10-228 St George Street, Toronto, ON

Annex, Toronto · MLS® C13851440

$729,900
For Sale
Listed 18 days agoNo offer date stated
2Bedrooms
1Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Rarely available two-storey boutique townhome in The Annex's historic Lennox Mews.
  • Main Level Highlights: Open-concept living and dining framed by rich hardwood floors and a cozy natural gas fireplace.
  • Separate kitchen upgraded with premium Miele stainless steel appliances and heated marble floors.
  • Fully updated 4-piece bathroom.

Rarely available two-storey boutique townhome in The Annex's historic Lennox Mews! Offering the privacy and quiet grace of a private home with complete condo convenience, this sun-filled residence is an urban retreat steps from Bloor Street, U of T, and Yorkville. Main Level Highlights: Open-concept living and dining framed by rich hardwood floors and a cozy natural gas fireplace. Seamless walk-out to your private balcony overlooking the serene central courtyard. Separate kitchen upgraded with premium Miele stainless steel appliances and heated marble floors. Convenient ensuite laundry and direct access to storage. Upper Level Sanctuary: Generous primary retreat with a romantic Juliette balcony. Versatile second bedroom with built-in walk-in closet-ideal for a dedicated home office, guest suite, or nursery. Fully updated 4-piece bathroom. Complete Package & Enclave: Includes rare owned underground parking spot and private storage locker. Unbeatable transit connectivity: walk to St. George & Spadina subways, ROM, Hospital Row, and top Annex dining. A low-density luxury alternative to high-rise towers in a premier downtown enclave. Exceptional value and character-book your private tour today!

Key facts

Property type
Condo Townhouse, Stacked Townhouse
MLS®
C13851440
Bedrooms
2
Bathrooms
1
Size
700-799 sq ft
Cross streets
Bloor St W & St George St
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Maintenance
$1,200/mo
Exposure
North
Property tax
$3,238 / 2026
Days on market
18
Listing brokerage
RE/MAX PROFESSIONALS INC.

Rooms

Living RoomMain4.52 × 4.49 m

hardwood floor · gas fireplace · w/o to balcony

Dining RoomMain4.52 × 4.49 m

hardwood floor · combined w/living

KitchenMain3.86 × 2.18 m

marble floor · heated floor · stainless steel appl

Primary BedroomMain4.47 × 2.99 m

broadloom · juliette balcony

Bedroom 2Main2.20 × 1.47 m

hardwood floor · walk-in closet(s) · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Casa Loma
$2.80M
Niagara
$917K
St. Andrew-Windfields
$929K
Mimico
$840K
Downsview-Roding-CFB
$699K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.2 km awayAround the GTA average · 74% meet the provincial standard
St. BrunoEQAO results not published
Also nearby: 12 more schools within 2.5 km
Msgr Fraser Orientation Centre · Catholic secondary1.1 km
Loretto College School · Catholic secondary1.1 km · 62% at standard
Cottingham Junior Public School · Public elementary1.1 km · 100% at standard
Central Technical School · Public secondary1.1 km · 54% at standard
Palmerston Avenue Junior Public School · Public elementary1.1 km · 80% at standard
Hillcrest Community School · Public elementary1.4 km · 85% at standard
St Joseph's College School · Catholic secondary1.4 km · 76% at standard
da Vinci School · Public elementary1.4 km · 67% at standard
Lord Lansdowne Junior Public School · Public elementary1.4 km · 85% at standard
Brown Junior Public School · Public elementary1.5 km · 86% at standard
Harbord Collegiate Institute · Public secondary1.5 km · 85% at standard
King Edward Junior and Senior Public School · Public elementary1.6 km · 83% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,327/mo
$161KIncome needed
4.5×Price ÷ income
$768Weekly cost
$22,146Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $3,327Property tax $270Condo fee $1,200Total carry $4,796

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,229per month

Mortgage amount $583,920 · 4.49% over 25 years

$145,980Down payment (20.0%)
$583,920Loan before insurance
$0CMHC premium
$4,698Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,229
Property tax
$270
Condo / maintenance fees
$1,200
Heating
$0
Estimated monthly cost
$4,698

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,073
Toronto municipal land transfer tax
$11,073
Estimated closing costs
$22,146

Plus your down payment of $145,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,908/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$384,658Total interest paid
$968,578Total of all payments
Principal $583,920 Interest $384,658
YearPrincipalInterestBalance
1$13,031$25,713$570,889
2$13,622$25,121$557,267
3$14,241$24,502$543,026
4$14,887$23,856$528,139
5$15,563$23,180$512,576
6$16,270$22,473$496,306
7$17,009$21,734$479,297
8$17,781$20,962$461,516
9$18,588$20,155$442,928
10$19,432$19,311$423,496
11$20,315$18,429$403,181
12$21,237$17,506$381,944
13$22,201$16,542$359,743
14$23,209$15,534$336,534
15$24,263$14,480$312,271
16$25,365$13,379$286,907
17$26,516$12,227$260,391
18$27,720$11,023$232,670
19$28,979$9,764$203,692
20$30,294$8,449$173,397
21$31,670$7,073$141,727
22$33,108$5,635$108,619
23$34,611$4,132$74,008
24$36,183$2,560$37,825
25$37,825$918$0

At the end of your 5-year term

Total paid over the term
$193,716
Principal paid down
$71,344
Interest paid
$122,371
Balance remaining
$512,576

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $3,238− Condo fees $14,394− Insurance $600− Vacancy & upkeep $3,168Net operating income $7,400

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PROFESSIONALS INC.. MLS®/PropTx.

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