95 Wolseley Street, Toronto, ON
Kensington-Chinatown, Toronto · MLS® C14080986
About this home
In short
- Unlock lifestyle, income, and massive potential in this beautiful Victorian within iconic Queen West.
- Fully updated and highly versatile, this property features two self-contained apartments, renovated in 2021.
- The main/lower suite offers two bedrooms, two washrooms, soaring 9'9" main floor ceilings and 7-foot basement heights.
- Upstairs, the second-floor unit features two bedrooms, two washrooms, airy 9'1" ceilings, and a spacious renovated kitchen.
- Newer roof membrane and furnace.
Unlock lifestyle, income, and massive potential in this beautiful Victorian within iconic Queen West! Fully updated and highly versatile, this property features two self-contained apartments, renovated in 2021. The property offers many options: generate monthly rent, live in one unit and rent the other to offset your mortgage, use it for multi-generational living, or easily convert back into a spectacular single-family home. The main/lower suite offers two bedrooms, two washrooms, soaring 9'9" main floor ceilings and 7-foot basement heights. Upstairs, the second-floor unit features two bedrooms, two washrooms, airy 9'1" ceilings, and a spacious renovated kitchen. 1800 sq feet in total living space! Newer roof membrane and furnace. Steps from Trinity Bellwoods Park and the city's best dining, cafes, and boutiques across Queen West, the Fashion District, and Kensington Market. Close to the U of T campus. Transit equity is unmatched with the upcoming Ontario Line subway expansion and the future King West Station just down the street. Transit and walk score 100.
Key facts
- Property type
- Townhouse, 2-Storey
- MLS®
- C14080986
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 4
- Size
- 1100-1500 sq ft
- Lot
- 14.44 × 75 ft
- Cross streets
- Queen and Bathurst
- Parking
- 1 parking
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- None
- Exterior
- Brick
- Foundation
- Brick
- Roof
- Membrane, Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,415 / 2026
- Days on market
- 4
- Listing brokerage
- RE/MAX HALLMARK REALTY LTD.
Rooms
tile floor · staircase
Tile Floor
4 pc bath · tile floor
pot lights · breakfast bar · tile floor
sump pump · tile floor · window
pot lights · combined w/living · laminate
3 pc bath · quartz counter · window
3 pc ensuite · quartz counter · window
3 pc ensuite · double closet · laminate
3 pc ensuite · large window · laminate
pot lights · quartz counter · window
3 pc ensuite · quartz counter · window
pot lights · fireplace · laminate
Listed at $1,095,000, about 3% below our estimate of $1.13M (homes like it typically land between $1.06M and $1.19M).
Why $1.13M. The typical townhouse sold in Kensington-Chinatown over the past year went for about $1.14M (15 sales). What sets this one apart:
- ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $6,415 a year; the typical home sold here pays about $8,700.
- ▲ Raises itThe listing describes it as fully renovated or newly built.
- ▲ Raises it slightlyIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
Total price vs nearby homes. Fair value about $1.13M, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $842/sqft against an area asking average of $940/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 7 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $972K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Schools & getting aroundcatchment and transit
The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Kensington-Chinatown, so I widened the search to the surrounding area.
Based on 7 comparable homes that sold in Kensington-Chinatown over the past two years, from 28 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market. Homes like this one have recently closed around $1.13M, which is where my estimate comes from.
Per square foot, these ask about $940/sqft; this home lists at $842/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for townhouses in Toronto: $1.06M in September 2026, down 3% from a year ago, on 900 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.05M | 84 |
| November 2025 | $1.04M | 75 |
| December 2025 | $1.05M | 55 |
| January 2026 | $1.04M | 38 |
| February 2026 | $1.17M | 53 |
| March 2026 | $1.09M | 86 |
| April 2026 | $1.22M | 95 |
| May 2026 | $1.10M | 88 |
| June 2026 | $1.05M | 97 |
| July 2026 | $960K | 91 |
| August 2026 | $995K | 47 |
| September 2026 | $1.06M | 91 |
Neighbourhood & location
Kensington-Chinatown, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $876,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,844
- Property tax
- $535
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,378
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $18,375
- Toronto municipal land transfer tax
- $18,375
- Estimated closing costs
- $36,750
Plus your down payment of $219,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $290,613
- Principal paid down
- $107,031
- Interest paid
- $183,582
- Balance remaining
- $768,969
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 20 whole-home leases in Kensington-Chinatown signed at a median of $3,129 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,985. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.