4203-395 Bloor Street, Toronto, ON

North St. James Town, Toronto · MLS® C13566896

$719,999
For Sale
Listed 2 days ago
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2Bedrooms
2Bathrooms
0Parking
800-899Sq Ft

About this home

Experience luxury urban living at The Rosedale on Bloor in this bright and spacious 2-bedroom, 2-bathroom suite featuring a highly desirable open-concept layout, floor-to-ceiling windows, and an oversized balcony with breathtaking city views. The modern kitchen is equipped with quartz countertops and premium stainless steel appliances, while the thoughtfully designed floor plan maximizes both comfort and functionality. Enjoy exceptional building amenities, including a 24-hour concierge, fitness centre, indoor pool, and rooftop terrace. Steps to Sherbourne Subway Station and minutes from Yonge & Bloor, Yorkville, the University of Toronto, shopping, dining, and everyday conveniences, this is an outstanding opportunity for both homeowners and investors.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13566896
Bedrooms
2
Bathrooms
2
Size
800-899
Cross streets
Bloor St E & Sherborne St
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$902/mo
Exposure
South West
Property tax
$5,394 / 2026
Days on market
2
Listing brokerage
FIRST CLASS REALTY INC.

Rooms

Living RoomFlat6.15 × 5.79 m

combined w/kitchen · laminate · w/o to balcony

KitchenFlat6.15 × 5.79 m

stainless steel appl · laminate · combined w/living

Dining RoomFlat6.15 × 5.79 m

laminate · combined w/living · large window

BedroomFlat3.10 × 2.90 m

laminate · closet · large window

Primary BedroomFlat3.35 × 3.12 m

laminate · walk-in closet(s) · 3 pc bath

Moe’s TakeTeam Asgarian · Broker
In line
$774Kest. value

Listed at $719,999, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

Based on 13 similar homes nearby, adjusted for size, beds, and baths.Median of 13 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $938K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $766K
  • Adjusts to $766K

That comparable adjusts to $766K; the $774K estimate above is the median of all 13 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Bloor St East at Sherbourne St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$690KGreat deal$821KOverpriced

Total price vs nearby homes. Fair value about $774K, median of 13 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Weigh carefully
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby in North St. James Town · asking prices
$707kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1807-120 Homewood Avenue$700k503-500 Sherbourne Street$690k502-28 Linden Street$689k1405-28 Linden Street$689k1118-585 BLOOR Street$766k

The 5 closest of 8 active listings nearby.

See all comparable homes
720kThis home700k690k689k689k766kThis home vs active comparables
Live market pulseActive comparables in North St. James Town · median list $689K
$848this home / sqft
33active listings nearby
2days on market

This home lists 3% below the area average of $873/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

North St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bloor St East at Sherbourne St, about 43 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$1.57M
Church-Yonge Corridor
$573K
Waterfront Communities C8
$1.19M
Waterfront Communities C1
$672K
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Winchester Junior and Senior Public School
76%
Winchester Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayAbove the GTA average · 76% meet the provincial standard

Affordability & Mortgage

Affordability
$3,282/mo
$161KIncome needed
4.5×Price ÷ income
$757Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $3,282Property tax $450Condo fee $902Total carry $4,633

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,074per month

Mortgage amount $575,999 · 4.14% over 25 years

$144,000Down payment (20.0%)
$575,999Loan before insurance
$0CMHC premium
$4,425Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,074
Property tax
$450
Condo / maintenance fees
$902
Heating
$0
Estimated monthly cost
$4,425

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,875
Toronto municipal land transfer tax
$10,875
Estimated closing costs
$21,750

Plus your down payment of $144,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,733/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$346,124Total interest paid
$922,124Total of all payments
Principal $575,999 Interest $346,124
YearPrincipalInterestBalance
1$13,494$23,391$562,506
2$14,058$22,827$548,447
3$14,646$22,239$533,801
4$15,259$21,626$518,543
5$15,897$20,988$502,646
6$16,562$20,323$486,084
7$17,255$19,630$468,829
8$17,976$18,909$450,852
9$18,728$18,157$432,124
10$19,512$17,373$412,612
11$20,328$16,557$392,284
12$21,178$15,707$371,106
13$22,064$14,821$349,042
14$22,987$13,898$326,055
15$23,948$12,936$302,107
16$24,950$11,935$277,157
17$25,994$10,891$251,163
18$27,081$9,804$224,082
19$28,214$8,671$195,868
20$29,394$7,491$166,474
21$30,623$6,261$135,850
22$31,904$4,981$103,946
23$33,239$3,646$70,707
24$34,629$2,256$36,078
25$36,078$807$0

At the end of your 5-year term

Total paid over the term
$184,425
Principal paid down
$73,354
Interest paid
$111,071
Balance remaining
$502,646

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $5,394− Condo fees $10,820− Insurance $600− Vacancy & upkeep $3,564Net operating income $12,022

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FIRST CLASS REALTY INC.. MLS®/PropTx.

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