1404-403 Church Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C14004306

$445,000
For Sale
Listed 6 days agoNo offer date stated
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1Bedrooms
1Bathrooms
0Parking
0-499Sq ft

About this home

In short

  • Sun-filled and stylish, this upgraded 1-bedroom suite at Stanley Condos puts you at the centre of downtown Toronto.
  • Stanley Condos is professionally managed by FirstService Residential and offers over 16,000 sq. ft. of hotel-inspired amenities, including: 24-hour concierge, 8,000...
  • The location is outstanding, with a Walk Score of 96 and the subway at your doorstep, you won't need a car.

Sun-filled and stylish, this upgraded 1-bedroom suite at Stanley Condos puts you at the centre of downtown Toronto. Nine-foot ceilings and floor-to-ceiling windows flood the open living space with natural light, while the full-width west-facing balcony offers clear views over the downtown core and golden-hour sunsets. This suite makes smart use of every inch. The sleek contemporary kitchen features integrated appliances, stone countertops and a clean, minimalist design. Laminate flooring runs throughout, and the bathroom has a spa-inspired finish. *** Dual layer shades in living room *** Light-blocking shades in bedroom *** The efficient layout makes this suite ideal for first-time buyers, students, young professionals, or investors seeking strong rental demand.Stanley Condos is professionally managed by FirstService Residential and offers over 16,000 sq. ft. of hotel-inspired amenities, including: 24-hour concierge, 8,000 sq. ft. outdoor terrace with BBQs, lounge areas and sundeck, Tranquil Zen garden, Fitness centre and yoga studio, Theatre room, billiards lounge and ping pong room, Party room, boardroom, meeting rooms and study spacesGuest suites for visitors. A storage locker is included. The location is outstanding, with a Walk Score of 96 and the subway at your doorstep, you won't need a car. Loblaws at Maple Leaf Gardens is directly across the street, College Subway Station is steps away, and TTC streetcars stop at your door. You're also minutes from U of T, TMU, George Brown, College Park, Allan Gardens, the Eaton Centre, Dundas Square and major downtown hospitals.Bright, modern, and connected to everything. City living at its best.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14004306
Bedrooms
1
Bathrooms
1
Size
0-499 sq ft
Cross streets
Church/Carlton
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$332/mo
Exposure
West
Property tax
$2,287 / 2026
Days on market
6
Listing brokerage
CITY WIDE PROFESSIONALS INC.

Rooms

Dining RoomMain

laminate · combined w/living

Primary BedroomMain3.05 × 3.05 m

laminate · sliding doors · closet

Living RoomMain3.41 × 2.31 m

combined w/kitchen · combined w/dining · w/o to balcony

FoyerMain2.74 × 1.34 m
KitchenGround

laminate · combined w/dining · b/i appliances

Our TakeTeam Asgarian · Broker
A small discount is typical
$432Klikely sale price

Listed at $445,000. Going by how homes in Church-Yonge Corridor have actually closed against their asking prices (about 97%, 142 local closings in 90 days), the likely sale price is near $432K, if it sells. A realistic range is $407K to $468K.

Independent value check: $402K. Without looking at the asking price, our model values the home itself about 10% below the ask (homes like it typically land between $374K and $423K).

Why $402K. The typical condo sold in Church-Yonge Corridor over the past year went for about $575K (592 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $2,287 a year; the typical home sold here pays about $3,400.
  • ▼ Lowers it stronglyIt is 0 to 499 sq ft; the typical home sold here is 600 to 699.
List price
$407KBelow recent closings$468KAbove recent closings

Total price vs nearby homes. Likely closing about $432K, from 142 recent closings in this pocket.

The market behind the math:

142sold nearby · 90 days
$571Kmedian sold price
97%of asking, on average
~30 dayshomes like this take to sell
6days on market so far
$1,706/moest. rent · 11 leases
4.6%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.3 months of inventory: 13 condo apartment homes for sale in the area against 142 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,784/sqft against an area asking average of $1,586/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 142 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $315K. Condition and finishes remain an in-person call.

