140 Spruce Street, Toronto, ON
Cabbagetown-South St. James Town, Toronto · MLS® C13810416
About this home
In short
- Beautifully renovated, 3-storey classic Cabbagetown Victorian.
- Stylish open concept main floor living with high ceilings, hardwood floors, large picture window, elegant gas fireplace with stunning white marble mantle.
- Open concept contemporary chef's kitchen with breakfast bar and walk out to private landscaped backyard patio and parking off rear lane.
- The entire 3rd floor is dedicated to a super stylish and dramatic primary suite with soaring ceilings luxurious true spa-ensuite with chic designer oval soaking tub...
- The finished basement offers a stylish media room with open beamed ceilings perfect for movie nights at home and a 3rd full bathroom with separate shower.
Beautifully renovated, 3-storey classic Cabbagetown Victorian. Stylish open concept main floor living with high ceilings, hardwood floors, large picture window, elegant gas fireplace with stunning white marble mantle. Open concept contemporary chef's kitchen with breakfast bar and walk out to private landscaped backyard patio and parking off rear lane. 2nd floor has two large bedrooms - one with 4-piece ensuite, separate shower and sumptuous soaking tub, a second large bedroom with walk-in closet and floor to ceiling windows overlooking back garden. There's also a separate 2nd floor laundry room! The entire 3rd floor is dedicated to a super stylish and dramatic primary suite with soaring ceilings luxurious true spa-ensuite with chic designer oval soaking tub and walk out to private rooftop sundeck! The finished basement offers a stylish media room with open beamed ceilings perfect for movie nights at home and a 3rd full bathroom with separate shower. Located just steps to Riverdale Farm, shops, restaurants and cafes of Parliament St 140 Spruce St is an ideal escape for the urban professional looking for an exquisitely renovated turnkey property in the heart of downtown!
Key facts
- Property type
- Townhouse, 3-Storey
- MLS®
- C13810416
- Bedrooms
- 3
- Bathrooms
- 3
- Size
- 1500-2000 sq ft
- Lot
- 16.75 × 90 ft
- Cross streets
- Sumach & Spruce St
- Parking
- 1 parking
- Driveway
- Lane
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Board & Batten
- Foundation
- Brick
- Roof
- Asphalt Shingle, Flat, Asphalt Rolled
- Sewer
- Sewer
- Property tax
- $7,804 / 2026
- Days on market
- 28
- Listing brokerage
- SOTHEBY'S INTERNATIONAL REALTY CANADA
Rooms
4 pc ensuite · soaking tub · pedestal sink
above grade window · hardwood floor · pot lights
open concept · combined w/living · large window
Concrete Floor
4 pc ensuite · w/o to sundeck · crown moulding
4 pc ensuite · soaking tub · tile floor
hardwood floor · crown moulding · pot lights
breakfast bar · w/o to patio · stainless steel appl
4 pc ensuite · large window · overlooks frontyard
window · hardwood floor
walk-in closet(s) · large window · overlooks backyard
gas fireplace · large window · overlooks frontyard
separate shower · tile floor
Overlooks Backyard
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Sprucecourt Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market.
Per square foot, these ask about $914/sqft; this home lists at $991/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
Cabbagetown-South St. James Town, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,388,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,674
- Property tax
- $650
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $8,325
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $31,175
- Toronto municipal land transfer tax
- $31,175
- Estimated closing costs
- $62,350
Plus your down payment of $347,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $460,469
- Principal paid down
- $169,588
- Interest paid
- $290,881
- Balance remaining
- $1,218,412
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.