38 Danville Drive, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13851302

$2,088,000
For Sale
Listed 18 days agoNo offer date stated
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4+1Bedrooms
4Bathrooms
2Garage · 4 parking
1500-2000Sq ft

About this home

In short

  • Beautifully maintained and rich with warmth, elegance, and timeless charm, this inviting family home is ideally situated in the prestigious St.
  • Filled with natural light, the gracious main level features hardwood flooring, classic French doors, and a convenient powder room, creating a welcoming setting for...
  • Upstairs, four generously sized bedrooms provide exceptional space for a growing family, complemented by two full bathrooms including a private primary ensuite.
  • The finished lower level extends the living space with a large recreation room, additional bedroom or home office, plank flooring, 3-piece bathroom, and an oversized...
  • Enjoy an exceptional location close to highly regarded Owen Public School and York Mills Collegiate, with easy access to Highway 401, TTC, Bayview Village, parks...

Beautifully maintained and rich with warmth, elegance, and timeless charm, this inviting family home is ideally situated in the prestigious St. Andrew-Windfields community. Filled with natural light, the gracious main level features hardwood flooring, classic French doors, and a convenient powder room, creating a welcoming setting for both everyday living and entertaining. At the heart of the home, the spacious family-sized kitchen offers distinctive English tile, stainless steel appliances including a gas range, abundant cabinetry, and plenty of room to gather with family and friends. Upstairs, four generously sized bedrooms provide exceptional space for a growing family, complemented by two full bathrooms including a private primary ensuite. The finished lower level extends the living space with a large recreation room, additional bedroom or home office, plank flooring, 3-piece bathroom, and an oversized laundry room with excellent storage. Outside, impressive curb appeal is enhanced by attractive low-maintenance landscaping, and a sprinkler system, while the expansive backyard offers wonderful possibilities for entertaining, play, and outdoor enjoyment. Thoughtfully cared for over the years, notable improvements include furnace and A/C, basement waterproofing, 100-amp electrical service, and an owned hot water tank. A wonderful opportunity to move into one of Toronto's most coveted neighbourhoods and make this well-loved home your own. Enjoy an exceptional location close to highly regarded Owen Public School and York Mills Collegiate, with easy access to Highway 401, TTC, Bayview Village, parks, shops, and everyday conveniences.

Key facts

Property type
Detached, 2-Storey
MLS®
C13851302
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
63.39 × 129.8 ft
Cross streets
York Mills & Bayview
Parking
2 garage · 4 parking (attached)
Driveway
Private Double
Basement
Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$10,934 / 2026
Days on market
18
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Dining RoomGround3.42 × 3.40 m

large window · hardwood floor

BedroomBasement3.88 × 3.36 m

closet · above grade window · plank

Primary BedroomSecond4.65 × 4.27 m

4 pc ensuite · large window · overlooks backyard

Bedroom 3Second3.58 × 3.22 m

closet · large window · hardwood floor

Living RoomGround5.30 × 4.65 m

fireplace · large window · overlooks backyard

Bedroom 4Second3.30 × 2.73 m

closet · large window · hardwood floor

KitchenGround4.22 × 3.40 m

eat-in kitchen · pot lights · quartz counter

Bedroom 2Second4.52 × 2.92 m

closet · large window · hardwood floor

LaundryBasement4.43 × 1.86 m

Finished

RecreationBasement5.17 × 4.52 m

fireplace · above grade window · plank

Our TakeTeam Asgarian · Broker
A small discount is typical
$2.01Mlikely sale price

Listed at $2,088,000. Going by how homes in St. Andrew-Windfields and the wider GTA have actually closed against their asking prices (about 97%, 23 local closings in 90 days), the likely sale price is near $2.01M, if it sells. A realistic range is $1.89M to $2.27M.

Independent value check: $2.00M. Without looking at the asking price, our model values the home itself about 4% below the ask (homes like it typically land between $1.87M and $2.10M).

Why $2.00M. The typical detached home sold in St. Andrew-Windfields over the past year went for about $2.50M (93 sales). What sets this one apart:

  • ▼ Lowers it stronglyIt is 1,500 to 2,000 sq ft; the typical home sold here is 3,000 to 3,500.
  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $10,934 a year; the typical home sold here pays about $15,400.
  • ▼ Lowers it slightly4+1 bedrooms and 4 baths, against 4+1 and 5 typically.
List price
$1.89MBelow recent closings$2.27MAbove recent closings

Total price vs nearby homes. Likely closing about $2.01M, from 23 recent closings in this pocket.

