44 Fisher Street, Toronto, ON

Little Portugal, Toronto · MLS® C13837216

$1,068,000
For Sale
Listed 21 days agoNo offer date stated
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3+1Bedrooms
3Bathrooms
0Parking
1100-1500Sq ft

About this home

In short

  • A Hidden Gem in the Heart of Toronto surrounded by good schools.
  • This inviting 3+1-bedroom residence offers a wonderful blend of character, functionality, and urban convenience.
  • The thoughtfully designed main and upper levels provide comfortable living spaces for families and professionals alike, while the finished walk-out basement, complete...
  • Step outside and discover your own private backyard oasis-perfect for relaxing, entertaining, and enjoying summer evenings in the city.

A Hidden Gem in the Heart of Toronto surrounded by good schools! Welcome to 44 Fisher Street, a charming and meticulously maintained 2-storey home nestled on a quiet, tree-lined street in the highly sought-after Little Portugal-Brockton Village community. This inviting 3+1-bedroom residence offers a wonderful blend of character, functionality, and urban convenience. The thoughtfully designed main and upper levels provide comfortable living spaces for families and professionals alike, while the finished walk-out basement, complete with a full bathroom and separate entrance, offers excellent flexibility for additional living space, a home office, or potential in-law accommodation. Step outside and discover your own private backyard oasis-perfect for relaxing, entertaining, and enjoying summer evenings in the city. Situated just steps from parks, schools, public transit, and the vibrant shops, cafés, and restaurants that make this neighbourhood so desirable. Whether you're looking for a welcoming family home, a place to enjoy the best of Toronto living, or an investment opportunity with future potential, Don't miss your chance to make this wonderful home your own!

Key facts

Property type
Townhouse, 2-Storey
MLS®
C13837216
Bedrooms
3+1 (4 total)
Bathrooms
3
Size
1100-1500 sq ft
Lot
12.25 × 92.58 ft
Cross streets
College Street & Dufferin Street
Parking
0 parking
Driveway
None
Basement
Finished with Walk-Out, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding
Foundation
Brick
Roof
Other
Sewer
Sewer
Property tax
$5,241 / 2026
Days on market
21
Listing brokerage
ROYAL LEPAGE WEST REALTY GROUP LTD.

Rooms

Primary BedroomSecond2.79 × 3.28 m

3 pc ensuite · his and hers closets · large window

DenBasement3.52 × 3.78 m

Separate Room

Utility RoomBasement1.84 × 1.84 m

Separate Room

Dining RoomMain3.55 × 3.07 m

combined w/kitchen · open concept · w/o to patio

Bedroom 3Second3.43 × 3.12 m

laminate · mirrored closet · large window

RecreationBasement3.52 × 8.27 m

tile floor · open concept

KitchenMain3.55 × 4.91 m

stainless steel appl · quartz counter · centre island

Bedroom 2Second2.49 × 2.72 m

laminate · mirrored closet

Living RoomMain3.42 × 3.39 m

laminate · large window · separate room

Our TakeTeam Asgarian · Broker
Likely to sell near ask
$1.09Mlikely sale price

Listed at $1,068,000. Going by how homes in Little Portugal and the wider GTA have actually closed against their asking prices (about 103%, 9 local closings in 90 days), the likely sale price is near $1.09M, if it sells. A realistic range is $1.03M to $1.23M.

Independent value check: $1.01M. Without looking at the asking price, our model values the home itself about 5% below the ask (homes like it typically land between $947K and $1.06M).

Why $1.01M. The typical townhouse sold in Little Portugal over the past year went for about $1.20M (18 sales). What sets this one apart:

  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $5,241 a year; the typical home sold here pays about $5,700.
  • ▼ Lowers it slightly0 garage and 0 total parking spaces, against 1 and 1 typically.
  • ▲ Raises it slightly3+1 bedrooms and 3 baths, against 3+1 and 2 typically.
List price
$1.03MBelow recent closings$1.23MAbove recent closings

Total price vs nearby homes. Likely closing about $1.09M, from 9 recent closings in this pocket.

The market behind the math:

9sold nearby · 90 days
$1.15Mmedian sold price
115%of asking, on average
−5%prices vs a year ago
~8 dayshomes like this take to sell
21days on market so far
$4,839/moest. rent · 10 leases
5.4%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $822/sqft against an area asking average of $696/sqft.

  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. In Little Portugal basements rarely rent out (3 of 38 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 9 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.11M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Walk-out basement: natural light and strong in-law or income potential. Income potential
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

Its public catchment (Alexander Muir/Gladstone Ave Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Little Portugal, so I widened the search to the surrounding area.

