250 Shuter Street, Toronto, ON

Moss Park, Toronto · MLS® C13852988

$1,220,000
For Sale
Listed 18 days agoNo offer date stated
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4+2Bedrooms
3Bathrooms
0Parking
1100-1500Sq ft

About this home

In short

  • In the heart of Downtown Toronto, a legal 2 units, 2-storey duplex presents an excellent opportunity for investors, first-time buyers, and those seeking a flexible...
  • Why take on the uncertainty, stress, time and expense of a major renovation/build when the work is already done?
  • This move-in-ready duplex features two fully self-contained apartments, each with its own separate entrance, separate hydro meter, forced-air gas furnace, in-suite...
  • Located directly on a TTC bus route and close to a subway station, with a short 15-minute walk to George Brown College, CF Toronto Eaton Centre and Toronto...
  • The combined living/dinning with an open concept overlooking the kitchen with stainless steel appliances.

In the heart of Downtown Toronto, a legal 2 units, 2-storey duplex presents an excellent opportunity for investors, first-time buyers, and those seeking a flexible income-producing property. Why take on the uncertainty, stress, time and expense of a major renovation/build when the work is already done? This move-in-ready duplex features two fully self-contained apartments, each with its own separate entrance, separate hydro meter, forced-air gas furnace, in-suite laundry and quality appliances. Ideal for an investor seeking rental income or a first-time buyer looking to live in one unit while generating income from the other. The property has enjoyed a consistent rental income over the years, attracting working professionals and students who value the convenience of downtown living with modern comfort. Located directly on a TTC bus route and close to a subway station, with a short 15-minute walk to George Brown College, CF Toronto Eaton Centre and Toronto Metropolitan University (TMU), this property combines income potential, convenience and urban lifestyle. The main floor and the basement combine as one unit of 4 bed & 2 washrooms. Its kitchen with cream hexagon ceramic backsplash brings warmth to the grey cabinetry and stainless steel appliances, laundry and an outdoor escape to a cute backyard. Opening the second front door is an entrance up the stairs to a 2 bedroom, 1x3 pc bath & laundry. This 2nd floor self contained unit is a modern & bright apartment. The combined living/dinning with an open concept overlooking the kitchen with stainless steel appliances. Off the first bedroom is a balcony overlooking the backyard. A 3pc washroom by the hallway and laundry. Wanting to own and get potential income? Book a showing to see this handsome duplex today! Or watch 2 videos separately of each unit in 3D

Key facts

Property type
Other, 2-Storey
MLS®
C13852988
Bedrooms
4+2 (6 total)
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
23.56 × 37.81 ft
Cross streets
Shuter / Parliament
Parking
0 parking
Driveway
None
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Aluminum Siding
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,095 / 2026
Days on market
18
Listing brokerage
HOMELIFE EXCELSIOR REALTY INC.

Rooms

Bedroom 4Second2.83 × 1.90 m

closet · laminate · window

KitchenMain2.10 × 2.74 m

stainless steel appl · window · ceramic backsplash

BedroomMain3.35 × 2.89 m

laminate · window

Bedroom 3Second3.05 × 2.95 m

closet · laminate · window

BedroomBasement3.60 × 2.95 m

closet · window

Bedroom 2Main2.89 × 2.83 m

laminate · window

RecreationBasement1.70 × 1.50 m

Laminate

KitchenSecond2.10 × 2.50 m

stainless steel appl · window · b/i dishwasher

Living RoomSecond3.00 × 2.50 m

combined w/dining · window · pot lights

Living RoomMain3.30 × 2.74 m

laminate · window

BedroomBasement2.83 × 1.90 m

closet · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$539K
Waterfront Communities C8
$569K
Waterfront Communities C1
$559K
Niagara
$789K
Leaside
$2.80M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 55% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Nelson Mandela Park Public School · Public elementary0.5 km · 47% at standard
Market Lane Junior and Senior Public School · Public elementary0.8 km · 74% at standard
St Michael's Choir (Jr) School · Catholic elementary0.9 km · 98% at standard
Sprucecourt Junior Public School · Public elementary0.9 km · 59% at standard
St Michael's Choir (Sr) School · Catholic secondary0.9 km · 98% at standard
St Michael Catholic School · Catholic elementary1.0 km · 67% at standard
Downtown Alternative School · Public elementary1.0 km
Winchester Junior and Senior Public School · Public elementary1.1 km · 76% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.2 km
St Martin Catholic School (St.Martin) · Catholic secondary1.2 km
Our Lady of Lourdes Catholic School · Catholic elementary1.2 km · 64% at standard
Church Street Junior Public School · Public elementary1.3 km · 73% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,560/mo
$228KIncome needed
5.3×Price ÷ income
$1,283Weekly cost
$41,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $5,560Property tax $425Total carry $5,985

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,396per month

Mortgage amount $976,000 · 4.49% over 25 years

$244,000Down payment (20.0%)
$976,000Loan before insurance
$0CMHC premium
$5,821Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,396
Property tax
$425
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,821

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,875
Toronto municipal land transfer tax
$20,875
Estimated closing costs
$41,750

Plus your down payment of $244,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,532/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$642,941Total interest paid
$1,618,941Total of all payments
Principal $976,000 Interest $642,941
YearPrincipalInterestBalance
1$21,780$42,977$954,220
2$22,769$41,989$931,451
3$23,803$40,955$907,648
4$24,884$39,874$882,764
5$26,013$38,744$856,751
6$27,195$37,563$829,556
7$28,429$36,328$801,127
8$29,720$35,038$771,407
9$31,070$33,688$740,337
10$32,480$32,277$707,857
11$33,955$30,803$673,902
12$35,497$29,261$638,406
13$37,108$27,649$601,297
14$38,793$25,964$562,504
15$40,555$24,203$521,950
16$42,396$22,362$479,554
17$44,321$20,437$435,233
18$46,333$18,425$388,900
19$48,437$16,321$340,463
20$50,636$14,122$289,827
21$52,935$11,822$236,892
22$55,339$9,419$181,553
23$57,851$6,906$123,702
24$60,478$4,280$63,224
25$63,224$1,534$0

At the end of your 5-year term

Total paid over the term
$323,788
Principal paid down
$119,249
Interest paid
$204,539
Balance remaining
$856,751

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.3%
Gross yield
− Property tax $5,095− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,069

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE EXCELSIOR REALTY INC.. MLS®/PropTx.

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