46 Mathersfield Drive, Toronto, ON

Rosedale-Moore Park, Toronto · MLS® C13835258

$3,495,000
For Sale
Listed 1 day agoNo offer date stated
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3+1Bedrooms
5Bathrooms
2Garage
2000-2500Sq ft

About this home

In short

  • Tucked away on a quiet South Rosedale cul-de-sac, 46 Mathersfield Avenue is a rare find: an elegant semi-detached home built approximately 25 years ago, with the...
  • Beyond, the home unfolds into a spectacular kitchen and family room with soaring 11-foot ceilings.
  • Floor-to-ceiling windows frame the landscaped garden and bring light into this beautiful gathering space.
  • Upstairs, the primary suite feels like a private retreat, with a Juliette balcony, walk-in closet and renovated five-piece ensuite.
  • From this peaceful pocket, Rosedale Junior Public School, Branksome Hall, parks, ravine trails, transit and the shops and restaurants of Yonge Street are all close at...

Tucked away on a quiet South Rosedale cul-de-sac, 46 Mathersfield Avenue is a rare find: an elegant semi-detached home built approximately 25 years ago, with the scale and character of a classic residence and the comforts of a newer build. Offering approximately 3,500 sq. ft. across all levels, it has a two-car garage, three bedrooms with ensuite baths and exceptional space for entertaining.An Amberwood front door opens to gracious living and dining rooms with crown moulding and a gas fireplace. Beyond, the home unfolds into a spectacular kitchen and family room with soaring 11-foot ceilings. Designed by RN Design and KGA Kitchens, it features custom cabinetry, quartz counters, Sub-Zero and Wolf appliances, an oversized island and a walk-in pantry. Floor-to-ceiling windows frame the landscaped garden and bring light into this beautiful gathering space.Upstairs, the primary suite feels like a private retreat, with a Juliette balcony, walk-in closet and renovated five-piece ensuite. Two generous additional bedrooms each have their own bath, while a skylight above the curved staircase draws natural light through the home. The finished lower level, with above-grade windows, offers a recreation room with gas fireplace, a large gym, fourth bedroom and three-piece bath.David Scott Designs landscaped the front and rear gardens, complete with new stonework, fencing and a Sundance hot tub. From this peaceful pocket, Rosedale Junior Public School, Branksome Hall, parks, ravine trails, transit and the shops and restaurants of Yonge Street are all close at hand.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
C13835258
Bedrooms
3+1 (4 total)
Bathrooms
5 (1 half)
Size
2000-2500 sq ft
Lot
25.53 × 107.51 ft
Cross streets
Yonge & Rowanwood
Parking
2 garage (detached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$14,610 / 2026
Days on market
1
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES OXLEY REAL ESTAT

Rooms

Dining RoomMain7.96 × 3.48 m

combined w/living · overlooks living

Family RoomMain6.04 × 3.03 m

gas fireplace · window floor to ceiling · w/o to yard

KitchenMain6.04 × 4.47 m

stainless steel appl · quartz counter · pantry

LaundryLower3.08 × 2.97 m

laminate · pocket doors

FoyerMain1.92 × 1.72 m

tile floor · double closet

BedroomLower3.67 × 3.32 m

broadloom · above grade window

Bedroom 2Second3.46 × 3.25 m

hardwood floor · double closet · 4 pc ensuite

Bedroom 3Second5.15 × 4.53 m

hardwood floor · double closet · 4 pc ensuite

Primary BedroomSecond6.47 × 6.03 m

juliette balcony · walk-in closet(s) · 5 pc ensuite

RecreationLower7.33 × 5.48 m

broadloom · fireplace

Living RoomMain7.96 × 3.48 m

combined w/dining · fireplace · bay window

Exercise RoomLower7.32 × 3.51 m

laminate · closet

Our TakeTeam Asgarian · Broker
A small discount is typical
$3.42Mlikely sale price

Listed at $3,495,000. Going by how homes in Rosedale-Moore Park and the wider GTA have actually closed against their asking prices (about 98%, 5 local closings in 90 days), the likely sale price is near $3.42M, if it sells. A realistic range is $3.20M to $3.85M.

Independent value check: $3.19M. Without looking at the asking price, our model values the home itself about 9% below the ask (homes like it typically land between $2.99M and $3.35M).

Why $3.19M. The typical semi-detached home sold in Rosedale-Moore Park over the past year went for about $2.79M (24 sales). What sets this one apart:

  • ▲ Raises itIts tax bill, which follows the city's own assessment, is $14,610 a year; the typical home sold here pays about $14,100.
  • ▲ Raises it3+1 bedrooms and 5 baths, against 3+1 and 4 typically.
  • ▲ Raises it slightly2 garage and 2 total parking spaces, against 1 and 2 typically.
List price
$3.20MBelow recent closings$3.85MAbove recent closings

Total price vs nearby homes. Likely closing about $3.42M, from 5 recent closings in this pocket.

