1010-12 Yonge Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13849304

$719,000
For Sale
Listed 19 days agoNo offer date stated
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2+1Bedrooms
2Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Step into a lifestyle of luxury and scale at the Pinnacle Centre.
  • This beautiful 2 + 1-bedroom, 2-bathroom corner unit offers a spacious, light-filled sanctuary in the heart of Toronto's Waterfront.
  • Unlike the modern "micro-condos," Unit 1010 provides over 800 sq. ft. of functional living space, a dedicated home office den, and a private balcony overlooking the...
  • Move-In Ready Smart Layout : A true split-bedroom floor plan for maximum privacy, featuring a primary suite with a walk-in closet and ensuite.
  • Aquatics & Spa : An indoor lap pool, whirlpool, dry sauna, and steam room.

Step into a lifestyle of luxury and scale at the Pinnacle Centre. This beautiful 2 + 1-bedroom, 2-bathroom corner unit offers a spacious, light-filled sanctuary in the heart of Toronto's Waterfront. Unlike the modern "micro-condos," Unit 1010 provides over 800 sq. ft. of functional living space, a dedicated home office den, and a private balcony overlooking the lush courtyard. Move-In Ready Smart Layout : A true split-bedroom floor plan for maximum privacy, featuring a primary suite with a walk-in closet and ensuite. Corner Views: Floor-to-ceiling windows with Northwest exposure-perfect for stunning city sunsets. All-Inclusive Living : Maintenance fees cover Heat, Hydro, and Water, plus one owned underground parking space. "The Pinnacle Club" - Your Private Playground: Why pay for a gym or social club membership? Residents enjoy exclusive access to one of the city's most comprehensive amenity packages : The Sports Zone : A full-sized basketball/racquetball court, squash court, tennis court, and two state-of-the-art gyms plus a yoga studio. Aquatics & Spa : An indoor lap pool, whirlpool, dry sauna, and steam room. Work & Play : Two cyber/business lounges for focused work, a private theater room, billiards, ping pong, and a community library. Host in Style : A grand banquet hall, a stylish party room, and multiple outdoor terraces equipped with BBQs for summer entertaining. Modern Convenience: 24-hour concierge and a secure package delivery room with mobile notifications. Unbeatable Location : With a 100 Transit Score, you are steps from Union Station, the PATH, Scotiabank Arena, and the Financial District. Whether you're heading to the office or the island ferry, everything is minutes away.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13849304
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
800-899 sq ft
Cross streets
Yonge & Lakeshore
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$876/mo
Exposure
North West
Property tax
$3,706 / 2026
Days on market
19
Listing brokerage
INTERCITY REALTY INC.

Rooms

KitchenGround2.95 × 2.62 m

stainless steel appl · tile floor · window floor to ceiling

DenGround5.49 × 2.82 m

open concept · laminate · closet

Primary BedroomGround3.38 × 4.55 m

laminate · walk-in closet(s) · 4 pc ensuite

Living RoomGround3.61 × 2.34 m

open concept · laminate · w/o to balcony

Bedroom 2Ground3.07 × 3.15 m

window floor to ceiling · laminate · closet

Dining RoomGround3.12 × 3.48 m

open concept · laminate · w/o to balcony

Our TakeTeam Asgarian · Broker
A small discount is typical
$697Klikely sale price

Listed at $719,000. Going by how homes in Waterfront Communities C1 have actually closed against their asking prices (about 97%, 280 local closings in 90 days), the likely sale price is near $697K, if it sells. A realistic range is $656K to $754K.

Independent value check: $726K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $675K and $763K).

Why $726K. The typical condo sold in Waterfront Communities C1 over the past year went for about $620K (1357 sales). What sets this one apart:

  • ▲ Raises it strongly2+1 bedrooms and 2 baths, against 1+1 and 1 typically.
  • ▲ Raises itIts tax bill, which follows the city's own assessment, is $3,706 a year; the typical home sold here pays about $3,300.
  • ▲ Raises itIt is 800 to 899 sq ft; the typical home sold here is 700 to 799.
List price
$656KBelow recent closings$754KAbove recent closings

Total price vs nearby homes. Likely closing about $697K, from 280 recent closings in this pocket.

