497 Sackville Street, Toronto, ON

Cabbagetown-South St. James Town, Toronto · MLS® C13838226

$1,599,000
For Sale
Listed 20 days agoNo offer date stated
Request a showing
◎ Directions
3Bedrooms
1Bathrooms
1Parking
1100-1500Sq ft

About this home

In short

  • Classic Cabbagetown character meets thoughtful modern design in this beautifully upgraded three-bedroom home.
  • Wide-plank engineered white oak floors, custom millwork and upgraded lighting create a warm, refined feel throughout the main level.
  • The renovated kitchen features Carrera marble countertops, backsplash, LG appliances, wine fridge, bar and mudroom area.
  • Upstairs, enjoy wainscotting throughout, a rebuilt staircase with white oak treads, custom built-ins and a fully renovated bathroom with terrazzo tile, floating...
  • Major upgrades include 200-amp electrical service, upgraded water line, furnace with humidifier, restored front brick, new eavestroughs and gutters, and fully rebuilt...

Classic Cabbagetown character meets thoughtful modern design in this beautifully upgraded three-bedroom home. Wide-plank engineered white oak floors, custom millwork and upgraded lighting create a warm, refined feel throughout the main level. The renovated kitchen features Carrera marble countertops, backsplash, LG appliances, wine fridge, bar and mudroom area. Upstairs, enjoy wainscotting throughout, a rebuilt staircase with white oak treads, custom built-ins and a fully renovated bathroom with terrazzo tile, floating vanity, wall-hung toilet and glass enclosure. The lower level includes new laundry and a cedar dry sauna. Major upgrades include 200-amp electrical service, upgraded water line, furnace with humidifier, restored front brick, new eavestroughs and gutters, and fully rebuilt front and rear outdoor spaces with new decking, turf, fencing, concrete pathways and oversized one-car lane parking. Tucked away on a quiet dead-end street, just steps to Riverdale Farm, parks, shops, restaurants and TTC. Enjoy the charm of Cabbagetown, a close-knit neighbourhood known for its strong sense of community, beautiful streetscapes and exceptional city lifestyle.

Key facts

Property type
Townhouse, 2-Storey
MLS®
C13838226
Bedrooms
3
Bathrooms
1
Size
1100-1500 sq ft
Lot
14.08 × 116 ft
Cross streets
Wellesley St E and Parliament St
Parking
1 parking
Driveway
Lane
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick Front
Foundation
Brick
Roof
Asphalt Rolled, Flat
Sewer
Sewer
Property tax
$6,840 / 2025
Days on market
20
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

KitchenGround4.15 × 3.05 m
Living RoomGround3.75 × 3.11 m
FoyerGround2.10 × 2.30 m
Primary BedroomSecond3.35 × 4.06 m
Bedroom 3Second2.27 × 3.12 m
OtherBasement7.35 × 4.22 m
Dining RoomGround3.51 × 2.79 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Sprucecourt Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Cabbagetown-South St. James Town · asking prices
$1.63Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market.

Per square foot, these ask about $1,021/sqft; this home lists at $1,230/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.60MThis home1.75M1.40M1.74MThis home vs active comparables

Neighbourhood & location

Cabbagetown-South St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Playter Estates-Danforth
$1.35M
South Riverdale
$1.49M
Palmerston-Little Italy
$1.30M
Dovercourt-Wallace Emerson-Junction
$987K
Victoria Village
$848K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Sprucecourt Public School
59%
Sprucecourt Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 59% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Martin Catholic School (St.Martin) · Catholic secondary0.3 km
Rosedale Heights School of the Arts · Public secondary0.5 km · 80% at standard
Rose Avenue Junior Public School · Public elementary0.5 km · 46% at standard
Winchester Junior and Senior Public School · Public elementary0.5 km · 76% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.8 km
Msgr Fraser College (Isabella Campus) · Catholic secondary0.8 km
CALC Secondary School · Public secondary0.8 km
Jarvis Collegiate Institute · Public secondary0.9 km · 57% at standard
Lord Dufferin Junior and Senior Public School · Public elementary1.0 km · 55% at standard
Quest Alternative School Senior · Public elementary1.2 km
Withrow Avenue Junior Public School · Public elementary1.2 km · 85% at standard
Church Street Junior Public School · Public elementary1.2 km · 73% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,288/mo
$298KIncome needed
5.4×Price ÷ income
$1,682Weekly cost
$56,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $7,288Property tax $570Total carry $7,858

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,073per month

Mortgage amount $1,279,200 · 4.49% over 25 years

$319,800Down payment (20.0%)
$1,279,200Loan before insurance
$0CMHC premium
$7,643Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,073
Property tax
$570
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,643

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,455
Toronto municipal land transfer tax
$28,455
Estimated closing costs
$56,910

Plus your down payment of $319,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,561/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$842,675Total interest paid
$2,121,875Total of all payments
Principal $1,279,200 Interest $842,675
YearPrincipalInterestBalance
1$28,546$56,329$1,250,654
2$29,842$55,033$1,220,811
3$31,197$53,678$1,189,614
4$32,614$52,261$1,157,000
5$34,095$50,780$1,122,905
6$35,643$49,232$1,087,263
7$37,261$47,614$1,050,002
8$38,953$45,922$1,011,049
9$40,721$44,154$970,327
10$42,570$42,305$927,757
11$44,503$40,372$883,254
12$46,524$38,351$836,730
13$48,636$36,239$788,094
14$50,844$34,031$737,249
15$53,153$31,722$684,096
16$55,566$29,309$628,530
17$58,089$26,786$570,441
18$60,727$24,148$509,714
19$63,484$21,391$446,230
20$66,366$18,509$379,863
21$69,380$15,495$310,483
22$72,530$12,345$237,953
23$75,823$9,052$162,130
24$79,266$5,609$82,865
25$82,865$2,010$0

At the end of your 5-year term

Total paid over the term
$424,375
Principal paid down
$156,295
Interest paid
$268,080
Balance remaining
$1,122,905

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.7%
Gross yield
− Property tax $6,840− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $16,324

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

CallRequest a showing