4209-197 Yonge Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13882068

$790,000
For Sale
Listed 10 days agoNo offer date stated
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3Bedrooms
2Bathrooms
1Garage
800-899Sq ft

About this home

The Massey Tower * In The Heart Of Downtown Toronto *Southwest-Facing corner Unit In The Building Over-Looking The Cn Tower and ontario Lake From The Balcony * Open Layout With No Space Wasting, Floor To Ceiling Window Let In Lots Of Natural Light * Practical Full Kitchen With Sufficient Cabinet Storage Spaces * Ensuite Laundry * Amazing Amenities: Gym, Yoga Studio, Sauna, Steam Room, Rooftop Patio, Gorgeous Party/Dining Room, 24Hr Concierge, Etc. * Steps To Yonge-Dundas Square, Eaton Centre, Queen Subway Station, St. Michael Hospital, The Massey Hall, Financial District, Ryerson, Numerous Eateries & Countless Entertainment *

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13882068
Bedrooms
3
Bathrooms
2
Size
800-899 sq ft
Cross streets
Yonge St & Queen St
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,202/mo
Exposure
South West
Property tax
$5,000 / 2026
Days on market
10
Listing brokerage
BAY STREET GROUP INC.

Rooms

Living RoomMain4.78 × 3.12 m

window floor to ceiling · w/o to balcony · open concept

Bedroom 3Main2.83 × 2.13 m

murphy bed · sliding doors · large closet

KitchenMain3.69 × 3.12 m

b/i appliances · combined w/dining · centre island

BathroomMain2.78 × 1.54 m

b/i vanity · 3 pc bath

BathroomMain2.43 × 1.49 m

b/i vanity · 4 pc bath

Dining RoomMain3.69 × 3.12 m

south view · combined w/kitchen · open concept

Bedroom 2Main3.50 × 2.98 m

3 pc ensuite · window floor to ceiling · closet

Primary BedroomMain4.56 × 2.95 m

4 pc ensuite · window floor to ceiling · w/o to balcony

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Church-Yonge Corridor · asking prices
$756kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $889/sqft; this home lists at $930/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
790kThis home729k888k650kThis home vs active comparables

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$549K
Waterfront Communities C8
$554K
Kensington-Chinatown
$585K
Waterfront Communities C1
$691K
North St. James Town
$649K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 1.3 km awayBelow the GTA average · 55% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Michael's Choir (Sr) School · Catholic secondary0.2 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary0.3 km · 98% at standard
Contact Alternative School School · Public secondary0.9 km
Downtown Alternative School · Public elementary1.0 km
St Michael Catholic School · Catholic elementary1.0 km · 67% at standard
Church Street Junior Public School · Public elementary1.1 km · 73% at standard
Native Learning Centre · Public secondary1.1 km
Orde Street Public School · Public elementary1.2 km · 76% at standard
Heydon Park Secondary School · Public secondary1.2 km · 8% at standard
Market Lane Junior and Senior Public School · Public elementary1.3 km · 74% at standard
Beverley School · Public elementary1.3 km
Subway Academy II · Public secondary1.3 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,601/mo
$177KIncome needed
4.5×Price ÷ income
$831Weekly cost
$24,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $3,601Property tax $417Condo fee $1,202Total carry $5,219

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,494per month

Mortgage amount $632,000 · 4.49% over 25 years

$158,000Down payment (20.0%)
$632,000Loan before insurance
$0CMHC premium
$5,113Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,494
Property tax
$417
Condo / maintenance fees
$1,202
Heating
$0
Estimated monthly cost
$5,113

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,275
Toronto municipal land transfer tax
$12,275
Estimated closing costs
$24,550

Plus your down payment of $158,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,229/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$416,331Total interest paid
$1,048,331Total of all payments
Principal $632,000 Interest $416,331
YearPrincipalInterestBalance
1$14,104$27,830$617,896
2$14,744$27,189$603,153
3$15,413$26,520$587,739
4$16,113$25,820$571,626
5$16,845$25,088$554,781
6$17,610$24,324$537,172
7$18,409$23,524$518,763
8$19,245$22,688$499,518
9$20,119$21,814$479,399
10$21,032$20,901$458,367
11$21,987$19,946$436,379
12$22,986$18,948$413,394
13$24,029$17,904$389,365
14$25,120$16,813$364,244
15$26,261$15,673$337,984
16$27,453$14,480$310,531
17$28,700$13,234$281,831
18$30,003$11,931$251,829
19$31,365$10,568$220,464
20$32,789$9,144$187,675
21$34,278$7,656$153,397
22$35,834$6,099$117,563
23$37,461$4,472$80,102
24$39,162$2,771$40,940
25$40,940$993$0

At the end of your 5-year term

Total paid over the term
$209,666
Principal paid down
$77,219
Interest paid
$132,447
Balance remaining
$554,781

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $5,000− Condo fees $14,423− Insurance $600− Vacancy & upkeep $3,564Net operating income $8,813

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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