310$95,108
24$46,499$3,290$48,610
25$48,610$1,179$0

At the end of your 5-year term

Total paid over the term
$248,945
Principal paid down
$91,685
Interest paid
$157,260
Balance remaining
$658,715

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
2.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $6,566− Condo fees $9,659− Insurance $600− Vacancy & upkeep $4,488Net operating income $19,487

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.

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