2807-89 Church Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13841784

$888,000
For Sale
Listed 19 days agoNo offer date stated
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3Bedrooms
2Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Here's a truly unbelievable & unique opportunity to purchase one of the larger units at The Saint- a luxurious new condominium by Minto-- exceptional urban living in...
  • You got it all here- Walker & Rider paradise-- score of 100.
  • Short walk to Eaton Centre, Queen St Subway, PATH, St.
  • Lawrence market, Financial District, Union Station. Loaded with upgrades (60K+), a premium parking & locker combo (95K) on P2- accessible via the main tower...
  • Featuring 9ft ceiling, floor to ceiling windows, this open-concept condo offers an airy and expansive feel.

The time to act is now! Here's a truly unbelievable & unique opportunity to purchase one of the larger units at The Saint- a luxurious new condominium by Minto-- exceptional urban living in the heart of downtown Toronto. You got it all here- Walker & Rider paradise-- score of 100!!! Short walk to Eaton Centre, Queen St Subway, PATH, St. Lawrence market, Financial District, Union Station. *** Loaded with upgrades (60K+), a premium parking & locker combo (95K) on P2- accessible via the main tower elevators (no need to switch elevators)***. ** Take in the breathtaking south & panoramic City views from the balcony- spanning across the unit. **This well laid out, beautifully designed, brand new 3-bedroom, 2-bathroom suite combines modern elegance with unparalleled convenience, making it the ideal place to call home. Featuring 9ft ceiling, floor to ceiling windows, this open-concept condo offers an airy and expansive feel. The chef-inspired kitchen is outfitted with top-of-the-line integrated appliances, sleek cabinetry, and a spacious island perfect for cooking and entertaining. Maintenance fee includes high speed internet. **** The focus on Health & Sustainability is an integral part of life The Saint.**** Enjoy the convenience and smart features of the Minto Intelligence Smart Home package. Smart thermostat. Amenities to include: Wellness Centre-devoted to relaxation & rejuvenation: rain chromatherapy room with infrared sauna, private spa room & soaking tubs, communal meditation room with salt rock wall, star-gazing and dark meditation room, private meditation room, open air zen garden. Health Centre featuring state of the art gym, yoga/pilates & spinning studios. Additional amenities: party room, children's lounge & co-working space.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13841784
Bedrooms
3
Bathrooms
2
Size
800-899 sq ft
Cross streets
Church St & Richmond St E
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$913/mo
Exposure
South
Property tax
$5,905 / 2026
Days on market
19
Listing brokerage
HOMELIFE/BAYVIEW REALTY INC.

Rooms

Bedroom 2Flat2.74 × 2.39 m

closet · hardwood floor

Bedroom 3Flat2.64 × 3.10 m

closet · hardwood floor · south view

Primary BedroomFlat2.87 × 2.92 m

3 pc ensuite · hardwood floor · juliette balcony

Dining RoomFlat9.14 × 3.15 m

combined w/kitchen · hardwood floor · open concept

Living RoomFlat9.14 × 3.15 m

combined w/kitchen · hardwood floor · w/o to balcony

KitchenFlat9.14 × 3.15 m

combined w/dining · centre island · b/i appliances

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Church-Yonge Corridor · asking prices
$723kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $851/sqft; this home lists at $1,045/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
888kThis home790k729k650kThis home vs active comparables

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$549K
Waterfront Communities C8
$554K
Kensington-Chinatown
$585K
Waterfront Communities C1
$678K
North St. James Town
$649K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Michael's Choir (Jr) School · Catholic elementary0.4 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary0.4 km · 98% at standard
Lord Dufferin Junior and Senior Public School · Public elementary1.2 km · 55% at standard
St Paul Catholic School · Catholic elementary1.2 km · 62% at standard
Contact Alternative School School · Public secondary1.2 km
Church Street Junior Public School · Public elementary1.3 km · 73% at standard
Native Learning Centre · Public secondary1.3 km
Nelson Mandela Park Public School · Public elementary1.3 km · 47% at standard
Jarvis Collegiate Institute · Public secondary1.5 km · 57% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.5 km
Orde Street Public School · Public elementary1.6 km · 76% at standard
Winchester Junior and Senior Public School · Public elementary1.6 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,047/mo
$191KIncome needed
4.6×Price ÷ income
$934Weekly cost
$28,470Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $4,047Property tax $492Condo fee $913Total carry $5,452

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,928per month

Mortgage amount $710,400 · 4.49% over 25 years

$177,600Down payment (20.0%)
$710,400Loan before insurance
$0CMHC premium
$5,333Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,928
Property tax
$492
Condo / maintenance fees
$913
Heating
$0
Estimated monthly cost
$5,333

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,235
Toronto municipal land transfer tax
$14,235
Estimated closing costs
$28,470

Plus your down payment of $177,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,754/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$467,977Total interest paid
$1,178,377Total of all payments
Principal $710,400 Interest $467,977
YearPrincipalInterestBalance
1$15,853$31,282$694,547
2$16,573$30,562$677,974
3$17,325$29,810$660,649
4$18,112$29,023$642,537
5$18,934$28,201$623,602
6$19,794$27,341$603,808
7$20,693$26,442$583,115
8$21,632$25,503$561,483
9$22,615$24,521$538,868
10$23,641$23,494$515,227
11$24,715$22,420$490,512
12$25,837$21,298$464,676
13$27,010$20,125$437,666
14$28,236$18,899$409,429
15$29,518$17,617$379,911
16$30,859$16,276$349,052
17$32,260$14,875$316,792
18$33,724$13,411$283,068
19$35,256$11,879$247,812
20$36,856$10,279$210,956
21$38,530$8,605$172,426
22$40,279$6,856$132,147
23$42,108$5,027$90,039
24$44,020$3,115$46,019
25$46,019$1,116$0

At the end of your 5-year term

Total paid over the term
$235,675
Principal paid down
$86,798
Interest paid
$148,878
Balance remaining
$623,602

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $5,905− Condo fees $10,953− Insurance $600− Vacancy & upkeep $3,564Net operating income $11,378

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/BAYVIEW REALTY INC.. MLS®/PropTx.

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