1807-120 Homewood Avenue, Toronto, ON

North St. James Town, Toronto · MLS® C13852876

$649,900
For Sale
Listed 17 days agoNo offer date stated
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2Bedrooms
2Bathrooms
0Parking
800-899Sq ft

About this home

In short

  • Welcome To The Verve--Tridel's Energy Saving Star Building.
  • Gourmet Kitchen W/ Granite, 9Ft Ceilings, Open Concept Design.
  • Amazing Downtown Location; Walk To All Amenities And Both Yonge And Bloor Subway Line.
  • Great Amenities: Rooftop Pool, 24Hr Concierge, Visitor's Parking,Theatre,Fitness Centre, Aerobics, Billiards Room, Sun Deck.

Welcome To The Verve--Tridel's Energy Saving Star Building. This Spacious(861 Sq.Ft) Split 2 Bedroom. Bright/Sunny/Clear Stunning Southern And Eastern View. Gourmet Kitchen W/ Granite, 9Ft Ceilings, Open Concept Design. Amazing Downtown Location; Walk To All Amenities And Both Yonge And Bloor Subway Line. Close Access To Dvp. Great Amenities: Rooftop Pool, 24Hr Concierge, Visitor's Parking,Theatre,Fitness Centre, Aerobics, Billiards Room, Sun Deck.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13852876
Bedrooms
2
Bathrooms
2
Size
800-899 sq ft
Cross streets
Wellesley & Jarvis
Parking
0 parking
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Concrete
Maintenance
$689/mo
Exposure
South East
Property tax
$3,469 / 2025
Days on market
17
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

KitchenGround2.44 × 2.44 m

laminate · centre island · open concept

Bedroom 2Ground3.06 × 2.67 m

east view · picture window · closet

FoyerGround0.00 × 0.00 m

Laminate

Dining RoomGround3.59 × 3.05 m

laminate · combined w/living · open concept

Living RoomGround3.59 × 3.05 m

laminate · combined w/dining · w/o to balcony

Primary BedroomGround3.96 × 3.05 m

south view · 4 pc ensuite · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in North St. James Town · asking prices
$678kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $819/sqft; this home lists at $765/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
650kThis home649k659k660k725k695kThis home vs active comparables

Neighbourhood & location

North St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$876K
Moss Park
$549K
Kensington-Chinatown
$585K
Waterfront Communities C8
$554K
Waterfront Communities C1
$625K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Jarvis Collegiate Institute · Public secondary0.2 km · 57% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.2 km
Msgr Fraser College (Isabella Campus) · Catholic secondary0.3 km
Rose Avenue Junior Public School · Public elementary0.5 km · 46% at standard
Winchester Junior and Senior Public School · Public elementary0.5 km · 76% at standard
Native Learning Centre · Public secondary0.5 km
St Martin Catholic School (St.Martin) · Catholic secondary1.0 km
Lord Dufferin Junior and Senior Public School · Public elementary1.0 km · 55% at standard
St Joseph's College School · Catholic secondary1.0 km · 76% at standard
Sprucecourt Junior Public School · Public elementary1.1 km · 59% at standard
Rosedale Heights School of the Arts · Public secondary1.1 km · 80% at standard
Rosedale Junior Public School · Public elementary1.2 km · 94% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,962/mo
$139KIncome needed
4.7×Price ÷ income
$684Weekly cost
$18,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $2,962Property tax $289Condo fee $689Total carry $3,940

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,875per month

Mortgage amount $519,920 · 4.49% over 25 years

$129,980Down payment (20.0%)
$519,920Loan before insurance
$0CMHC premium
$3,853Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,875
Property tax
$289
Condo / maintenance fees
$689
Heating
$0
Estimated monthly cost
$3,853

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,473
Toronto municipal land transfer tax
$9,473
Estimated closing costs
$18,946

Plus your down payment of $129,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,479/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$342,498Total interest paid
$862,418Total of all payments
Principal $519,920 Interest $342,498
YearPrincipalInterestBalance
1$11,602$22,894$508,318
2$12,129$22,368$496,188
3$12,680$21,817$483,508
4$13,256$21,241$470,253
5$13,857$20,639$456,395
6$14,487$20,010$441,909
7$15,144$19,352$426,764
8$15,832$18,665$410,932
9$16,551$17,946$394,381
10$17,302$17,194$377,079
11$18,088$16,409$358,991
12$18,909$15,588$340,082
13$19,768$14,729$320,314
14$20,665$13,831$299,649
15$21,604$12,893$278,045
16$22,584$11,912$255,461
17$23,610$10,887$231,851
18$24,682$9,815$207,169
19$25,803$8,694$181,366
20$26,974$7,523$154,392
21$28,199$6,298$126,193
22$29,479$5,018$96,714
23$30,818$3,679$65,897
24$32,217$2,280$33,680
25$33,680$817$0

At the end of your 5-year term

Total paid over the term
$172,484
Principal paid down
$63,525
Interest paid
$108,959
Balance remaining
$456,395

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.0%
Gross yield
− Property tax $3,469− Condo fees $8,271− Insurance $600− Vacancy & upkeep $3,564Net operating income $16,496

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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