1405-28 Linden Street, Toronto, ON

North St. James Town, Toronto · MLS® C12993634

$688,888
For Sale
Listed 95 days ago
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2Bedrooms
2Bathrooms
0Parking
800-899Sq Ft

About this home

Welcome to the luxurious Cooper Mansion by Tridel. Recently Renovated! This desirable property features a rare bedroom layout in a safe and quiet area in the heart of Toronto The open kitchen boasts countertops, an island, and a ceramic backsplash. spacious living and dining rooms. Laminate floors. The master bedroom includes walk-in closet and a lovely ensuite. Enjoy beautiful view of the CN Tower and cityscape from the balcony. Steps away from Subway/TTC and shops, and just minutes to Bloor/Yorkville, DVP. **EXTRAS** Walk In Closet. Spacious Layout. Incredible Location.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C12993634
Bedrooms
2
Bathrooms
2
Size
800-899
Cross streets
Bloor & Sherbourne
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$813/mo
Exposure
South
Property tax
$3,959 / 2025
Days on market
95
Listing brokerage
RIGHT AT HOME REALTY

Listing history

  1. Apr 14, 2026Listed$2,988

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
Below comparables
$778Kest. value

Listed at $688,888, this home is about 11% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 12 similar homes nearby, adjusted for size, beds, and baths.Median of 12 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $687K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $720K
  • Adjusts to $720K

That comparable adjusts to $720K; the $778K estimate above is the median of all 12 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$689KGreat deal$821KOverpriced

Total price vs nearby homes. Fair value about $778K, median of 12 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Primary suite: a key comfort and resale feature.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in North St. James Town · asking prices
$698kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

502-28 Linden Street$689k503-500 Sherbourne Street$690k1807-120 Homewood Avenue$700k4203-395 Bloor Street$720k3504-395 Bloor Street$690k

The 5 closest of 8 active listings nearby.

See all comparable homes
689kThis home689k690k700k720k690kThis home vs active comparables
Live market pulseActive comparables in North St. James Town · median list $690K
$811this home / sqft
32active listings nearby
95days on market

This home lists 8% below the area average of $877/sqft.

94 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

North St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$929K
Church-Yonge Corridor
$672K
Waterfront Communities C1
$765K
Mimico
$872K
Willowdale East
$489K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Winchester Junior and Senior Public School
76%
Winchester Junior and Senior Public SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 76% meet the provincial standard

Affordability & Mortgage

Affordability
$3,140/mo
$149KIncome needed
4.6×Price ÷ income
$725Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $3,140Property tax $330Condo fee $813Total carry $4,283

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,941per month

Mortgage amount $551,110 · 4.14% over 25 years

$137,778Down payment (20.0%)
$551,110Loan before insurance
$0CMHC premium
$4,084Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,941
Property tax
$330
Condo / maintenance fees
$813
Heating
$0
Estimated monthly cost
$4,084

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,253
Toronto municipal land transfer tax
$10,253
Estimated closing costs
$20,506

Plus your down payment of $137,778. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,572/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$331,168Total interest paid
$882,279Total of all payments
Principal $551,110 Interest $331,168
YearPrincipalInterestBalance
1$12,911$22,381$538,200
2$13,451$21,841$524,749
3$14,013$21,278$510,736
4$14,599$20,692$496,136
5$15,210$20,081$480,926
6$15,846$19,445$465,080
7$16,509$18,782$448,571
8$17,200$18,091$431,371
9$17,919$17,372$413,452
10$18,669$16,623$394,783
11$19,450$15,842$375,334
12$20,263$15,028$355,071
13$21,111$14,181$333,960
14$21,994$13,297$311,967
15$22,914$12,378$289,053
16$23,872$11,419$265,181
17$24,871$10,421$240,310
18$25,911$9,380$214,399
19$26,995$8,296$187,405
20$28,124$7,167$159,281
21$29,300$5,991$129,980
22$30,526$4,765$99,455
23$31,803$3,488$67,652
24$33,133$2,158$34,519
25$34,519$772$0

At the end of your 5-year term

Total paid over the term
$176,456
Principal paid down
$70,184
Interest paid
$106,272
Balance remaining
$480,926

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.7%
Gross yield
− Property tax $3,959− Condo fees $9,755− Insurance $600− Vacancy & upkeep $3,564Net operating income $14,522

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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