3203-575 Bloor Street, Toronto, ON

North St. James Town, Toronto · MLS® C14087836

$798,000
For Sale
Listed 3 days agoNo offer date stated
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◎ Directions
2Bedrooms
2Bathrooms
1Garage
900-999Sq ft

About this home

Tridel Built - 2 Bedrooms With 2 Bathrooms Corner Unit, Unobstructed North East View, Very Convenient Downtown Location, Close To Ttc, Subway And Highway, 903 Square Feet With 9' Ceiling, Floor-To Ceiling Windows, Open Concept Living Space With Balcony, The Suit Uses Keyless Entry, Energy-Efficient Modern Kitchen, Integrated Dishwasher, Quartz Countertop, Contemporary Soft-Close Cabinetry And Ensuite Laundry.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14087836
Bedrooms
2
Bathrooms
2
Size
900-999 sq ft
Cross streets
Bloor & Parliament
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$891/mo
Exposure
North East
Property tax
$5,241 / 2026
Days on market
3
Listing brokerage
NU STREAM REALTY (TORONTO) INC.

Rooms

Bedroom 2Flat3.20 × 2.85 m

laminate · closet

Dining RoomFlat6.10 × 4.90 m

laminate · combined w/living

KitchenFlat6.10 × 4.90 m

laminate · combined w/living

Primary BedroomFlat3.61 × 3.10 m

laminate · closet · 3 pc ensuite

Living RoomFlat6.10 × 4.90 m

laminate · combined w/dining · w/o to balcony

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in North St. James Town · asking prices
$796kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $879/sqft; this home lists at $840/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
798kThis home800k835k799k719k828kThis home vs active comparables

Neighbourhood & location

North St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$529K
Kensington-Chinatown
$585K
Waterfront Communities C8
$554K
Waterfront Communities C1
$610K
Niagara
$724K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Winchester Junior and Senior Public School
76%
Winchester Junior and Senior Public SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Rose Avenue Junior Public School · Public elementary0.2 km · 46% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary0.4 km
Rosedale Heights School of the Arts · Public secondary0.6 km · 80% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.7 km
Jarvis Collegiate Institute · Public secondary0.8 km · 57% at standard
St Martin Catholic School (St.Martin) · Catholic secondary0.8 km
Rosedale Junior Public School · Public elementary1.0 km · 94% at standard
Sprucecourt Junior Public School · Public elementary1.1 km · 59% at standard
CALC Secondary School · Public secondary1.1 km
Church Street Junior Public School · Public elementary1.1 km · 73% at standard
Native Learning Centre · Public secondary1.1 km
Lord Dufferin Junior and Senior Public School · Public elementary1.3 km · 55% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,637/mo
$173KIncome needed
4.6×Price ÷ income
$839Weekly cost
$24,870Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $3,637Property tax $437Condo fee $891Total carry $4,965

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,530per month

Mortgage amount $638,400 · 4.49% over 25 years

$159,600Down payment (20.0%)
$638,400Loan before insurance
$0CMHC premium
$4,858Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,530
Property tax
$437
Condo / maintenance fees
$891
Heating
$0
Estimated monthly cost
$4,858

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,435
Toronto municipal land transfer tax
$12,435
Estimated closing costs
$24,870

Plus your down payment of $159,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,272/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$420,547Total interest paid
$1,058,947Total of all payments
Principal $638,400 Interest $420,547
YearPrincipalInterestBalance
1$14,246$28,112$624,154
2$14,893$27,465$609,260
3$15,569$26,788$593,691
4$16,276$26,082$577,415
5$17,015$25,343$560,399
6$17,788$24,570$542,611
7$18,596$23,762$524,016
8$19,440$22,918$504,576
9$20,323$22,035$484,253
10$21,245$21,113$463,008
11$22,210$20,148$440,798
12$23,218$19,140$417,580
13$24,272$18,085$393,308
14$25,375$16,983$367,933
15$26,527$15,831$341,406
16$27,731$14,627$313,675
17$28,990$13,368$284,685
18$30,306$12,051$254,379
19$31,682$10,675$222,696
20$33,121$9,237$189,575
21$34,625$7,733$154,950
22$36,197$6,161$118,754
23$37,840$4,517$80,913
24$39,559$2,799$41,355
25$41,355$1,003$0

At the end of your 5-year term

Total paid over the term
$211,789
Principal paid down
$78,001
Interest paid
$133,789
Balance remaining
$560,399

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
2.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $5,241− Condo fees $10,691− Insurance $600− Vacancy & upkeep $4,026Net operating income $16,042

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of NU STREAM REALTY (TORONTO) INC.. MLS®/PropTx.

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