320-25 Cole Street, Toronto, ON

Regent Park, Toronto · MLS® C13819174

$339,900
For Sale
Listed 26 days agoNo offer date stated
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1Bathrooms
0Parking
0-499Sq ft

About this home

In short

  • A Smart Start To Homeownership In Regent Park.
  • Bright and inviting east-facing bachelor suite offering a functional open-concept layout and a private balcony.
  • Enjoy the convenience of ensuite laundry and 24-hour concierge service.
  • The 505 Dundas TTC streetcar is right outside, making commuting around the city easy and convenient.

A Smart Start To Homeownership In Regent Park! Bright and inviting east-facing bachelor suite offering a functional open-concept layout and a private balcony. Floor-to-ceiling windows fill the space with natural light, while the modern kitchen features stainless steel appliances and granite countertops. Enjoy the convenience of ensuite laundry and 24-hour concierge service. Everyday essentials right at your doorstep - FreshCo/Sobeys, Tim Hortons and RBC all located within the building. Stay active at the fitness centre, or head out to the Regent Park Aquatic Centre, nearby parks, cafes and downtown dining. The 505 Dundas TTC streetcar is right outside, making commuting around the city easy and convenient. An excellent opportunity for first-time buyers looking to get into the Toronto market and enjoy the freedom of homeownership in a vibrant, evolving neighbourhood. Storage locker included. Move-in ready, well-connected and an easy place to call home!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13819174
Bathrooms
1
Size
0-499 sq ft
Cross streets
Dundas St E & Parliament St
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$406/mo
Exposure
East
Property tax
$1,964 / 2026
Days on market
26
Listing brokerage
RE/MAX ABOUTOWNE REALTY CORP.

Rooms

Living RoomFlat7.91 × 2.40 m

open concept · combined w/dining · w/o to balcony

Living RoomFlat
Dining RoomFlat
KitchenFlat4.31 × 1.52 m

open concept · combined w/living · w/o to balcony

Living RoomFlat3.96 × 7.01 m

combined w/dining · window floor to ceiling · w/o to balcony

StudyFlat0.70 × 0.70 m

open concept · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Regent Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$549K
Church-Yonge Corridor
$876K
Waterfront Communities C8
$554K
Kensington-Chinatown
$585K
Waterfront Communities C1
$625K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 55% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Nelson Mandela Park Public School · Public elementary0.4 km · 47% at standard
Sprucecourt Junior Public School · Public elementary0.5 km · 59% at standard
Winchester Junior and Senior Public School · Public elementary0.8 km · 76% at standard
St Martin Catholic School (St.Martin) · Catholic secondary0.8 km
Our Lady of Lourdes Catholic School · Catholic elementary1.0 km · 64% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.0 km
Market Lane Junior and Senior Public School · Public elementary1.1 km · 74% at standard
St Michael's Choir (Jr) School · Catholic elementary1.1 km · 98% at standard
Jarvis Collegiate Institute · Public secondary1.2 km · 57% at standard
St Michael's Choir (Sr) School · Catholic secondary1.2 km · 98% at standard
SEED Alternative School · Public secondary1.2 km
Church Street Junior Public School · Public elementary1.2 km · 73% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,549/mo
$76KIncome needed
4.5×Price ÷ income
$357Weekly cost
$7,147Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $1,549Property tax $164Condo fee $406Total carry $2,119

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,503per month

Mortgage amount $271,920 · 4.49% over 25 years

$67,980Down payment (20.0%)
$271,920Loan before insurance
$0CMHC premium
$2,073Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,503
Property tax
$164
Condo / maintenance fees
$406
Heating
$0
Estimated monthly cost
$2,073

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$3,574
Toronto municipal land transfer tax
$3,574
Estimated closing costs
$7,147

Plus your down payment of $67,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$1,820/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$179,128Total interest paid
$451,048Total of all payments
Principal $271,920 Interest $179,128
YearPrincipalInterestBalance
1$6,068$11,974$265,852
2$6,344$11,698$259,508
3$6,632$11,410$252,877
4$6,933$11,109$245,944
5$7,248$10,794$238,696
6$7,577$10,465$231,120
7$7,921$10,121$223,199
8$8,280$9,762$214,919
9$8,656$9,386$206,263
10$9,049$8,993$197,214
11$9,460$8,582$187,754
12$9,890$8,152$177,864
13$10,339$7,703$167,525
14$10,808$7,234$156,717
15$11,299$6,743$145,419
16$11,812$6,230$133,607
17$12,348$5,694$121,259
18$12,909$5,133$108,350
19$13,495$4,547$94,855
20$14,108$3,934$80,748
21$14,748$3,294$66,000
22$15,418$2,624$50,582
23$16,118$1,924$34,464
24$16,850$1,192$17,615
25$17,615$427$0

At the end of your 5-year term

Total paid over the term
$90,210
Principal paid down
$33,224
Interest paid
$56,986
Balance remaining
$238,696

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
5.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.1%
Gross yield
− Property tax $1,964− Condo fees $4,872− Insurance $600− Vacancy & upkeep $3,036Net operating income $17,127

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ABOUTOWNE REALTY CORP.. MLS®/PropTx.

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