14 Kensington Place, Toronto, ON

Kensington-Chinatown, Toronto · MLS® C13818916

$999,000
For Sale
Listed 26 days agoNo offer date stated
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3Bedrooms
2Bathrooms
0Parking
700-1100Sq ft

About this home

In short

  • A truly unique opportunity in the heart of Kensington Market.
  • Tucked away on charming Kensington Place, this distinctive 2 1/2 storey freehold row home offers 3 bedrooms, 2 bathrooms and an open-concept main floor with gas...
  • The functional kitchen features stone countertops and subway tile backsplash, with a walkout to a private garden and deck.
  • City-approved permit and plans are available for a proposed one-storey rear addition with deck above, partial basement underpinning and front basement walkout...
  • Steps to Kensington Market, Chinatown, U of T, AGO, TTC, restaurants, cafés, parks, schools, library and community recreation facilities, with the future Ontario Line...

A truly unique opportunity in the heart of Kensington Market. Tucked away on charming Kensington Place, this distinctive 2 1/2 storey freehold row home offers 3 bedrooms, 2 bathrooms and an open-concept main floor with gas fireplace. The functional kitchen features stone countertops and subway tile backsplash, with a walkout to a private garden and deck. The third-floor bedroom also features a walkout to its own deck. City-approved permit and plans are available for a proposed one-storey rear addition with deck above, partial basement underpinning and front basement walkout, offering future expansion potential.Set within the Kensington Market Heritage Conservation District, the home forms part of a historic row dating from before 1889, adding to the character and charm of this unique downtown setting.Steps to Kensington Market, Chinatown, U of T, AGO, TTC, restaurants, cafés, parks, schools, library and community recreation facilities, with the future Ontario Line Chinatown Station at Queen & Spadina adding another rapid-transit connection to the neighbourhood. The area continues to benefit from significant public and private investment, including planned road and watermain renewal on surrounding Kensington Market streets, wider sidewalks, improved pedestrian infrastructure and a future pedestrianization pilot, with phased construction currently expected to begin in spring 2027. Nearby residential developments and planned public-space improvements further reflect continued investment in this vibrant downtown community. A special home with character, privacy and an exceptional walkable location.

Key facts

Property type
Townhouse, 2 1/2 Storey
MLS®
C13818916
Bedrooms
3
Bathrooms
2 (1 half)
Size
700-1100 sq ft
Lot
12 × 66 ft
Cross streets
Spadina Ave / Dundas St W
Parking
0 parking
Driveway
None
Basement
Partial Basement
Heating
Baseboard
A/C
None
Exterior
Aluminum Siding, Brick
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$5,126 / 2026
Days on market
26
Listing brokerage
ENGEL & VOLKERS TORONTO CITY

Rooms

Bedroom 3Third4.16 × 3.48 m

w/o to deck · laminate

Bedroom 2Second3.81 × 2.85 m

laminate · window

Primary BedroomSecond3.48 × 3.50 m

laminate · window

Dining RoomMain6.83 × 3.56 m

combined w/living · parquet

KitchenMain2.42 × 2.23 m

stainless steel appl · stone counters · w/o to deck

Living RoomMain6.83 × 3.56 m

combined w/dining · bay window · gas fireplace

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is King Edward Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Kensington-Chinatown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Palmerston-Little Italy
$1.30M
Cabbagetown-South St. James Town
$1.55M
Dovercourt-Wallace Emerson-Junction
$987K
Playter Estates-Danforth
$1.35M
South Riverdale
$1.49M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near da Vinci School
67%
da Vinci SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 67% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Ryerson Community School Junior Senior · Public elementary0.3 km · 52% at standard
Beverley School · Public elementary0.5 km
Subway Academy II · Public secondary0.5 km
Kensington Community School School Junior · Public elementary0.5 km · 97% at standard
Heydon Park Secondary School · Public secondary0.5 km · 8% at standard
Lord Lansdowne Junior Public School · Public elementary0.6 km · 85% at standard
Ogden Junior Public School · Public elementary0.6 km · 69% at standard
Contact Alternative School School · Public secondary0.9 km
Orde Street Public School · Public elementary0.9 km · 76% at standard
Charles G Fraser Junior Public School · Public elementary0.9 km · 74% at standard
ALPHA Alternative Junior School · Public elementary0.9 km
Oasis Alternative Secondary School · Public secondary0.9 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,553/mo
$191KIncome needed
5.2×Price ÷ income
$1,051Weekly cost
$32,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,553Property tax $427Total carry $4,980

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,419per month

Mortgage amount $799,200 · 4.49% over 25 years

$199,800Down payment (20.0%)
$799,200Loan before insurance
$0CMHC premium
$4,846Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,419
Property tax
$427
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,846

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,455
Toronto municipal land transfer tax
$16,455
Estimated closing costs
$32,910

Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,348/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$526,474Total interest paid
$1,325,674Total of all payments
Principal $799,200 Interest $526,474
YearPrincipalInterestBalance
1$17,835$35,192$781,365
2$18,645$34,382$762,721
3$19,491$33,536$743,230
4$20,376$32,651$722,854
5$21,301$31,726$701,553
6$22,268$30,759$679,284
7$23,279$29,748$656,005
8$24,336$28,691$631,668
9$25,441$27,586$606,227
10$26,596$26,430$579,631
11$27,804$25,223$551,827
12$29,066$23,960$522,760
13$30,386$22,641$492,374
14$31,766$21,261$460,608
15$33,208$19,819$427,400
16$34,716$18,311$392,684
17$36,292$16,735$356,392
18$37,940$15,087$318,452
19$39,663$13,364$278,789
20$41,463$11,563$237,325
21$43,346$9,681$193,979
22$45,314$7,713$148,665
23$47,372$5,655$101,294
24$49,522$3,504$51,771
25$51,771$1,256$0

At the end of your 5-year term

Total paid over the term
$265,135
Principal paid down
$97,647
Interest paid
$167,487
Balance remaining
$701,553

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.7%
Gross yield
− Property tax $5,126− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $8,960

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ENGEL & VOLKERS TORONTO CITY. MLS®/PropTx.

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