15 Oxford Street, Toronto, ON
Kensington-Chinatown, Toronto · MLS® C13640802
About this home
In short
- Great Potential unspoiled home located in Prime Toronto location: Situated in the unique, artful and vintage community of Kensington Market and steps to the world...
- This Home is on a beautiful rectangular lot with almost 17ft of frontage and 126ft deep which allows for a four car parking behind the fenced yard in the laneway.
- Many updates have been done on the home such as gas furnace/AC/Owned HWT, Metal roof (18)/Shingle Roof (26), Kitchen & Washroom (23), Laminate flooring (23)...
- The home has 5 bedrooms on the main/2nd level plus an additional recreation room and 6th bedroom in lower level.
- There is also a potential for a garden suite in the large lot (buyer to confirm).
Great Potential unspoiled home located in Prime Toronto location: Situated in the unique, artful and vintage community of Kensington Market and steps to the world famous Chinatown, this house is an unspoiled example of a "Victorian Gothic Revival Rowhouse". The elegance of the architecture firmly secures this property's everlasting appeal. This Home is on a beautiful rectangular lot with almost 17ft of frontage and 126ft deep which allows for a four car parking behind the fenced yard in the laneway. Many updates have been done on the home such as gas furnace/AC/Owned HWT, Metal roof (18)/Shingle Roof (26), Kitchen & Washroom (23), Laminate flooring (23), electrical panel is now fuses. Formal LR/DR with higher ceilings and fireplace on main level. The home has 5 bedrooms on the main/2nd level plus an additional recreation room and 6th bedroom in lower level. The walk up entrance from the lower level to the yard has been closed off (exit from the 6th bedroom). There is also a potential for a garden suite in the large lot (buyer to confirm). This is a great home for investors or personal use!! Great location possesses a 99 Walk Score (walker's paradise): Walk to Chinatown, Little Italy, U of T, OCAD, TTC, ROM, AGO and much more!! This property is part of the Kensington Market Heritage Conservation District Plan dated February 2025 as the district plan for Kensington Market Heritage Conversation Distict.
Key facts
- Property type
- Townhouse, 2-Storey
- MLS®
- C13640802
- Bedrooms
- 5+1 (6 total)
- Bathrooms
- 2
- Size
- 1500-2000 sq ft
- Lot
- 16.96 × 126.58 ft
- Cross streets
- Spadina/College
- Parking
- 4 parking
- Driveway
- Lane, Private, Private Double, Tandem
- Basement
- Apartment, Finished with Walk-Out, Separate Entrance, Walk-Up, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Brick
- Roof
- Asphalt Shingle, Metal
- Sewer
- Sewer
- Property tax
- $7,251 / 2026
- Days on market
- 75
- Listing brokerage
- RE/MAX EXCEL REALTY LTD.
Rooms
separate room · large window · walk-in closet(s)
large window · overlooks frontyard · stained glass
large window · closet · overlooks frontyard
large window · large closet · overlooks backyard
laminate · pot lights · w/o to yard
concrete floor · separate room
renovated · eat-in kitchen · w/o to yard
hardwood floor · french doors · formal rm
laminate · open concept · separate room
hardwood floor · picture window · fireplace
large closet · large window · overlooks backyard
Listed at $1,099,900, about 1% above our estimate of $1.09M (homes like it typically land between $1.02M and $1.14M).
Why $1.09M. The typical townhouse sold in Kensington-Chinatown over the past year went for about $1.14M (15 sales). What sets this one apart:
- ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $7,251 a year; the typical home sold here pays about $8,700.
- ▼ Lowers it5+1 bedrooms and 2 baths, against 4 and 4 typically.
Total price vs nearby homes. Fair value about $1.09M, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $629/sqft against an area asking average of $983/sqft.
- Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. In Kensington-Chinatown basements rarely rent out (2 of 51 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $934K. Condition and finishes remain an in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Garden / laneway suite potential: extra-unit upside, but confirm zoning and feasibility with the city. Worth verifying
Schools & getting aroundcatchment and transit
The assigned public school is King Edward Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Kensington-Chinatown, so I widened the search to the surrounding area.
Based on 5 comparable homes that sold in Kensington-Chinatown over the past two years, from 28 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market. Homes like this one have recently closed around $1.09M, which is where my estimate comes from.
Per square foot, these ask about $983/sqft; this home lists at $629/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for townhouses in Toronto: $1.06M in September 2026, down 3% from a year ago, on 900 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.05M | 84 |
| November 2025 | $1.04M | 75 |
| December 2025 | $1.05M | 55 |
| January 2026 | $1.04M | 38 |
| February 2026 | $1.17M | 53 |
| March 2026 | $1.09M | 86 |
| April 2026 | $1.22M | 95 |
| May 2026 | $1.10M | 88 |
| June 2026 | $1.05M | 97 |
| July 2026 | $960K | 91 |
| August 2026 | $995K | 47 |
| September 2026 | $1.06M | 91 |
Neighbourhood & location
Kensington-Chinatown, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $879,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,865
- Property tax
- $604
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,469
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $18,473
- Toronto municipal land transfer tax
- $18,473
- Estimated closing costs
- $36,946
Plus your down payment of $219,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $291,914
- Principal paid down
- $107,510
- Interest paid
- $184,404
- Balance remaining
- $772,410
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
About the suite: in Kensington-Chinatown basements rarely rent out (2 of 51 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 9 whole-home leases in Kensington-Chinatown signed at a median of $5,239 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,339. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXCEL REALTY LTD.. MLS®/PropTx.