4210-101 Charles Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13833412

$898,800
For Sale
Listed 21 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Experience elevated urban living in this beautifully maintained luxury suite on the 42nd floor, ideally situated in the heart of Toronto.
  • Featuring a spacious, highly functional layout with 9-ft ceilings and floor-to-ceiling windows, the residence is filled with natural light while showcasing...
  • Residents enjoy an impressive collection of premium amenities, including an outdoor pool and Jacuzzi, fully equipped fitness centre, yoga studio, elegant party room...

Experience elevated urban living in this beautifully maintained luxury suite on the 42nd floor, ideally situated in the heart of Toronto. Featuring a spacious, highly functional layout with 9-ft ceilings and floor-to-ceiling windows, the residence is filled with natural light while showcasing breathtaking views of Lake Ontario from a generous private balcony.The sleek modern kitchen is thoughtfully designed with a large centre island, offering both style and functionality for everyday living and entertaining. Ample closet and storage space further enhances the comfort and practicality of the home.Residents enjoy an impressive collection of premium amenities, including an outdoor pool and Jacuzzi, fully equipped fitness centre, yoga studio, elegant party room, BBQ area, visitor parking, and 24-hour concierge service.Perfectly positioned just steps from Yonge & Bloor subway stations, TTC, world-class shopping, restaurants, cafés, and nearby universities, this exceptional suite offers the perfect combination of luxury, convenience, and vibrant downtown living.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13833412
Bedrooms
2
Bathrooms
2
Size
800-899 sq ft
Cross streets
Charles St E/Jarvis St
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$682/mo
Exposure
North East
Property tax
$4,343 / 2026
Days on market
21
Listing brokerage
BAY STREET GROUP INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Church-Yonge Corridor · asking prices
$760kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $945/sqft; this home lists at $1,058/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
899kThis home859k760k730k699k750kThis home vs active comparables

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North St. James Town
$649K
Annex
$1.03M
Kensington-Chinatown
$585K
Moss Park
$549K
Waterfront Communities C8
$554K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayHigher-rated than most nearby · 87% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Msgr Fraser College (Isabella Campus) · Catholic secondary0.3 km
Jarvis Collegiate Institute · Public secondary0.5 km · 57% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.6 km
Rose Avenue Junior Public School · Public elementary0.6 km · 46% at standard
Native Learning Centre · Public secondary0.7 km
Church Street Junior Public School · Public elementary0.7 km · 73% at standard
Winchester Junior and Senior Public School · Public elementary0.9 km · 76% at standard
St Joseph's College School · Catholic secondary0.9 km · 76% at standard
Rosedale Junior Public School · Public elementary0.9 km · 94% at standard
Rosedale Heights School of the Arts · Public secondary1.3 km · 80% at standard
St Martin Catholic School (St.Martin) · Catholic secondary1.3 km
Lord Dufferin Junior and Senior Public School · Public elementary1.4 km · 55% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,096/mo
$184KIncome needed
4.9×Price ÷ income
$945Weekly cost
$28,902Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $4,096Property tax $362Condo fee $682Total carry $5,140

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,976per month

Mortgage amount $719,040 · 4.49% over 25 years

$179,760Down payment (20.0%)
$719,040Loan before insurance
$0CMHC premium
$5,020Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,976
Property tax
$362
Condo / maintenance fees
$682
Heating
$0
Estimated monthly cost
$5,020

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,451
Toronto municipal land transfer tax
$14,451
Estimated closing costs
$28,902

Plus your down payment of $179,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,812/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$473,669Total interest paid
$1,192,709Total of all payments
Principal $719,040 Interest $473,669
YearPrincipalInterestBalance
1$16,046$31,662$702,994
2$16,774$30,934$686,220
3$17,536$30,172$668,684
4$18,332$29,376$650,351
5$19,165$28,544$631,187
6$20,035$27,674$611,152
7$20,944$26,764$590,207
8$21,895$25,813$568,312
9$22,890$24,819$545,422
10$23,929$23,779$521,493
11$25,015$22,693$496,478
12$26,151$21,557$470,327
13$27,338$20,370$442,989
14$28,580$19,129$414,409
15$29,877$17,831$384,531
16$31,234$16,474$353,297
17$32,652$15,056$320,645
18$34,135$13,574$286,511
19$35,684$12,024$250,826
20$37,305$10,404$213,522
21$38,998$8,710$174,523
22$40,769$6,939$133,754
23$42,620$5,088$91,134
24$44,555$3,153$46,578
25$46,578$1,130$0

At the end of your 5-year term

Total paid over the term
$238,542
Principal paid down
$87,853
Interest paid
$150,688
Balance remaining
$631,187

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $4,343− Condo fees $8,184− Insurance $600− Vacancy & upkeep $3,564Net operating income $15,709

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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