1306-130 River Street, Toronto, ON

Regent Park, Toronto · MLS® C13878208

$309,900
For Sale
Listed 11 days agoNo offer date stated
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1Bedrooms
2Bathrooms
1Garage
0-499Sq ft

About this home

In short

  • Welcome to this rare studio suite offering an exceptional combination of functionality and convenience, complete with one underground parking space and two storage...
  • Designed with modern urban living in mind, the open-concept layout maximizes every square foot while creating a bright and comfortable living space.
  • Conveniently located close to transit, major highways, restaurants, cafes, shopping, and everyday essentials, this is a rare opportunity to own a well-appointed...

Welcome to this rare studio suite offering an exceptional combination of functionality and convenience, complete with one underground parking space and two storage lockers. Designed with modern urban living in mind, the open-concept layout maximizes every square foot while creating a bright and comfortable living space. Floor-to-ceiling windows fill the suite with natural light, and a spacious private balcony showcases beautiful southwest views of the city skyline.The contemporary kitchen features sleek built-in appliances, modern cabinetry, and an efficient layout that flows seamlessly into the living area. Laminate flooring extends throughout, creating a clean and cohesive design ideal for first-time buyers, professionals, or investors.Residents enjoy access to an impressive selection of amenities including a concierge, fitness centre, party room, co-working patio, children's play area, and more. Conveniently located close to transit, major highways, restaurants, cafes, shopping, and everyday essentials, this is a rare opportunity to own a well-appointed studio in one of Toronto's rapidly growing neighbourhoods with the added value of parking and two lockers.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13878208
Bedrooms
1 (1 total)
Bathrooms
2 (2 half)
Size
0-499 sq ft
Cross streets
Dundas And River
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$376/mo
Exposure
South West
Property tax
$2,241 / 2026
Days on market
11
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

KitchenMain3.30 × 3.00 m

open concept · combined w/living · b/i appliances

Powder RoomMain0.00 × 0.00 m

2 Pc Bath

Dining RoomMain3.30 × 3.00 m

open concept · sw view · combined w/living

BathroomMain0.00 × 0.00 m

2 pc bath · separate shower

Living RoomMain3.30 × 3.00 m

open concept · combined w/kitchen · sw view

BedroomMain2.80 × 2.30 m

open concept · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Inglenook Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Regent Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$549K
North St. James Town
$649K
Waterfront Communities C8
$525K
Church-Yonge Corridor
$580K
Kensington-Chinatown
$600K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Nelson Mandela Park Public School
47%
Nelson Mandela Park Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 47% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Sprucecourt Junior Public School · Public elementary0.5 km · 59% at standard
SEED Alternative School · Public secondary0.7 km
Queen Alexandra Middle School · Public elementary0.7 km · 71% at standard
Lord Dufferin Junior and Senior Public School · Public elementary0.7 km · 55% at standard
Dundas Junior Public School · Public elementary0.8 km · 59% at standard
St Martin Catholic School (St.Martin) · Catholic secondary0.8 km
Eastdale Collegiate Institute · Public secondary0.9 km
Quest Alternative School Senior · Public elementary1.1 km
Withrow Avenue Junior Public School · Public elementary1.1 km · 85% at standard
Winchester Junior and Senior Public School · Public elementary1.1 km · 76% at standard
Market Lane Junior and Senior Public School · Public elementary1.4 km · 74% at standard
Our Lady of Lourdes Catholic School · Catholic elementary1.4 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,412/mo
$71KIncome needed
4.4×Price ÷ income
$326Weekly cost
$6,247Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $1,412Property tax $187Condo fee $376Total carry $1,975

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,371per month

Mortgage amount $247,920 · 4.49% over 25 years

$61,980Down payment (20.0%)
$247,920Loan before insurance
$0CMHC premium
$1,934Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,371
Property tax
$187
Condo / maintenance fees
$376
Heating
$0
Estimated monthly cost
$1,934

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$3,124
Toronto municipal land transfer tax
$3,124
Estimated closing costs
$6,247

Plus your down payment of $61,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$1,659/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$163,318Total interest paid
$411,238Total of all payments
Principal $247,920 Interest $163,318
YearPrincipalInterestBalance
1$5,533$10,917$242,387
2$5,784$10,666$236,604
3$6,046$10,403$230,557
4$6,321$10,129$224,237
5$6,608$9,842$217,629
6$6,908$9,542$210,721
7$7,222$9,228$203,499
8$7,549$8,900$195,950
9$7,892$8,557$188,058
10$8,251$8,199$179,807
11$8,625$7,824$171,182
12$9,017$7,433$162,165
13$9,426$7,023$152,739
14$9,854$6,595$142,885
15$10,302$6,148$132,584
16$10,769$5,680$121,815
17$11,258$5,191$110,556
18$11,769$4,680$98,787
19$12,304$4,146$86,483
20$12,862$3,587$73,621
21$13,446$3,003$60,174
22$14,057$2,393$46,117
23$14,695$1,754$31,422
24$15,362$1,087$16,060
25$16,060$390$0

At the end of your 5-year term

Total paid over the term
$82,248
Principal paid down
$30,291
Interest paid
$51,956
Balance remaining
$217,629

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
5.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.9%
Gross yield
− Property tax $2,241− Condo fees $4,510− Insurance $600− Vacancy & upkeep $3,036Net operating income $17,213

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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