The market behind the math:

5sold nearby · 90 days
$2.55Mmedian sold price
96%of asking, on average
+1%prices vs a year ago
~15 dayshomes like this take to sell
1days on market so far
$10,025/moest. rent · 5 leases
3.4%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.6 months of inventory: 6 semi-detached homes for sale in the area against 5 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,553/sqft against an area asking average of $1,294/sqft.

  • Ravine / green setting. This home is described as backing onto a ravine or green setting. A premium that comparable-sales math under-prices, so read the estimate as a floor.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.90M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Rosedale Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Rosedale-Moore Park, so I widened the search to the surrounding area.

Based on 5 comparable homes that sold in Rosedale-Moore Park over the past two years, from 45 closings there.

What sellers nearby are askingCurrently listed nearby in Rosedale-Moore Park · asking prices
$2.68Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $3.19M, which is where my estimate comes from.

Per square foot, these ask about $1,338/sqft; this home lists at $1,553/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 6 active listings nearby.

See all comparable homes
3.50MThis home3.75M3.90M2.65M1.50M1.60MThis home vs active comparables

Neighbourhood & location

Rosedale-Moore Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North Riverdale
$1.30M
Palmerston-Little Italy
$1.96M
Dovercourt-Wallace Emerson-Junction
$1.26M
Oakwood Village
$1.07M
South Riverdale
$1.29M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Rosedale Junior Public School
94%
Rosedale Junior Public SchoolPublic · Elementary · 0.7 km awayAmong the top in the GTA · 94% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cottingham Junior Public School · Public elementary0.7 km · 100% at standard
Whitney Junior Public School · Public elementary0.9 km · 94% at standard
Jesse Ketchum Junior and Senior Public School · Public elementary1.1 km · 87% at standard
Brown Junior Public School · Public elementary1.1 km · 86% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary1.6 km
Huron Street Junior Public School · Public elementary1.8 km · 74% at standard
Rose Avenue Junior Public School · Public elementary1.8 km · 46% at standard
Rosedale Heights School of the Arts · Public secondary2.0 km · 80% at standard
Davisville Junior Public School · Public elementary2.0 km · 86% at standard
St Joseph's College School · Catholic secondary2.0 km · 76% at standard
Spectrum Alternative Senior School · Public elementary2.0 km
Bennington Heights Elementary School · Public elementary2.0 km · 80% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$15,929/mo
$647KIncome needed
5.4×Price ÷ income
$3,676Weekly cost
$152,650Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $15,929Property tax $1,217Total carry $17,147

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$15,460per month

Mortgage amount $2,796,000 · 4.49% over 25 years

$699,000Down payment (20.0%)
$2,796,000Loan before insurance
$0CMHC premium
$16,677Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$15,460
Property tax
$1,218
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$16,677

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$73,850
Toronto municipal land transfer tax
$78,800
Estimated closing costs
$152,650

Plus your down payment of $699,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$18,711/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,841,869Total interest paid
$4,637,869Total of all payments
Principal $2,796,000 Interest $1,841,869
YearPrincipalInterestBalance
1$62,395$123,120$2,733,605
2$65,228$120,287$2,668,377
3$68,189$117,325$2,600,188
4$71,285$114,229$2,528,903
5$74,522$110,993$2,454,380
6$77,906$107,609$2,376,475
7$81,443$104,072$2,295,032
8$85,141$100,374$2,209,891
9$89,007$96,508$2,120,884
10$93,048$92,467$2,027,837
11$97,273$88,242$1,930,564
12$101,689$83,826$1,828,875
13$106,306$79,209$1,722,569
14$111,133$74,382$1,611,436
15$116,179$69,336$1,495,257
16$121,454$64,061$1,373,804
17$126,968$58,547$1,246,835
18$132,733$52,782$1,114,102
19$138,760$46,755$975,343
20$145,060$40,455$830,283
21$151,646$33,869$678,636
22$158,532$26,983$520,105
23$165,730$19,785$354,375
24$173,254$12,260$181,121
25$181,121$4,394$0

At the end of your 5-year term

Total paid over the term
$927,574
Principal paid down
$341,620
Interest paid
$585,954
Balance remaining
$2,454,380

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Rosedale-Moore Park$10,025/mo
$120,300Gross annual rent
2.6%Cap rate after taxes and upkeep
$7,621 to $11,228Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Rosedale-Moore Park signed at a median of $10,000 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $10,025. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.4%
Gross yield
− Property tax $14,610− Insurance $1,400− Vacancy & upkeep $13,233Net operating income $91,057

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES OXLEY REAL ESTAT. MLS®/PropTx.

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