2207-33 Lombard Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13847926

$549,800
For Sale
Listed 18 days agoNo offer date stated
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1Bedrooms
1Bathrooms
1Garage
500-599Sq ft

About this home

In short

  • Perfect one bedroom suite with beautiful views of the city, lake, St.
  • James Park and Cathedral from the southeast.

Spire The Condominium! Perfect one bedroom suite with beautiful views of the city, lake, St.James Park and Cathedral from the southeast. Nine foot exposed concrete ceilings give the space a loft-like appearance. Natural light is abundant due to the floor-to-ceiling windows. Incredibly effective floor plan with no unused space, includes a locker unit and parking. Great location with easy access to the financial district, the TTC/Yonge subway line and path, St. Lawrence market and more! A well run building with a substantial reserve fund. Higher floor with unobstructed views. Seldom found, a must see!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13847926
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
Church St & Adelaide
Parking
1 garage (underground)
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete
Maintenance
$673/mo
Exposure
East
Property tax
$3,115 / 2026
Days on market
18
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

Primary BedroomFlat3.26 × 2.74 m

east view · window floor to ceiling · closet

KitchenFlat0.00 × 0.00 m

combined w/dining · stainless steel appl · open concept

Dining RoomFlat0.00 × 0.00 m

combined w/living · open concept · east view

Living RoomFlat7.07 × 3.40 m

combined w/dining · hardwood floor · w/o to balcony

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Church-Yonge Corridor · asking prices
$495kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $900/sqft; this home lists at $1,001/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
550kThis home519k497k490k489k479kThis home vs active comparables

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$549K
Waterfront Communities C8
$554K
Waterfront Communities C1
$625K
Kensington-Chinatown
$585K
Niagara
$727K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Michael's Choir (Sr) School · Catholic secondary0.5 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary0.5 km · 98% at standard
St Paul Catholic School · Catholic elementary1.2 km · 62% at standard
Lord Dufferin Junior and Senior Public School · Public elementary1.2 km · 55% at standard
Contact Alternative School School · Public secondary1.2 km
Church Street Junior Public School · Public elementary1.4 km · 73% at standard
Native Learning Centre · Public secondary1.4 km
Nelson Mandela Park Public School · Public elementary1.4 km · 47% at standard
Orde Street Public School · Public elementary1.6 km · 76% at standard
Heydon Park Secondary School · Public secondary1.6 km · 8% at standard
Jarvis Collegiate Institute · Public secondary1.6 km · 57% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.6 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,506/mo
$120KIncome needed
4.6×Price ÷ income
$578Weekly cost
$14,942Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,506Property tax $260Condo fee $673Total carry $3,439

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,432per month

Mortgage amount $439,840 · 4.49% over 25 years

$109,960Down payment (20.0%)
$439,840Loan before insurance
$0CMHC premium
$3,365Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,432
Property tax
$260
Condo / maintenance fees
$673
Heating
$0
Estimated monthly cost
$3,365

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,471
Toronto municipal land transfer tax
$7,471
Estimated closing costs
$14,942

Plus your down payment of $109,960. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,943/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$289,745Total interest paid
$729,585Total of all payments
Principal $439,840 Interest $289,745
YearPrincipalInterestBalance
1$9,815$19,368$430,025
2$10,261$18,922$419,764
3$10,727$18,457$409,037
4$11,214$17,969$397,823
5$11,723$17,460$386,100
6$12,255$16,928$373,844
7$12,812$16,372$361,032
8$13,394$15,790$347,639
9$14,002$15,182$333,637
10$14,637$14,546$319,000
11$15,302$13,881$303,698
12$15,997$13,187$287,701
13$16,723$12,460$270,978
14$17,482$11,701$253,496
15$18,276$10,907$235,220
16$19,106$10,077$216,114
17$19,973$9,210$196,140
18$20,880$8,303$175,260
19$21,828$7,355$153,432
20$22,819$6,364$130,612
21$23,856$5,328$106,757
22$24,939$4,245$81,818
23$26,071$3,112$55,747
24$27,255$1,929$28,492
25$28,492$691$0

At the end of your 5-year term

Total paid over the term
$145,917
Principal paid down
$53,740
Interest paid
$92,177
Balance remaining
$386,100

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $3,115− Condo fees $8,079− Insurance $600− Vacancy & upkeep $2,244Net operating income $6,362

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

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