326 St Clements Avenue, Toronto, ON

Lawrence Park South, Toronto · MLS® C13829230

$3,129,000
For Sale
Listed 24 days agoNo offer date stated
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4+1Bedrooms
5Bathrooms
1Garage · 2 parking
2000-2500Sq ft

About this home

In short

  • Situated on a 25 x 131 foot lot located in the heart of highly coveted Allenby School District, This exceptional newer custom-built family home offers a blend of...
  • This stunning residence features 4 + 1 bedrooms, 5 bathrooms, soaring ceilings, wide plank hardwood floors and beautifully curated living spaces throughout.
  • Seamlessly connected to a stunning Gourmet kitchen complete with premium appliances, an oversized center island, generous cabinetry and marble countertops.
  • A second floor offers a spacious primary suite with a separate walk in closet and a spa like 5-piece ensuite, plus three additional well-appointed bedrooms, second...
  • The lower level boasts 11 foor ceilings, a nanny suite, a spacious recreation room with wet bar, fireplace, radiant heated flooring, walk out to yard and patio and...

Situated on a 25 x 131 foot lot located in the heart of highly coveted Allenby School District, This exceptional newer custom-built family home offers a blend of luxury, functionally and tasteful design. This stunning residence features 4 + 1 bedrooms, 5 bathrooms, soaring ceilings, wide plank hardwood floors and beautifully curated living spaces throughout. Designed for modern family living, The main floor showcases an elegant living room that opens to a warm and inviting dining room, and family room with gas fireplace, expansive windows and a walk out to yard and patio. Seamlessly connected to a stunning Gourmet kitchen complete with premium appliances, an oversized center island, generous cabinetry and marble countertops. A second floor offers a spacious primary suite with a separate walk in closet and a spa like 5-piece ensuite, plus three additional well-appointed bedrooms, second floor laundry and skylight. The lower level boasts 11 foor ceilings, a nanny suite, a spacious recreation room with wet bar, fireplace, radiant heated flooring, walk out to yard and patio and direct access to garage. This prestigious neighborhood is steps to renowned schools, parks & convenient transit options including access to the new crosstown LRT. A perfect blend of urban convenience and family friendly living.

Key facts

Property type
Detached, 2-Storey
MLS®
C13829230
Bedrooms
4+1 (5 total)
Bathrooms
5 (1 half)
Size
2000-2500 sq ft
Lot
25 × 131.5 ft
Cross streets
Avenue Road & St. Clements Ave
Parking
1 garage · 2 parking (built-in)
Driveway
Mutual
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$14,318 / 2026
Days on market
24
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

OtherBasement2.71 × 2.40 m

Large Window

RecreationBasement5.11 × 4.33 m

fireplace · w/o to yard · wet bar

Primary BedroomSecond4.38 × 3.67 m

5 pc ensuite · walk-in closet(s) · hardwood floor

Dining RoomMain8.06 × 3.88 m

open concept · combined w/living · hardwood floor

Living RoomMain8.06 × 3.88 m

combined w/dining · large window · hardwood floor

Bedroom 2Second3.15 × 3.04 m

3 pc ensuite · double closet · b/i closet

Bedroom 3Second4.07 × 2.55 m

closet organizers · window · hardwood floor

KitchenMain5.53 × 4.01 m

b/i appliances · overlooks family · marble counter

Bedroom 4Second3.47 × 2.97 m

walk-in closet(s) · hardwood floor

Family RoomMain4.57 × 5.62 m

fireplace · b/i shelves · window floor to ceiling

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for North Toronto Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby · asking prices
$2.68Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $1,190/sqft; this home lists at $1,391/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
3.13MThis home3.35M2.60M2.10MThis home vs active comparables

Neighbourhood & location

Lawrence Park South, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Leaside
$2.15M
St. Andrew-Windfields
$4.10M
Dovercourt-Wallace Emerson-Junction
$1.25M
Banbury-Don Mills
$5.50M
Willowdale East
$2.19M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Allenby Junior Public School
78%
Allenby Junior Public SchoolPublic · Elementary · 0.3 km awayAbove the GTA average · 78% meet the provincial standard
Glenview Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Marshall McLuhan Catholic Secondary School · Catholic secondary0.3 km · 74% at standard
John Ross Robertson Junior Public School · Public elementary0.8 km · 83% at standard
Oriole Park Junior Public School · Public elementary0.9 km · 100% at standard
North Preparatory Junior Public School · Public elementary1.0 km · 71% at standard
John Fisher Junior Public School · Public elementary1.0 km · 85% at standard
Forest Hill Collegiate Institute · Public secondary1.2 km · 76% at standard
Lawrence Park Collegiate Institute · Public secondary1.3 km · 92% at standard
Northern Secondary School · Public secondary1.6 km · 82% at standard
Eglinton Junior Public School · Public elementary1.6 km · 70% at standard
Forest Hill Junior and Senior Public School · Public elementary1.7 km · 82% at standard
Spectrum Alternative Senior School · Public elementary1.8 km
Davisville Junior Public School · Public elementary1.8 km · 86% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$14,261/mo
$583KIncome needed
5.4×Price ÷ income
$3,291Weekly cost
$130,690Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $14,261Property tax $1,193Total carry $15,454

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$13,841per month

Mortgage amount $2,503,200 · 4.49% over 25 years

$625,800Down payment (20.0%)
$2,503,200Loan before insurance
$0CMHC premium
$15,034Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$13,841
Property tax
$1,193
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$15,034

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$64,700
Toronto municipal land transfer tax
$65,990
Estimated closing costs
$130,690

Plus your down payment of $625,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$16,752/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,648,987Total interest paid
$4,152,187Total of all payments
Principal $2,503,200 Interest $1,648,987
YearPrincipalInterestBalance
1$55,861$110,227$2,447,339
2$58,397$107,690$2,388,942
3$61,049$105,039$2,327,894
4$63,820$102,267$2,264,073
5$66,718$99,369$2,197,355
6$69,747$96,340$2,127,608
7$72,914$93,173$2,054,694
8$76,225$89,863$1,978,469
9$79,686$86,402$1,898,783
10$83,304$82,784$1,815,480
11$87,086$79,001$1,728,394
12$91,040$75,047$1,637,353
13$95,174$70,914$1,542,180
14$99,495$66,593$1,442,685
15$104,012$62,075$1,338,672
16$108,735$57,352$1,229,937
17$113,672$52,415$1,116,265
18$118,833$47,254$997,432
19$124,229$41,859$873,204
20$129,869$36,218$743,335
21$135,766$30,322$607,569
22$141,930$24,157$465,639
23$148,374$17,713$317,265
24$155,111$10,976$162,154
25$162,154$3,934$0

At the end of your 5-year term

Total paid over the term
$830,437
Principal paid down
$305,845
Interest paid
$524,593
Balance remaining
$2,197,355

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
0.9%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.6%
Gross yield
− Property tax $14,318− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $29,138

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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