Schools & getting aroundcatchment and transit

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 5 homes sold in this building over the past year, from 500 closings in Church-Yonge Corridor.

What sellers nearby are askingCurrently listed nearby in Church-Yonge Corridor · asking prices
$432kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,732/sqft; this home lists at $1,784/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
445kThis home450k455k459k399k398kThis home vs active comparables

Sold price trend

Median sold price for condos in Church-Yonge Corridor: $561K in September 2026, level with a year ago, on 585 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$590K50
November 2025$603K34
December 2025$543K40
January 2026$551K28
February 2026$524K40
March 2026$520K47
April 2026$595K60
May 2026$555K47
June 2026$615K64
July 2026$568K71
August 2026$598K48
September 2026$561K56

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North St. James Town
$765K
Kensington-Chinatown
$585K
Waterfront Communities C8
$554K
Waterfront Communities C1
$610K
Niagara
$724K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Church Street Junior Public School
73%
Church Street Junior Public SchoolPublic · Elementary · 0.1 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Native Learning Centre · Public secondary0.1 km
Jarvis Collegiate Institute · Public secondary0.4 km · 57% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.5 km
Winchester Junior and Senior Public School · Public elementary0.8 km · 76% at standard
St Joseph's College School · Catholic secondary0.8 km · 76% at standard
St Michael's Choir (Jr) School · Catholic elementary0.8 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary0.8 km · 98% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary0.8 km
Lord Dufferin Junior and Senior Public School · Public elementary1.0 km · 55% at standard
Rose Avenue Junior Public School · Public elementary1.0 km · 46% at standard
Orde Street Public School · Public elementary1.1 km · 76% at standard
Sprucecourt Junior Public School · Public elementary1.3 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,028/mo
$93KIncome needed
4.8×Price ÷ income
$468Weekly cost
$10,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $2,028Property tax $191Condo fee $332Total carry $2,550

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,968per month

Mortgage amount $356,000 · 4.49% over 25 years

$89,000Down payment (20.0%)
$356,000Loan before insurance
$0CMHC premium
$2,491Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,968
Property tax
$191
Condo / maintenance fees
$332
Heating
$0
Estimated monthly cost
$2,491

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,375
Toronto municipal land transfer tax
$5,375
Estimated closing costs
$10,750

Plus your down payment of $89,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,382/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$234,516Total interest paid
$590,516Total of all payments
Principal $356,000 Interest $234,516
YearPrincipalInterestBalance
1$7,944$15,676$348,056
2$8,305$15,316$339,750
3$8,682$14,938$331,068
4$9,076$14,544$321,992
5$9,489$14,132$312,503
6$9,919$13,701$302,584
7$10,370$13,251$292,214
8$10,841$12,780$281,374
9$11,333$12,288$270,041
10$11,847$11,773$258,194
11$12,385$11,235$245,809
12$12,948$10,673$232,861
13$13,535$10,085$219,326
14$14,150$9,471$205,176
15$14,792$8,828$190,383
16$15,464$8,157$174,919
17$16,166$7,454$158,753
18$16,900$6,720$141,853
19$17,668$5,953$124,185
20$18,470$5,151$105,716
21$19,308$4,312$86,407
22$20,185$3,436$66,222
23$21,101$2,519$45,121
24$22,060$1,561$23,061
25$23,061$559$0

At the end of your 5-year term

Total paid over the term
$118,103
Principal paid down
$43,497
Interest paid
$74,606
Balance remaining
$312,503

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 11 whole-home leases in Church-Yonge Corridor$1,706/mo
$20,472Gross annual rent
2.6%Cap rate after taxes and upkeep
$1,570 to $2,000Typical rent range
~15 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 11 whole-home leases in Church-Yonge Corridor signed at a median of $2,400 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $1,706. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.6%
Gross yield
− Property tax $2,287− Condo fees $3,978− Insurance $600− Vacancy & upkeep $2,252Net operating income $11,355

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CITY WIDE PROFESSIONALS INC.. MLS®/PropTx.

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