1009-68 Shuter Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13985786

$398,000
For Sale
Listed 6 days agoNo offer date stated
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1Bedrooms
1Bathrooms
0Parking
0-499Sq ft

About this home

Prime downtown location at 68 Shuter Street, right in the centre of it all. Just steps to Dundas Square, Eaton Centre, TMU (Ryerson), George Brown, U of T, Massey Hall, hospitals, the Financial District, and endless dining, shopping, and grocery options. Transit is right at your doorstep with easy TTC access.This unit features modern finishes throughout, including laminate flooring, smooth ceilings, built-in appliances, and a sleek stone countertop, offering a clean and contemporary living space in one of Toronto's most connected neighbourhoods.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13985786
Bedrooms
1
Bathrooms
1
Size
0-499 sq ft
Cross streets
Church St/ Shuter St
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$402/mo
Exposure
North
Property tax
$2,323 / 2025
Days on market
6
Listing brokerage
KELLER WILLIAMS EDGE REALTY

Rooms

Kitchen

laminate · b/i appliances · stone counters

Primary Bedroom

laminate · large window · sliding doors

Dining Room

laminate · combined w/living · w/o to balcony

Living Room

laminate · combined w/dining · w/o to balcony

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Church-Yonge Corridor · asking prices
$389kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,558/sqft; this home lists at $1,595/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
398kThis home399k389k389k389k378kThis home vs active comparables

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$549K
Waterfront Communities C8
$554K
Kensington-Chinatown
$585K
Waterfront Communities C1
$691K
Niagara
$727K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 55% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Michael's Choir (Jr) School · Catholic elementary0.2 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary0.2 km · 98% at standard
Downtown Alternative School · Public elementary0.9 km
St Michael Catholic School · Catholic elementary0.9 km · 67% at standard
Church Street Junior Public School · Public elementary1.0 km · 73% at standard
Native Learning Centre · Public secondary1.0 km
Market Lane Junior and Senior Public School · Public elementary1.1 km · 74% at standard
Jarvis Collegiate Institute · Public secondary1.2 km · 57% at standard
Contact Alternative School School · Public secondary1.2 km
St Martin Catholic School(OL of Lourdes · Catholic elementary1.2 km
Our Lady of Lourdes Catholic School · Catholic elementary1.2 km · 64% at standard
Nelson Mandela Park Public School · Public elementary1.2 km · 47% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,814/mo
$87KIncome needed
4.6×Price ÷ income
$419Weekly cost
$8,890Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $1,814Property tax $194Condo fee $402Total carry $2,410

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,760per month

Mortgage amount $318,400 · 4.49% over 25 years

$79,600Down payment (20.0%)
$318,400Loan before insurance
$0CMHC premium
$2,356Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,760
Property tax
$194
Condo / maintenance fees
$402
Heating
$0
Estimated monthly cost
$2,356

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,445
Toronto municipal land transfer tax
$4,445
Estimated closing costs
$8,890

Plus your down payment of $79,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,131/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$209,746Total interest paid
$528,146Total of all payments
Principal $318,400 Interest $209,746
YearPrincipalInterestBalance
1$7,105$14,021$311,295
2$7,428$13,698$303,867
3$7,765$13,361$296,102
4$8,118$13,008$287,984
5$8,486$12,640$279,497
6$8,872$12,254$270,626
7$9,274$11,851$261,351
8$9,696$11,430$251,656
9$10,136$10,990$241,520
10$10,596$10,530$230,924
11$11,077$10,049$219,847
12$11,580$9,546$208,267
13$12,106$9,020$196,161
14$12,655$8,470$183,505
15$13,230$7,896$170,275
16$13,831$7,295$156,445
17$14,459$6,667$141,986
18$15,115$6,011$126,871
19$15,802$5,324$111,069
20$16,519$4,607$94,550
21$17,269$3,857$77,281
22$18,053$3,073$59,228
23$18,873$2,253$40,355
24$19,730$1,396$20,625
25$20,625$500$0

At the end of your 5-year term

Total paid over the term
$105,629
Principal paid down
$38,903
Interest paid
$66,727
Balance remaining
$279,497

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
4.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.9%
Gross yield
− Property tax $2,323− Condo fees $4,828− Insurance $600− Vacancy & upkeep $3,036Net operating income $16,814

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS EDGE REALTY. MLS®/PropTx.

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