2302-500 St Clair Avenue, Toronto, ON

Humewood-Cedarvale, Toronto · MLS® C13834158

$1,299,999
For Sale
Listed 21 days agoNo offer date stated
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2Bedrooms
2Bathrooms
2Garage
1200-1399Sq ft

About this home

In short

  • Welcome to penthouse living at its finest in the heart of St.
  • This stunning penthouse corner unit offers a massive 1,381 sq. ft. of bright, open interior space designed for effortless living and grand entertaining.
  • Featuring 10-foot ceilings and soaring floor-to-ceiling windows throughout, the home is bathed in natural light and framed by sweeping, unobstructed city views.
  • Spacious & Private Layout: Desirable split-bedroom floor plan ensuring maximum privacy, paired with a custom built-in eat-in kitchen that seamlessly flows into the...

Welcome to penthouse living at its finest in the heart of St. Clair West and Bathurst. This stunning penthouse corner unit offers a massive 1,381 sq. ft. of bright, open interior space designed for effortless living and grand entertaining. Featuring 10-foot ceilings and soaring floor-to-ceiling windows throughout, the home is bathed in natural light and framed by sweeping, unobstructed city views. Spacious & Private Layout: Desirable split-bedroom floor plan ensuring maximum privacy, paired with a custom built-in eat-in kitchen that seamlessly flows into the expansive living area. Outdoor Living: Three private balconies to soak in panoramic city vistas from every angle. Exclusive & Convenience: One of only four units on the Penthouse level, complete with an oversized storage locker and two convenient parking spots. An exceptional blend of size, light, and luxury-this is the penthouse you've been waiting for!!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13834158
Bedrooms
2
Bathrooms
2
Size
1200-1399 sq ft
Cross streets
Bathurst/St Clair W.
Parking
2 garage (underground)
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,405/mo
Exposure
North West
Property tax
$6,236 / 2026
Days on market
21
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

Bedroom 2Main3.74 × 3.73 m

w/o to balcony · closet organizers

KitchenMain5.55 × 2.56 m

w/o to balcony · eat-in kitchen · granite counters

Living RoomMain5.18 × 3.76 m

laminate · combined w/dining

Dining RoomMain6.08 × 3.42 m

w/o to balcony · laminate

Primary BedroomMain4.14 × 3.23 m

w/o to balcony · closet organizers · 4 pc ensuite

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Oakwood Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby · asking prices
$1.32Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $964/sqft; this home lists at $1,000/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.30MThis home1.28M1.49M1.19MThis home vs active comparables

Neighbourhood & location

Humewood-Cedarvale, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$1.03M
Kensington-Chinatown
$585K
North St. James Town
$649K
Little Portugal
$549K
Waterfront Communities C1
$691K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Oakwood Collegiate Institute
66%
Oakwood Collegiate InstitutePublic · Secondary · 1.5 km awayBelow the GTA average · 66% meet the provincial standard
Hillcrest Community SchoolEQAO results not published
Winona Drive Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Hillcrest Community School · Public elementary0.5 km · 85% at standard
Humewood Community School · Public elementary0.8 km · 75% at standard
St Alphonsus Catholic School · Catholic elementary1.0 km · 74% at standard
McMurrich Junior Public School · Public elementary1.2 km · 81% at standard
St Bruno/St. Raymond Catholic School · Catholic elementary1.3 km · 56% at standard
Forest Hill Junior and Senior Public School · Public elementary1.4 km · 82% at standard
Brown Junior Public School · Public elementary1.4 km · 86% at standard
Palmerston Avenue Junior Public School · Public elementary1.6 km · 80% at standard
Cedarvale Community School · Public elementary1.7 km · 85% at standard
Rawlinson Community School · Public elementary1.7 km · 63% at standard
Essex Junior and Senior Public School · Public elementary1.7 km · 64% at standard
Hawthorne II Bilingual Alternative Junior School · Public elementary1.7 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,925/mo
$272KIncome needed
4.8×Price ÷ income
$1,367Weekly cost
$44,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $5,925Property tax $520Condo fee $1,405Total carry $7,850

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,750per month

Mortgage amount $1,039,999 · 4.49% over 25 years

$260,000Down payment (20.0%)
$1,039,999Loan before insurance
$0CMHC premium
$7,675Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,750
Property tax
$520
Condo / maintenance fees
$1,405
Heating
$0
Estimated monthly cost
$7,675

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,475
Toronto municipal land transfer tax
$22,475
Estimated closing costs
$44,950

Plus your down payment of $260,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,960/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$685,101Total interest paid
$1,725,100Total of all payments
Principal $1,039,999 Interest $685,101
YearPrincipalInterestBalance
1$23,208$45,796$1,016,791
2$24,262$44,742$992,529
3$25,364$43,640$967,165
4$26,515$42,489$940,650
5$27,719$41,285$912,930
6$28,978$40,026$883,953
7$30,293$38,711$853,659
8$31,669$37,335$821,990
9$33,107$35,897$788,883
10$34,610$34,394$754,273
11$36,181$32,823$718,092
12$37,824$31,180$680,268
13$39,542$29,462$640,726
14$41,337$27,667$599,389
15$43,214$25,790$556,175
16$45,176$23,828$511,000
17$47,227$21,777$463,772
18$49,371$19,633$414,401
19$51,613$17,391$362,788
20$53,956$15,048$308,832
21$56,406$12,598$252,425
22$58,967$10,037$193,458
23$61,645$7,359$131,813
24$64,444$4,560$67,370
25$67,370$1,634$0

At the end of your 5-year term

Total paid over the term
$345,020
Principal paid down
$127,069
Interest paid
$217,951
Balance remaining
$912,930

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
1.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $6,236− Condo fees $16,860− Insurance $600− Vacancy & upkeep $5,412Net operating income $20,092

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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