330-280 Howland Avenue, Toronto, ON

Annex, Toronto · MLS® C13852238

$729,000
For Sale
Listed 18 days agoNo offer date stated
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1+1Bedrooms
2Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Welcome to Unit 330 at 280 Howland Avenue.
  • A bright and functional 1+1 bedroom, 2 bath suite offering 687 sq ft of well-designed living space in Bianca, a boutique Tridel-built condo residence in the heart of...
  • Residents enjoy Bianca's excellent amenities, including a rooftop pool and lounge, fully equipped gym, party and dining rooms, 24-hour concierge and guest suites.
  • Unbeatable Annex location just steps to the Dupont subway, Bloor Street shops and restaurants, and the cafes along Dupont - with easy access to the rest of the...

Welcome to Unit 330 at 280 Howland Avenue! A bright and functional 1+1 bedroom, 2 bath suite offering 687 sq ft of well-designed living space in Bianca, a boutique Tridel-built condo residence in the heart of the Annex. The layout combines comfortable living and dining areas with a versatile second room - perfect as a home office, guest space or nursery - plus two full bathrooms, a rare feature at this size. The kitchen opens easily on to the main living area for effortless day-to-day living and entertaining. Includes one owned parking space and one locker. Residents enjoy Bianca's excellent amenities, including a rooftop pool and lounge, fully equipped gym, party and dining rooms, 24-hour concierge and guest suites. Unbeatable Annex location just steps to the Dupont subway, Bloor Street shops and restaurants, and the cafes along Dupont - with easy access to the rest of the neighborhood.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13852238
Bedrooms
1+1 (2 total)
Bathrooms
2
Size
600-699 sq ft
Cross streets
Dupont St/ Howland Ave
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$742/mo
Exposure
East
Property tax
$4,021 / 2026
Days on market
18
Listing brokerage
RE/MAX EXCELLENCE REAL ESTATE

Rooms

BedroomFlat3.35 × 3.05 m

laminate · window

DenFlat2.74 × 2.74 m

laminate · open concept · combined w/dining

Dining RoomFlat3.10 × 2.74 m

open concept · combined w/kitchen

KitchenFlat3.10 × 2.74 m

open concept · combined w/dining

Living RoomFlat3.50 × 3.10 m

open concept · combined w/dining

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$640K
Kensington-Chinatown
$585K
Little Portugal
$549K
Waterfront Communities C1
$691K
Niagara
$727K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.9 km awayAround the GTA average · 74% meet the provincial standard
St. BrunoEQAO results not published
Also nearby: 12 more schools within 2.5 km
Palmerston Avenue Junior Public School · Public elementary0.6 km · 80% at standard
Hillcrest Community School · Public elementary0.7 km · 85% at standard
Msgr Fraser Orientation Centre · Catholic secondary0.7 km
Loretto College School · Catholic secondary1.0 km · 62% at standard
Essex Junior and Senior Public School · Public elementary1.0 km · 64% at standard
Hawthorne II Bilingual Alternative Junior School · Public elementary1.0 km · 74% at standard
St Bruno/St. Raymond Catholic School · Catholic elementary1.2 km · 56% at standard
Central Technical School · Public secondary1.2 km · 54% at standard
Holy Rosary Catholic School · Catholic elementary1.3 km · 89% at standard
Harbord Collegiate Institute · Public secondary1.4 km · 85% at standard
West End Alternative School · Public secondary1.4 km
Brown Junior Public School · Public elementary1.5 km · 86% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,323/mo
$155KIncome needed
4.7×Price ÷ income
$767Weekly cost
$22,110Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $3,323Property tax $335Condo fee $742Total carry $4,399

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,225per month

Mortgage amount $583,200 · 4.49% over 25 years

$145,800Down payment (20.0%)
$583,200Loan before insurance
$0CMHC premium
$4,302Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,225
Property tax
$335
Condo / maintenance fees
$742
Heating
$0
Estimated monthly cost
$4,302

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,055
Toronto municipal land transfer tax
$11,055
Estimated closing costs
$22,110

Plus your down payment of $145,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,903/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$384,184Total interest paid
$967,384Total of all payments
Principal $583,200 Interest $384,184
YearPrincipalInterestBalance
1$13,015$25,681$570,185
2$13,605$25,090$556,580
3$14,223$24,472$542,357
4$14,869$23,826$527,488
5$15,544$23,151$511,944
6$16,250$22,445$495,694
7$16,988$21,708$478,706
8$17,759$20,936$460,947
9$18,565$20,130$442,382
10$19,408$19,287$422,974
11$20,289$18,406$402,684
12$21,211$17,485$381,474
13$22,174$16,522$359,300
14$23,181$15,515$336,119
15$24,233$14,462$311,886
16$25,333$13,362$286,553
17$26,484$12,212$260,070
18$27,686$11,009$232,384
19$28,943$9,752$203,441
20$30,257$8,438$173,183
21$31,631$7,064$141,552
22$33,067$5,628$108,485
23$34,568$4,127$73,917
24$36,138$2,557$37,779
25$37,779$917$0

At the end of your 5-year term

Total paid over the term
$193,477
Principal paid down
$71,256
Interest paid
$122,220
Balance remaining
$511,944

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $4,021− Condo fees $8,900− Insurance $600− Vacancy & upkeep $2,706Net operating income $8,373

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXCELLENCE REAL ESTATE. MLS®/PropTx.

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