1405-28 Linden Street, Toronto, ON

North St. James Town, Toronto · MLS® C12993634

$828,000
For Sale
Listed 189 days agoNo offer date statedSitting longer than typical
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2Bedrooms
2Bathrooms
0Parking
800-899Sq ft

About this home

In short

  • Welcome to the luxurious Cooper Mansion by Tridel.
  • The master bedroom includes walk-in closet and a lovely ensuite.

Welcome to the luxurious Cooper Mansion by Tridel. Recently Renovated! This desirable property features a rare bedroom layout in a safe and quiet area in the heart of Toronto The open kitchen boasts countertops, an island, and a ceramic backsplash. spacious living and dining rooms. Laminate floors. The master bedroom includes walk-in closet and a lovely ensuite. Enjoy beautiful view of the CN Tower and cityscape from the balcony. Steps away from Subway/TTC and shops, and just minutes to Bloor/Yorkville, DVP. **EXTRAS** Walk In Closet. Spacious Layout. Incredible Location.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C12993634
Bedrooms
2
Bathrooms
2
Size
800-899 sq ft
Cross streets
Bloor & Sherbourne
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$813/mo
Exposure
South
Property tax
$3,959 / 2025
Days on market
189
Listing brokerage
RIGHT AT HOME REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in North St. James Town · asking prices
$791kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $871/sqft; this home lists at $975/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
828kThis home799k835k800k798k725kThis home vs active comparables

Neighbourhood & location

North St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$529K
Kensington-Chinatown
$585K
Waterfront Communities C8
$554K
Waterfront Communities C1
$615K
Niagara
$724K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Winchester Junior and Senior Public School
76%
Winchester Junior and Senior Public SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Msgr Fraser College (Isabella Campus) · Catholic secondary0.1 km
Rose Avenue Junior Public School · Public elementary0.3 km · 46% at standard
Jarvis Collegiate Institute · Public secondary0.6 km · 57% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.6 km
Church Street Junior Public School · Public elementary0.8 km · 73% at standard
Native Learning Centre · Public secondary0.8 km
Rosedale Junior Public School · Public elementary0.8 km · 94% at standard
Rosedale Heights School of the Arts · Public secondary0.9 km · 80% at standard
St Martin Catholic School (St.Martin) · Catholic secondary1.1 km
St Joseph's College School · Catholic secondary1.2 km · 76% at standard
Jesse Ketchum Junior and Senior Public School · Public elementary1.2 km · 87% at standard
Sprucecourt Junior Public School · Public elementary1.3 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,774/mo
$173KIncome needed
4.8×Price ÷ income
$871Weekly cost
$26,070Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $3,774Property tax $330Condo fee $813Total carry $4,917

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,663per month

Mortgage amount $662,400 · 4.49% over 25 years

$165,600Down payment (20.0%)
$662,400Loan before insurance
$0CMHC premium
$4,805Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,663
Property tax
$330
Condo / maintenance fees
$813
Heating
$0
Estimated monthly cost
$4,805

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,035
Toronto municipal land transfer tax
$13,035
Estimated closing costs
$26,070

Plus your down payment of $165,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,433/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$436,357Total interest paid
$1,098,757Total of all payments
Principal $662,400 Interest $436,357
YearPrincipalInterestBalance
1$14,782$29,168$647,618
2$15,453$28,497$632,165
3$16,155$27,796$616,010
4$16,888$27,062$599,122
5$17,655$26,295$581,467
6$18,457$25,494$563,010
7$19,295$24,656$543,716
8$20,171$23,780$523,545
9$21,087$22,864$502,458
10$22,044$21,906$480,415
11$23,045$20,905$457,370
12$24,091$19,859$433,279
13$25,185$18,765$408,094
14$26,328$17,622$381,765
15$27,524$16,426$354,241
16$28,774$15,177$325,468
17$30,080$13,870$295,388
18$31,446$12,504$263,942
19$32,874$11,077$231,068
20$34,366$9,584$196,702
21$35,926$8,024$160,776
22$37,558$6,393$123,218
23$39,263$4,687$83,955
24$41,046$2,905$42,909
25$42,909$1,041$0

At the end of your 5-year term

Total paid over the term
$219,751
Principal paid down
$80,933
Interest paid
$138,818
Balance remaining
$581,467

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $3,959− Condo fees $9,755− Insurance $600− Vacancy & upkeep $3,564Net operating income $14,522

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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