The market behind the math:

23sold nearby · 90 days
$2.41Mmedian sold price
95%of asking, on average
−20%prices vs a year ago
~46 dayshomes like this take to sell
18days on market so far
$4,666/moest. rent · 33 leases
2.7%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 6 months of inventory: 46 detached homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,193/sqft against an area asking average of $1,173/sqft.

  • Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. In St. Andrew-Windfields basements rarely rent out (5 of 135 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 23 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.92M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in St. Andrew-Windfields, so I widened the search to the surrounding area.

Based on 23 comparable homes that sold in St. Andrew-Windfields over the past two years, from 167 closings there.

What sellers nearby are askingCurrently listed nearby in St. Andrew-Windfields · asking prices
$2.26Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.00M, which is where my estimate comes from.

Per square foot, these ask about $1,234/sqft; this home lists at $1,193/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
2.09MThis home2.20M2.30M2.20M2.19M2.40MThis home vs active comparables

Sold price trend

Median sold price for detached homes in St. Andrew-Windfields: $3.41M in September 2026, down 5% from a year ago, on 79 closings in 10 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$3.71M7
November 2025$2.59M6
December 2025$2.08M8
February 2026$2.95M7
March 2026$2.27M8
April 2026$2.92M8
May 2026$2.29M10
July 2026$2.62M12
August 2026$2.35M7
September 2026$3.41M6

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$5.50M
Willowdale East
$2.19M
Leaside
$2.15M
Wexford-Maryvale
$849K
Woodbine-Lumsden
$949K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 0.3 km awayAbove the GTA average · 81% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Owen Public School · Public elementary0.2 km · 59% at standard
Avondale Alternative Elementary School · Public elementary1.1 km · 94% at standard
Avondale Public School · Public elementary1.1 km · 70% at standard
Harrison Public School · Public elementary1.5 km · 82% at standard
St Edward Catholic School · Catholic elementary1.6 km · 89% at standard
Loretto Abbey Catholic Secondary School · Catholic secondary1.7 km · 76% at standard
Cardinal Carter ES · Catholic elementary1.9 km
Cardinal Carter Academy for the Arts · Catholic secondary1.9 km · 92% at standard
Windfields Middle School · Public elementary2.0 km · 91% at standard
Claude Watson School for the Arts · Public elementary2.1 km · 96% at standard
Cameron Public School · Public elementary2.2 km · 81% at standard
Hollywood Public School · Public elementary2.2 km · 96% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$9,516/mo
$395KIncome needed
5.3×Price ÷ income
$2,196Weekly cost
$77,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $9,516Property tax $911Total carry $10,428

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,236per month

Mortgage amount $1,670,400 · 4.49% over 25 years

$417,600Down payment (20.0%)
$1,670,400Loan before insurance
$0CMHC premium
$10,147Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,236
Property tax
$911
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,147

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$38,675
Toronto municipal land transfer tax
$38,675
Estimated closing costs
$77,350

Plus your down payment of $417,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$11,179/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,100,378Total interest paid
$2,770,778Total of all payments
Principal $1,670,400 Interest $1,100,378
YearPrincipalInterestBalance
1$37,276$73,555$1,633,124
2$38,969$71,862$1,594,155
3$40,738$70,093$1,553,417
4$42,588$68,243$1,510,829
5$44,521$66,310$1,466,308
6$46,543$64,288$1,419,765
7$48,656$62,175$1,371,109
8$50,865$59,966$1,320,244
9$53,175$57,656$1,267,069
10$55,589$55,242$1,211,480
11$58,113$52,718$1,153,367
12$60,752$50,080$1,092,616
13$63,510$47,321$1,029,106
14$66,394$44,438$962,712
15$69,408$41,423$893,304
16$72,559$38,272$820,744
17$75,854$34,977$744,890
18$79,298$31,533$665,592
19$82,899$27,933$582,694
20$86,662$24,169$496,031
21$90,597$20,234$405,434
22$94,711$16,120$310,724
23$99,011$11,820$211,713
24$103,506$7,325$108,206
25$108,206$2,625$0

At the end of your 5-year term

Total paid over the term
$554,156
Principal paid down
$204,092
Interest paid
$350,064
Balance remaining
$1,466,308

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 33 whole-home leases in St. Andrew-Windfields$4,666/mo
$55,992Gross annual rent
1.8%Cap rate after taxes and upkeep
$4,116 to $5,268Typical rent range
~38 daysTo find a tenant, on average

About the suite: in St. Andrew-Windfields basements rarely rent out (5 of 135 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 33 whole-home leases in St. Andrew-Windfields signed at a median of $4,727 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,666. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.7%
Gross yield
− Property tax $10,934− Insurance $1,400− Vacancy & upkeep $6,159Net operating income $37,499

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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