The market behind the math:

280sold nearby · 90 days
$617Kmedian sold price
96%of asking, on average
~29 dayshomes like this take to sell
19days on market so far
$3,357/moest. rent · 57 leases
5.6%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.6 months of inventory: 60 condo apartment homes for sale in the area against 280 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $846/sqft against an area asking average of $956/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 280 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $647K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 4 homes sold in this building over the past 5 months, plus 1 nearby in Waterfront Communities C1, from 500 closings in Waterfront Communities C1.

Sold price trend

Median sold price for condos in Waterfront Communities C1: $621K in September 2026, down 6% from a year ago, on 1,320 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$655K132
November 2025$618K116
December 2025$690K78
January 2026$601K78
February 2026$648K105
March 2026$640K109
April 2026$615K124
May 2026$608K135
June 2026$610K139
July 2026$600K94
August 2026$588K117
September 2026$621K93

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$570K
Moss Park
$633K
Church-Yonge Corridor
$613K
Bay Street Corridor
$479K
Niagara
$619K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 1.2 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Michael's Choir (Sr) School · Catholic secondary1.3 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary1.4 km · 98% at standard
Bishop Macdonell Catholic School · Catholic elementary1.5 km · 82% at standard
Jean Lumb Public School · Public elementary1.5 km · 73% at standard
Contact Alternative School School · Public secondary1.6 km
Ogden Junior Public School · Public elementary1.7 km · 69% at standard
Oasis Alternative Secondary School · Public secondary1.8 km
ALPHA Alternative Junior School · Public elementary1.8 km
City School · Public secondary1.9 km · 58% at standard
The Waterfront School · Public elementary1.9 km · 74% at standard
St Paul Catholic School · Catholic elementary1.9 km · 62% at standard
Heydon Park Secondary School · Public secondary2.0 km · 8% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,277/mo
$155KIncome needed
4.6×Price ÷ income
$756Weekly cost
$21,710Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $3,277Property tax $309Condo fee $876Total carry $4,462

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,180per month

Mortgage amount $575,200 · 4.49% over 25 years

$143,800Down payment (20.0%)
$575,200Loan before insurance
$0CMHC premium
$4,365Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,180
Property tax
$309
Condo / maintenance fees
$876
Heating
$0
Estimated monthly cost
$4,365

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,855
Toronto municipal land transfer tax
$10,855
Estimated closing costs
$21,710

Plus your down payment of $143,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,849/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$378,914Total interest paid
$954,114Total of all payments
Principal $575,200 Interest $378,914
YearPrincipalInterestBalance
1$12,836$25,329$562,364
2$13,419$24,746$548,945
3$14,028$24,136$534,917
4$14,665$23,500$520,252
5$15,331$22,834$504,921
6$16,027$22,138$488,894
7$16,755$21,410$472,140
8$17,515$20,649$454,624
9$18,311$19,854$436,314
10$19,142$19,023$417,172
11$20,011$18,153$397,160
12$20,920$17,245$376,241
13$21,870$16,295$354,371
14$22,863$15,302$331,509
15$23,901$14,264$307,608
16$24,986$13,179$282,622
17$26,120$12,044$256,502
18$27,306$10,858$229,196
19$28,546$9,619$200,650
20$29,842$8,322$170,808
21$31,197$6,968$139,611
22$32,614$5,551$106,997
23$34,094$4,070$72,903
24$35,642$2,522$37,261
25$37,261$904$0

At the end of your 5-year term

Total paid over the term
$190,823
Principal paid down
$70,279
Interest paid
$120,544
Balance remaining
$504,921

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 57 whole-home leases in Waterfront Communities C1$3,357/mo
$40,284Gross annual rent
2.9%Cap rate after taxes and upkeep
$3,189 to $3,525Typical rent range
~15 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 57 whole-home leases in Waterfront Communities C1 signed at a median of $3,222 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,357. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.6%
Gross yield
− Property tax $3,706− Condo fees $10,509− Insurance $600− Vacancy & upkeep $4,431Net operating income $21,038

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of INTERCITY REALTY INC.. MLS®/PropTx.

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