522-600 Fleet Street, Toronto, ON

Niagara, Toronto · MLS® C13825166

$450,000
For Sale
Listed 25 days agoNo offer date stated
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1Bedrooms
1Bathrooms
1Garage
500-599Sq ft

About this home

In short

  • Welcome to Malibu Condos in the heart of Fort York.
  • This spacious unit offers nearly 600sq feet of living space, direct South exposure and a large bedroom big enough to add a work station.
  • Building amenities include a meeting room, gym, an amazing top-floor pool with a glass ceiling and a large outdoor terrace offering panoramic city and lake views.

Welcome to Malibu Condos in the heart of Fort York. This spacious unit offers nearly 600sq feet of living space, direct South exposure and a large bedroom big enough to add a work station. Conveniently located at Lake Shore and Bathurst offers quick access to transit, highways, the lakefront and all the amenities downtown has to offer. Building amenities include a meeting room, gym, an amazing top-floor pool with a glass ceiling and a large outdoor terrace offering panoramic city and lake views. Parking and locker included, a must-see!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13825166
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
Bathurst and Lake Shore Blvd.
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$658/mo
Exposure
South
Property tax
$2,383 / 2025
Days on market
25
Listing brokerage
RE/MAX WEST REALTY INC.

Rooms

KitchenMain2.53 × 2.74 m
Living RoomMain3.35 × 4.15 m
BedroomMain2.89 × 4.64 m
BathroomMain1.67 × 2.48 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (The Waterfront School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$713K
Little Portugal
$549K
Kensington-Chinatown
$600K
Church-Yonge Corridor
$580K
Waterfront Communities C8
$525K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near The Waterfront School
74%
The Waterfront SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 74% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
City School · Public secondary0.3 km · 58% at standard
Jean Lumb Public School · Public elementary0.6 km · 73% at standard
Niagara Street Junior Public School · Public elementary1.0 km · 82% at standard
Oasis Alternative Secondary School · Public secondary1.0 km
ALPHA Alternative Junior School · Public elementary1.0 km
St Mary Catholic School · Catholic elementary1.0 km · 64% at standard
Charles G Fraser Junior Public School · Public elementary1.5 km · 74% at standard
Ogden Junior Public School · Public elementary1.5 km · 69% at standard
Ryerson Community School Junior Senior · Public elementary1.6 km · 52% at standard
Givins/Shaw Junior Public School · Public elementary1.7 km · 81% at standard
Msgr Fraser College (Southwest) · Catholic secondary1.9 km
Contact Alternative School School · Public secondary2.1 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,051/mo
$100KIncome needed
4.5×Price ÷ income
$473Weekly cost
$10,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,051Property tax $199Condo fee $658Total carry $2,908

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,991per month

Mortgage amount $360,000 · 4.49% over 25 years

$90,000Down payment (20.0%)
$360,000Loan before insurance
$0CMHC premium
$2,847Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,991
Property tax
$199
Condo / maintenance fees
$658
Heating
$0
Estimated monthly cost
$2,847

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,475
Toronto municipal land transfer tax
$5,475
Estimated closing costs
$10,950

Plus your down payment of $90,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,409/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$237,151Total interest paid
$597,151Total of all payments
Principal $360,000 Interest $237,151
YearPrincipalInterestBalance
1$8,034$15,852$351,966
2$8,398$15,488$343,568
3$8,780$15,106$334,788
4$9,178$14,708$325,610
5$9,595$14,291$316,015
6$10,031$13,855$305,984
7$10,486$13,400$295,498
8$10,962$12,924$284,535
9$11,460$12,426$273,075
10$11,980$11,906$261,095
11$12,524$11,362$248,570
12$13,093$10,793$235,477
13$13,687$10,199$221,790
14$14,309$9,577$207,481
15$14,959$8,927$192,522
16$15,638$8,248$176,885
17$16,348$7,538$160,537
18$17,090$6,796$143,447
19$17,866$6,020$125,581
20$18,677$5,209$106,903
21$19,525$4,361$87,378
22$20,412$3,474$66,966
23$21,339$2,547$45,628
24$22,307$1,579$23,320
25$23,320$566$0

At the end of your 5-year term

Total paid over the term
$119,430
Principal paid down
$43,985
Interest paid
$75,445
Balance remaining
$316,015

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $2,383− Condo fees $7,900− Insurance $600− Vacancy & upkeep $2,244Net operating income $7,273

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.

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