317-38 William Carson Crescent, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13849118

$1,149,000
For Sale
Listed 18 days agoNo offer date stated
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2+1Bedrooms
2Bathrooms
1Garage
1200-1399Sq ft

About this home

In short

  • The one you've been waiting for.
  • Thoughtfully designed and bathed in natural light, this elegant split floor plan offers two generously sized bedrooms, both overlooking the peaceful ravine.
  • The spacious primary retreat features a walk-in closet and a luxurious five-piece ensuite.
  • The extensive amenities include a 24-hour concierge, party room, fitness centre, indoor pool, sauna, guest suites, meeting room, outdoor putting green, and visitor...
  • Beautifully manicured grounds and gardens are ideally located just steps from transit and minutes to York Mills subway station, Highway 401, parks, and some of...

The one you've been waiting for! Perfectly nestled among the mature, lush forests of Yonge & York Mills, this beautifully appointed two-bedroom plus den at the prestigious "Hillside Ravines" condominiums offers an exceptional blend of refined living, natural beauty, and tranquility. Thoughtfully designed and bathed in natural light, this elegant split floor plan offers two generously sized bedrooms, both overlooking the peaceful ravine. The spacious primary retreat features a walk-in closet and a luxurious five-piece ensuite. This suite also features a renovated kitchen with granite countertops and stainless steel appliances, brand-new flooring throughout, and an expansive private balcony surrounded by lush trees and nature. The extensive amenities include a 24-hour concierge, party room, fitness centre, indoor pool, sauna, guest suites, meeting room, outdoor putting green, and visitor parking. Beautifully manicured grounds and gardens are ideally located just steps from transit and minutes to York Mills subway station, Highway 401, parks, and some of Toronto's top schools. Parking and locker included.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13849118
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
1200-1399 sq ft
Cross streets
Yonge St. & York Mills
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,311/mo
Exposure
East
Property tax
$4,722 / 2026
Days on market
18
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

Bedroom 2Main3.73 × 2.70 m

large window · overlooks ravine · b/i bookcase

Dining RoomMain4.35 × 3.56 m

hardwood floor · overlooks living · open concept

Living RoomMain3.93 × 3.53 m

hardwood floor · walk-out · overlooks ravine

Primary BedroomMain4.98 × 3.26 m

bay window · overlooks ravine · walk-in closet(s)

DenMain3.20 × 3.20 m

hardwood floor · double doors · coffered ceiling(s)

KitchenMain4.60 × 2.84 m

granite counters · stainless steel appl · double sink

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$554K
Annex
$1.03M
North St. James Town
$649K
Kensington-Chinatown
$600K
Moss Park
$549K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 1.3 km awayAbove the GTA average · 81% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Edward Catholic School · Catholic elementary0.7 km · 89% at standard
Owen Public School · Public elementary1.1 km · 59% at standard
Loretto Abbey Catholic Secondary School · Catholic secondary1.1 km · 76% at standard
Avondale Alternative Elementary School · Public elementary1.2 km · 94% at standard
Avondale Public School · Public elementary1.2 km · 70% at standard
Cameron Public School · Public elementary1.3 km · 81% at standard
Armour Heights Public School · Public elementary1.5 km · 70% at standard
Cardinal Carter ES · Catholic elementary1.6 km
Cardinal Carter Academy for the Arts · Catholic secondary1.6 km · 92% at standard
Claude Watson School for the Arts · Public elementary1.8 km · 96% at standard
Earl Haig Secondary School · Public secondary2.2 km · 90% at standard
Summit Heights Public School · Public elementary2.2 km · 85% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,237/mo
$239KIncome needed
4.8×Price ÷ income
$1,208Weekly cost
$38,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $5,237Property tax $394Condo fee $1,311Total carry $6,941

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,082per month

Mortgage amount $919,200 · 4.49% over 25 years

$229,800Down payment (20.0%)
$919,200Loan before insurance
$0CMHC premium
$6,787Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,082
Property tax
$394
Condo / maintenance fees
$1,311
Heating
$0
Estimated monthly cost
$6,787

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$19,455
Toronto municipal land transfer tax
$19,455
Estimated closing costs
$38,910

Plus your down payment of $229,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,151/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$605,524Total interest paid
$1,524,724Total of all payments
Principal $919,200 Interest $605,524
YearPrincipalInterestBalance
1$20,513$40,476$898,687
2$21,444$39,545$877,243
3$22,418$38,571$854,826
4$23,435$37,553$831,390
5$24,500$36,489$806,891
6$25,612$35,377$781,279
7$26,775$34,214$754,504
8$27,990$32,998$726,514
9$29,261$31,728$697,252
10$30,590$30,399$666,662
11$31,979$29,010$634,683
12$33,431$27,558$601,253
13$34,949$26,040$566,304
14$36,536$24,453$529,768
15$38,194$22,795$491,574
16$39,929$21,060$451,645
17$41,741$19,247$409,904
18$43,637$17,352$366,267
19$45,618$15,371$320,649
20$47,689$13,300$272,960
21$49,855$11,134$223,105
22$52,118$8,871$170,987
23$54,484$6,504$116,503
24$56,958$4,031$59,544
25$59,544$1,445$0

At the end of your 5-year term

Total paid over the term
$304,945
Principal paid down
$112,309
Interest paid
$192,636
Balance remaining
$806,891

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
2.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $4,722− Condo fees $15,730− Insurance $600− Vacancy & upkeep $5,412Net operating income $22,736

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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