4203-395 Bloor Street, Toronto, ON

North St. James Town, Toronto · MLS® C13566896

$659,999
For Sale
Listed 96 days agoNo offer date statedSitting longer than typical
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2Bedrooms
2Bathrooms
0Parking
800-899Sq ft

About this home

In short

  • Experience luxury urban living at The Rosedale on Bloor in this bright and spacious 2-bedroom, 2-bathroom suite featuring a highly desirable open-concept layout...
  • Enjoy exceptional building amenities, including a 24-hour concierge, fitness centre, indoor pool, and rooftop terrace.
  • Steps to Sherbourne Subway Station and minutes from Yonge & Bloor, Yorkville, the University of Toronto, shopping, dining, and everyday conveniences, this is an...

Experience luxury urban living at The Rosedale on Bloor in this bright and spacious 2-bedroom, 2-bathroom suite featuring a highly desirable open-concept layout, floor-to-ceiling windows, and an oversized balcony with breathtaking city views. The modern kitchen is equipped with quartz countertops and premium stainless steel appliances, while the thoughtfully designed floor plan maximizes both comfort and functionality. Enjoy exceptional building amenities, including a 24-hour concierge, fitness centre, indoor pool, and rooftop terrace. Steps to Sherbourne Subway Station and minutes from Yonge & Bloor, Yorkville, the University of Toronto, shopping, dining, and everyday conveniences, this is an outstanding opportunity for both homeowners and investors.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13566896
Bedrooms
2
Bathrooms
2
Size
800-899 sq ft
Cross streets
Bloor St E & Sherborne St
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$902/mo
Exposure
South West
Property tax
$5,394 / 2026
Days on market
96
Listing brokerage
FIRST CLASS REALTY INC.

Rooms

Living RoomFlat6.15 × 5.79 m

combined w/kitchen · laminate · w/o to balcony

KitchenFlat6.15 × 5.79 m

stainless steel appl · laminate · combined w/living

Dining RoomFlat6.15 × 5.79 m

laminate · combined w/living · large window

BedroomFlat3.10 × 2.90 m

laminate · closet · large window

Primary BedroomFlat3.35 × 3.12 m

laminate · walk-in closet(s) · 3 pc bath

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in North St. James Town · asking prices
$676kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $817/sqft; this home lists at $777/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
660kThis home659k650k649k725k695kThis home vs active comparables

Neighbourhood & location

North St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$1.03M
Church-Yonge Corridor
$876K
Kensington-Chinatown
$585K
Moss Park
$549K
Waterfront Communities C8
$554K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Winchester Junior and Senior Public School
76%
Winchester Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Msgr Fraser College (Isabella Campus) · Catholic secondary0.3 km
Rose Avenue Junior Public School · Public elementary0.4 km · 46% at standard
Rosedale Junior Public School · Public elementary0.7 km · 94% at standard
Jarvis Collegiate Institute · Public secondary0.7 km · 57% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.7 km
Rosedale Heights School of the Arts · Public secondary0.9 km · 80% at standard
Church Street Junior Public School · Public elementary1.0 km · 73% at standard
Native Learning Centre · Public secondary1.0 km
St Martin Catholic School (St.Martin) · Catholic secondary1.2 km
Jesse Ketchum Junior and Senior Public School · Public elementary1.2 km · 87% at standard
St Joseph's College School · Catholic secondary1.3 km · 76% at standard
Sprucecourt Junior Public School · Public elementary1.4 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,008/mo
$150KIncome needed
4.4×Price ÷ income
$694Weekly cost
$19,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $3,008Property tax $450Condo fee $902Total carry $4,359

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,919per month

Mortgage amount $527,999 · 4.49% over 25 years

$132,000Down payment (20.0%)
$527,999Loan before insurance
$0CMHC premium
$4,271Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,919
Property tax
$450
Condo / maintenance fees
$902
Heating
$0
Estimated monthly cost
$4,271

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,675
Toronto municipal land transfer tax
$9,675
Estimated closing costs
$19,350

Plus your down payment of $132,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,533/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$347,820Total interest paid
$875,819Total of all payments
Principal $527,999 Interest $347,820
YearPrincipalInterestBalance
1$11,783$23,250$516,217
2$12,318$22,715$503,899
3$12,877$22,156$491,022
4$13,462$21,571$477,560
5$14,073$20,960$463,487
6$14,712$20,321$448,776
7$15,380$19,653$433,396
8$16,078$18,955$417,318
9$16,808$18,225$400,510
10$17,571$17,462$382,939
11$18,369$16,664$364,570
12$19,203$15,830$345,366
13$20,075$14,958$325,291
14$20,986$14,046$304,305
15$21,939$13,093$282,366
16$22,935$12,097$259,430
17$23,977$11,056$235,454
18$25,065$9,967$210,388
19$26,204$8,829$184,185
20$27,393$7,640$156,791
21$28,637$6,396$128,154
22$29,937$5,096$98,217
23$31,297$3,736$66,921
24$32,718$2,315$34,203
25$34,203$830$0

At the end of your 5-year term

Total paid over the term
$175,164
Principal paid down
$64,512
Interest paid
$110,652
Balance remaining
$463,487

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.9%
Gross yield
− Property tax $5,394− Condo fees $10,820− Insurance $600− Vacancy & upkeep $3,564Net operating income $12,022

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FIRST CLASS REALTY INC.. MLS®/PropTx.

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