Based on 9 comparable homes that sold in Little Portugal over the past two years, from 48 closings there.

What sellers nearby are askingCurrently listed nearby · asking prices
$1.31Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market. Homes like this one have recently closed around $1.01M, which is where my estimate comes from.

Per square foot, these ask about $900/sqft; this home lists at $822/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
1.07MThis home1.39M1.34M1.35M1.38M1.09MThis home vs active comparables

Sold price trend

Median sold price for townhouses in Toronto: $1.06M in September 2026, down 3% from a year ago, on 900 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.05M84
November 2025$1.04M75
December 2025$1.05M55
January 2026$1.04M38
February 2026$1.17M53
March 2026$1.09M86
April 2026$1.22M95
May 2026$1.10M88
June 2026$1.05M97
July 2026$960K91
August 2026$995K47
September 2026$1.06M91

Neighbourhood & location

Little Portugal, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Palmerston-Little Italy
$1.30M
Dovercourt-Wallace Emerson-Junction
$987K
Stonegate-Queensway
$1.43M
Cabbagetown-South St. James Town
$1.55M
Playter Estates-Danforth
$1.35M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Alexander Muir/Gladstone Ave Junior and Senior Public School
73%
Alexander Muir/Gladstone Ave Junior and Senior Public SchoolPublic · Elementary · 0.7 km awayAround the GTA average · 73% meet the provincial standard
City View Alternative Senior SchoolEQAO results not published
ALPHA II Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Shirley Street Junior Public School · Public elementary0.3 km · 70% at standard
St Ambrose Catholic School · Catholic elementary0.4 km · 85% at standard
Brock Public School · Public elementary0.4 km · 81% at standard
The Grove Community School · Public elementary0.7 km
St Mary Catholic Academy · Catholic secondary0.8 km · 66% at standard
Parkdale Junior and Senior Public School · Public elementary0.9 km · 51% at standard
Caring and Safe School 4 · Public secondary0.9 km
Ossington/Old Orchard Junior Public School · Public elementary0.9 km · 88% at standard
Dewson Street Junior Public School · Public elementary1.0 km · 64% at standard
Bloor Collegiate Institute · Public secondary1.0 km · 82% at standard
Pope Francis Catholic School · Catholic elementary1.0 km · 67% at standard
Msgr Fraser College (Southwest) · Catholic secondary1.1 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,868/mo
$203KIncome needed
5.3×Price ÷ income
$1,123Weekly cost
$35,670Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,868Property tax $437Total carry $5,304

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,724per month

Mortgage amount $854,400 · 4.49% over 25 years

$213,600Down payment (20.0%)
$854,400Loan before insurance
$0CMHC premium
$5,161Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,724
Property tax
$437
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,161

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,835
Toronto municipal land transfer tax
$17,835
Estimated closing costs
$35,670

Plus your down payment of $213,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,718/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$562,837Total interest paid
$1,417,237Total of all payments
Principal $854,400 Interest $562,837
YearPrincipalInterestBalance
1$19,067$37,623$835,333
2$19,932$36,757$815,401
3$20,837$35,852$794,564
4$21,783$34,906$772,781
5$22,772$33,917$750,008
6$23,806$32,883$726,202
7$24,887$31,802$701,314
8$26,017$30,672$675,297
9$27,199$29,491$648,099
10$28,433$28,256$619,665
11$29,724$26,965$589,941
12$31,074$25,615$558,867
13$32,485$24,205$526,382
14$33,960$22,730$492,422
15$35,502$21,188$456,920
16$37,114$19,576$419,806
17$38,799$17,891$381,007
18$40,560$16,129$340,447
19$42,402$14,287$298,045
20$44,327$12,362$253,717
21$46,340$10,350$207,377
22$48,444$8,245$158,933
23$50,644$6,046$108,290
24$52,943$3,747$55,347
25$55,347$1,343$0

At the end of your 5-year term

Total paid over the term
$283,447
Principal paid down
$104,392
Interest paid
$179,056
Balance remaining
$750,008

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 10 whole-home leases in Little Portugal$4,839/mo
$58,068Gross annual rent
4.2%Cap rate after taxes and upkeep
$4,452 to $5,311Typical rent range

About the suite: in Little Portugal basements rarely rent out (3 of 38 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 10 whole-home leases in Little Portugal signed at a median of $4,993 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,839. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.4%
Gross yield
− Property tax $5,241− Insurance $1,400− Vacancy & upkeep $6,387Net operating income $45,040

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE WEST REALTY GROUP LTD.. MLS®/PropTx.

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