Th03-110 Charles Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13834036

$899,000
For Sale
Listed 22 days agoNo offer date stated
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2+1Bedrooms
3Bathrooms
2Garage
1000-1199Sq ft

About this home

In short

  • Rarely Offered Townhouse In X Condos By Great Gulf,In The Heart Of Yorkville-An Exceptional And Seldom-Available Property Type In One Of Toronto's Most Prestigious...
  • One Of Only FiveTownhomes In The Building With Exclusive Access To A Private Courtyard, This South-Facing Home Features Rare 9-Foot Ceilings And Floor-To-Ceiling...
  • The Entire Home Has Been Freshly Painted And Features Laminated Flooring, Modern Pot Lights And A Bright, Functional Open-Concept Layout Ideal For Everyday Living And...
  • Residents Of X Enjoy Resort-Style Amenities, Including 24-Hour Concierge, An Outdoor Rooftop Pool And Hot Tub, Poolside Cabanas, BBQ Area, Outdoor Fireplace, Fully...

Rarely Offered Townhouse In X Condos By Great Gulf,In The Heart Of Yorkville-An Exceptional And Seldom-Available Property Type In One Of Toronto's Most Prestigious And Highly Sought-After Neighbourhoods. One Of Yorkville's Most Coveted Addresses! Offering The Privacy, Space And Convenience Of Townhouse Living While Enjoying The Security And Full-Service Amenities Of A Luxury Condominium, This Unique Residence Is Truly A Rare Find In Downtown Toronto.One Of Only FiveTownhomes In The Building With Exclusive Access To A Private Courtyard, This South-Facing Home Features Rare 9-Foot Ceilings And Floor-To-Ceiling Windows That Fill The Interior With Abundant Natural Light. The Entire Home Has Been Freshly Painted And Features Laminated Flooring, Modern Pot Lights And A Bright, Functional Open-Concept Layout Ideal For Everyday Living And Entertaining.The Contemporary Kitchen Features A Large Centre Island, Generous Counter Space And Ample Cabinetry, Seamlessly Connecting To The Spacious Living And Dining Areas. Multiple Custom Built-In Closets Throughout The Home Provide Excellent Storage, Organization And Everyday Convenience. Two Parking Spaces And Two Walk In Large Storage Lockers Are Included-A Rare And Valuable Offering In This Prime Downtown Location.This Well-Managed Building Is Ideally Situated On Charles Street, Just Steps From Bloor Street. Enjoy Exceptional Walkability To Bloor-Yonge And Sherbourne Subway Stations, Two Subway Lines, Yorkville Shopping, Luxury Boutiques, Grocery Stores, Restaurants, Cafes, Fitness Centres, The University Of Toronto And Toronto's Most Popular Downtown Destinations.Residents Of X Enjoy Resort-Style Amenities, Including 24-Hour Concierge, An Outdoor Rooftop Pool And Hot Tub, Poolside Cabanas, BBQ Area, Outdoor Fireplace, Fully Equipped Gym, Yoga Studio, Steam Room, Library, Billiards And Games Lounge, Party And Dining Rooms, Guest Suites And Ample Visitor Parking.Unique Outdoor Golf Practice Green.A Truly Unique Opportunity!

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
C13834036
Bedrooms
2+1 (3 total)
Bathrooms
3 (1 half)
Size
1000-1199 sq ft
Cross streets
Bloor St/ Church St
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,022/mo
Exposure
South
Property tax
$5,935 / 2026
Days on market
22
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

Living RoomMain8.22 × 6.11 m

combined w/dining · hardwood floor · window floor to ceiling

Dining RoomMain8.22 × 6.11 m

combined w/living · hardwood floor · window floor to ceiling

DenSecond2.82 × 2.44 m

Hardwood Floor

Primary BedroomSecond3.66 × 3.18 m

hardwood floor · window floor to ceiling · 5 pc ensuite

Bedroom 2Second2.82 × 2.74 m

hardwood floor · window floor to ceiling · closet

KitchenMain8.22 × 3.00 m

marble counter · hardwood floor · stainless steel appl

Our TakeTeam Asgarian · Broker
Ask and recent sales differ
$1.07Mautomated estimate, from recent sales

Listed at $899,000, about 16% below our estimate of $1.07M (homes like it typically land between $995K and $1.12M).

