2110-28 Wellesley Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13847402

$310,000
For Sale
Listed 18 days agoNo offer date stated
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1Bathrooms
0Parking
0-499Sq ft

About this home

In short

  • Live in the heart of downtown Toronto in this stylishly designed studio by Cresford Luxury Living, where elegance meets convenience.
  • Features You'll Love: Soaring 9-ft ceilings that amplify space and light, European-inspired kitchen with sleek finishes and modern appliances, Spa-like luxury...
  • Unbeatable Location - Yonge & Wellesley and Just steps to Wellesley Subway Station.
  • Walk Score: 99/100 - Daily errands don't require a car.
  • Transit Score: 100/100 - Commuting made effortless.

Live in the heart of downtown Toronto in this stylishly designed studio by Cresford Luxury Living, where elegance meets convenience. Features You'll Love: Soaring 9-ft ceilings that amplify space and light, European-inspired kitchen with sleek finishes and modern appliances, Spa-like luxury bathroom for a truly relaxing experience, Smart and stylish layout, perfect for urban living. Unbeatable Location - Yonge & Wellesley and Just steps to Wellesley Subway Station. Walking distance to UofT, Toronto Metropolitan University (Ryerson), Yorkville, Eaton Centre, and world-class restaurants, cafes, and shops. Surrounded by parks, groceries, and everything downtown has to offer. Walk Score: 99/100 - Daily errands don't require a car. Transit Score: 100/100 - Commuting made effortless. Ideal for young professionals, students, and investors alike. Priced to move!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13847402
Bathrooms
1
Size
0-499 sq ft
Cross streets
Wellesley & Yonge
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$308/mo
Exposure
West
Property tax
$1,591 / 2025
Days on market
18
Listing brokerage
CENTURY 21 ATRIA REALTY INC.

Rooms

Common RoomMain2.78 × 3.60 m

hardwood floor · modern kitchen · stainless steel appl

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Kensington-Chinatown
$585K
Moss Park
$549K
Waterfront Communities C8
$554K
Waterfront Communities C1
$691K
Niagara
$727K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 1.1 km awayHigher-rated than most nearby · 87% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Native Learning Centre · Public secondary0.4 km
Church Street Junior Public School · Public elementary0.4 km · 73% at standard
St Joseph's College School · Catholic secondary0.5 km · 76% at standard
Jarvis Collegiate Institute · Public secondary0.5 km · 57% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.7 km
Msgr Fraser College (Isabella Campus) · Catholic secondary0.7 km
Winchester Junior and Senior Public School · Public elementary1.0 km · 76% at standard
Rose Avenue Junior Public School · Public elementary1.0 km · 46% at standard
Orde Street Public School · Public elementary1.1 km · 76% at standard
St Michael's Choir (Jr) School · Catholic elementary1.2 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary1.2 km · 98% at standard
Rosedale Junior Public School · Public elementary1.4 km · 94% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,413/mo
$67KIncome needed
4.6×Price ÷ income
$326Weekly cost
$6,250Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $1,413Property tax $133Condo fee $308Total carry $1,853

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,371per month

Mortgage amount $248,000 · 4.49% over 25 years

$62,000Down payment (20.0%)
$248,000Loan before insurance
$0CMHC premium
$1,812Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,371
Property tax
$133
Condo / maintenance fees
$308
Heating
$0
Estimated monthly cost
$1,812

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$3,125
Toronto municipal land transfer tax
$3,125
Estimated closing costs
$6,250

Plus your down payment of $62,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$1,660/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$163,370Total interest paid
$411,370Total of all payments
Principal $248,000 Interest $163,370
YearPrincipalInterestBalance
1$5,534$10,921$242,466
2$5,786$10,669$236,680
3$6,048$10,407$230,632
4$6,323$10,132$224,309
5$6,610$9,845$217,699
6$6,910$9,545$210,789
7$7,224$9,231$203,565
8$7,552$8,903$196,013
9$7,895$8,560$188,119
10$8,253$8,202$179,865
11$8,628$7,827$171,237
12$9,020$7,435$162,218
13$9,429$7,026$152,789
14$9,857$6,598$142,931
15$10,305$6,150$132,627
16$10,773$5,682$121,854
17$11,262$5,193$110,592
18$11,773$4,682$98,819
19$12,308$4,147$86,511
20$12,867$3,588$73,645
21$13,451$3,004$60,194
22$14,061$2,393$46,132
23$14,700$1,755$31,432
24$15,367$1,087$16,065
25$16,065$390$0

At the end of your 5-year term

Total paid over the term
$82,274
Principal paid down
$30,301
Interest paid
$51,973
Balance remaining
$217,699

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
6.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.9%
Gross yield
− Property tax $1,591− Condo fees $3,696− Insurance $600− Vacancy & upkeep $3,036Net operating income $18,677

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.

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