914-1 Market Street, Toronto, ON

Waterfront Communities C8, Toronto · MLS® C13848646

$649,000
For Sale
Listed 18 days agoNo offer date stated
Request a showing
◎ Directions
1+1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Exceptional Market Wharf condominium offering 1 bedroom + den, with the den featuring a closet and the flexibility to function as a second bedroom.
  • This beautifully appointed suite showcases premium modern finishes, stainless steel appliances, and hardwood flooring in the primary bedroom, complete with a spacious...

Exceptional Market Wharf condominium offering 1 bedroom + den, with the den featuring a closet and the flexibility to function as a second bedroom. Ideally situated in the heart of the St. Lawrence Market neighbourhood, just steps from Union Station, the Financial District, Harbourfront, and the Entertainment District. This beautifully appointed suite showcases premium modern finishes, stainless steel appliances, and hardwood flooring in the primary bedroom, complete with a spacious walk-in closet. Floor-to-ceiling windows provide abundant natural light and spectacular panoramic views of the city skyline, CN Tower, and Lake Ontario.

Key facts

Property type
Condo Apartment, Multi-Level
MLS®
C13848646
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
600-699 sq ft
Cross streets
Front St/Jarvis St
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$607/mo
Exposure
South West
Property tax
$3,599 / 2026
Days on market
18
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

BathroomGround1.10 × 0.14 m
Primary BedroomGround3.20 × 3.10 m

hardwood floor · closet

Dining RoomGround4.27 × 3.19 m

tile floor · combined w/living

DenGround2.40 × 2.50 m

Hardwood Floor

Living RoomGround4.27 × 3.19 m

tile floor · combined w/dining · w/o to balcony

KitchenGround3.50 × 3.20 m

centre island · stainless steel appl · granite counters

Our TakeTeam Asgarian · Broker
A small discount is typical
$628Klikely sale price

Listed at $649,000. Going by how homes in Waterfront Communities C8 have actually closed against their asking prices (about 97%, 85 local closings in 90 days), the likely sale price is near $628K, if it sells. A realistic range is $592K to $680K.

Independent value check: $628K. Without looking at the asking price, our model values the home itself about 3% below the ask (homes like it typically land between $584K and $660K).

Why $628K. The typical condo sold in Waterfront Communities C8 over the past year went for about $620K (399 sales). What sets this one apart:

  • ▼ Lowers itIt is 600 to 699 sq ft; the typical home sold here is 700 to 799.
  • ▲ Raises it slightlyIts tax bill, which follows the city's own assessment, is $3,599 a year; the typical home sold here pays about $3,400.
List price
$592KBelow recent closings$680KAbove recent closings

Total price vs nearby homes. Likely closing about $628K, from 85 recent closings in this pocket.

The market behind the math:

85sold nearby · 90 days
$558Kmedian sold price
96%of asking, on average
−17%prices vs a year ago
~32 dayshomes like this take to sell
18days on market so far
$2,979/moest. rent · 5 leases
5.5%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.2 months of inventory: 90 condo apartment homes for sale in the area against 85 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $999/sqft against an area asking average of $940/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 85 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $640K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Waterfront Communities C8, so I widened the search to the surrounding area.

Based on 12 homes sold in this building over the past 17 months, from 496 closings in Waterfront Communities C8.

What sellers nearby are askingCurrently listed nearby in Waterfront Communities C8 · asking prices
$603kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market. Homes like this one have recently closed around $628K, which is where my estimate comes from.

Per square foot, these ask about $928/sqft; this home lists at $999/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
649kThis home620k620k619k595k560kThis home vs active comparables

Sold price trend

Median sold price for condos in Waterfront Communities C8: $588K in September 2026, down 8% from a year ago, on 390 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$657K37
November 2025$703K30
December 2025$602K22
January 2026$650K16
February 2026$715K28
March 2026$600K31
April 2026$575K47
May 2026$578K29
June 2026$625K37
July 2026$620K49
August 2026$615K34
September 2026$588K30

Neighbourhood & location

Waterfront Communities C8, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$549K
Church-Yonge Corridor
$876K
Waterfront Communities C1
$625K
Kensington-Chinatown
$585K
Niagara
$690K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Michael's Choir (Jr) School · Catholic elementary1.1 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary1.1 km · 98% at standard
St Paul Catholic School · Catholic elementary1.2 km · 62% at standard
Nelson Mandela Park Public School · Public elementary1.5 km · 47% at standard
Lord Dufferin Junior and Senior Public School · Public elementary1.6 km · 55% at standard
Contact Alternative School School · Public secondary1.7 km
Church Street Junior Public School · Public elementary2.0 km · 73% at standard
Native Learning Centre · Public secondary2.0 km
Ogden Junior Public School · Public elementary2.0 km · 69% at standard
Sprucecourt Junior Public School · Public elementary2.0 km · 59% at standard
Bishop Macdonell Catholic School · Catholic elementary2.1 km · 82% at standard
Jean Lumb Public School · Public elementary2.1 km · 73% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,958/mo
$137KIncome needed
4.7×Price ÷ income
$683Weekly cost
$18,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,958Property tax $300Condo fee $607Total carry $3,865

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,871per month

Mortgage amount $519,200 · 4.49% over 25 years

$129,800Down payment (20.0%)
$519,200Loan before insurance
$0CMHC premium
$3,778Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,871
Property tax
$300
Condo / maintenance fees
$607
Heating
$0
Estimated monthly cost
$3,778

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,455
Toronto municipal land transfer tax
$9,455
Estimated closing costs
$18,910

Plus your down payment of $129,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,475/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$342,024Total interest paid
$861,224Total of all payments
Principal $519,200 Interest $342,024
YearPrincipalInterestBalance
1$11,586$22,863$507,614
2$12,112$22,337$495,501
3$12,662$21,787$482,839
4$13,237$21,212$469,602
5$13,838$20,611$455,763
6$14,467$19,982$441,297
7$15,123$19,325$426,173
8$15,810$18,639$410,363
9$16,528$17,921$393,835
10$17,278$17,171$376,557
11$18,063$16,386$358,494
12$18,883$15,566$339,611
13$19,740$14,709$319,870
14$20,637$13,812$299,234
15$21,574$12,875$277,660
16$22,553$11,896$255,107
17$23,577$10,872$231,530
18$24,648$9,801$206,882
19$25,767$8,682$181,115
20$26,937$7,512$154,178
21$28,160$6,289$126,019
22$29,438$5,011$96,580
23$30,775$3,674$65,805
24$32,172$2,277$33,633
25$33,633$816$0

At the end of your 5-year term

Total paid over the term
$172,245
Principal paid down
$63,437
Interest paid
$108,808
Balance remaining
$455,763

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Waterfront Communities C8$2,979/mo
$35,748Gross annual rent
3.1%Cap rate after taxes and upkeep
$2,622 to $3,336Typical rent range
~18 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Waterfront Communities C8 signed at a median of $3,650 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,979. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.5%
Gross yield
− Property tax $3,599− Condo fees $7,285− Insurance $600− Vacancy & upkeep $3,932Net operating income $20,332

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

CallRequest a showing