List price
$899KBelow our range$1.12MAbove our range

Total price vs nearby homes. Fair value about $1.07M, learned from recent GTA sales.

The market behind the math:

22days on market so far
$3,836/moest. rent · 22 leases
5.1%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $818/sqft against an area asking average of $612/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.16M. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($818/sqft) is above the area, which usually points to a smaller or more efficient layout.

There were not many closely comparable homes right in Church-Yonge Corridor, so I widened the search to the surrounding area.

Based on 8 comparable homes that sold in Church-Yonge Corridor over the past two years, from 9 closings there.

What sellers nearby are askingCurrently listed nearby in Church-Yonge Corridor · asking prices
$1.27Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market. Homes like this one have recently closed around $1.07M, which is where my estimate comes from.

Per square foot, these ask about $736/sqft; this home lists at $818/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
899kThis home1.20M980k1.20M1.70MThis home vs active comparables

Sold price trend

Median sold price for condo townhouses in Toronto: $684K in September 2026, down 3% from a year ago, on 1,425 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$702K150
November 2025$709K130
December 2025$705K63
January 2026$695K77
February 2026$728K104
March 2026$715K121
April 2026$711K147
May 2026$726K131
June 2026$706K132
July 2026$683K156
August 2026$669K116
September 2026$684K98

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Casa Loma
$2.80M
Niagara
$917K
Clairlea-Birchmount
$510K
Victoria Village
$754K
Mimico
$840K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayHigher-rated than most nearby · 87% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Msgr Fraser College (Isabella Campus) · Catholic secondary0.3 km
Jarvis Collegiate Institute · Public secondary0.6 km · 57% at standard
Rose Avenue Junior Public School · Public elementary0.6 km · 46% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.6 km
Native Learning Centre · Public secondary0.7 km
Church Street Junior Public School · Public elementary0.7 km · 73% at standard
Rosedale Junior Public School · Public elementary0.8 km · 94% at standard
Winchester Junior and Senior Public School · Public elementary0.9 km · 76% at standard
St Joseph's College School · Catholic secondary1.0 km · 76% at standard
Rosedale Heights School of the Arts · Public secondary1.2 km · 80% at standard
St Martin Catholic School (St.Martin) · Catholic secondary1.3 km
Sprucecourt Junior Public School · Public elementary1.5 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,097/mo
$195KIncome needed
4.6×Price ÷ income
$946Weekly cost
$28,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $4,097Property tax $495Condo fee $1,022Total carry $5,614

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,977per month

Mortgage amount $719,200 · 4.49% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$5,493Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,977
Property tax
$495
Condo / maintenance fees
$1,022
Heating
$0
Estimated monthly cost
$5,493

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Toronto municipal land transfer tax
$14,455
Estimated closing costs
$28,910

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,813/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$473,774Total interest paid
$1,192,974Total of all payments
Principal $719,200 Interest $473,774
YearPrincipalInterestBalance
1$16,049$31,669$703,151
2$16,778$30,941$686,372
3$17,540$30,179$668,832
4$18,336$29,383$650,496
5$19,169$28,550$631,327
6$20,039$27,680$611,288
7$20,949$26,770$590,339
8$21,900$25,819$568,438
9$22,895$24,824$545,544
10$23,934$23,785$521,609
11$25,021$22,698$496,589
12$26,157$21,562$470,432
13$27,345$20,374$443,087
14$28,586$19,133$414,501
15$29,884$17,835$384,617
16$31,241$16,478$353,376
17$32,659$15,060$320,717
18$34,142$13,577$286,575
19$35,692$12,027$250,882
20$37,313$10,406$213,569
21$39,007$8,712$174,562
22$40,778$6,941$133,784
23$42,630$5,089$91,154
24$44,565$3,154$46,589
25$46,589$1,130$0

At the end of your 5-year term

Total paid over the term
$238,595
Principal paid down
$87,873
Interest paid
$150,722
Balance remaining
$631,327

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 22 whole-home leases in Church-Yonge Corridor$3,836/mo
$46,032Gross annual rent
2.5%Cap rate after taxes and upkeep
$3,459 to $4,347Typical rent range
~22 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 22 whole-home leases in Church-Yonge Corridor signed at a median of $3,831 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,836. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.1%
Gross yield
− Property tax $5,935− Condo fees $12,264− Insurance $600− Vacancy & upkeep $5,064Net operating income $22,169

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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