817 Millwood Road, Toronto, ON

Leaside, Toronto · MLS® C13857122

$2,048,000
For Sale
Listed 17 days agoNo offer date stated
3Bedrooms
3Bathrooms
1Parking
1100-1500Sq ft

About this home

In short

  • Beautifully Renovated South Leaside Family Home.
  • Lovingly cared for and thoughtfully renovated, this detached home offers a warm, functional layout in one of Toronto's most sought-after family neighbourhoods.
  • The bright main floor features an elegant living room featuring a wood-burning fireplace and a completely renovated kitchen and dining area, creating an inviting...
  • The fully finished lower level adds valuable living space with a spacious recreation room, an additional 3-piece bathroom, laundry, and plenty of storage-perfect for...
  • Outside, enjoy an incredible private backyard with plenty of room for kids to play, entertain, and relax, plus a large shed for additional storage.

Beautifully Renovated South Leaside Family Home! Lovingly cared for and thoughtfully renovated, this detached home offers a warm, functional layout in one of Toronto's most sought-after family neighbourhoods. The bright main floor features an elegant living room featuring a wood-burning fireplace and a completely renovated kitchen and dining area, creating an inviting space for everyday living and entertaining. Upstairs, you'll find three comfortable bedrooms and beautifully updated bathrooms. The perfect layout for everyday life. The fully finished lower level adds valuable living space with a spacious recreation room, an additional 3-piece bathroom, laundry, and plenty of storage-perfect for a kids' playroom, family room, or home office. A finished attic provides even more flexible bonus space. Outside, enjoy an incredible private backyard with plenty of room for kids to play, entertain, and relax, plus a large shed for additional storage. Freshly painted, meticulously maintained, and truly move-in ready. Complete with parking and ideally located just steps from excellent schools, parks, shops, restaurants, and TTC. A wonderful opportunity to put down roots in the heart of South Leaside.

Key facts

Property type
Detached, 2-Storey
MLS®
C13857122
Bedrooms
3
Bathrooms
3
Size
1100-1500 sq ft
Lot
26.78 × 105 ft
Cross streets
Bayview/Millwood
Parking
1 parking
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,419 / 2026
Days on market
17
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES HEAPS ESTRIN TEAM
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Bessborough Drive Elementary and Middle School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in Leaside · asking prices
$1.87Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,440/sqft; this home lists at $1,575/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
2.05MThis home2.10M2.00M2.00M1.40MThis home vs active comparables

Neighbourhood & location

Leaside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Woodbine-Lumsden
$949K
Banbury-Don Mills
$5.50M
St. Andrew-Windfields
$4.10M
Dovercourt-Wallace Emerson-Junction
$1.25M
Wexford-Maryvale
$849K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Rolph Road Elementary School
88%
Rolph Road Elementary SchoolPublic · Elementary · 0.6 km awayHigher-rated than most nearby · 88% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Maurice Cody Junior Public School · Public elementary0.7 km · 90% at standard
Northlea Elementary and Middle School · Public elementary1.1 km · 84% at standard
Bennington Heights Elementary School · Public elementary1.2 km · 80% at standard
Hodgson Middle School · Public elementary1.3 km · 76% at standard
Eglinton Junior Public School · Public elementary1.7 km · 70% at standard
Northern Secondary School · Public secondary1.8 km · 82% at standard
Thorncliffe Park Public School · Public elementary2.1 km · 33% at standard
Whitney Junior Public School · Public elementary2.1 km · 94% at standard
Fraser Mustard Early Learning Academy · Public elementary2.1 km
Davisville Junior Public School · Public elementary2.2 km · 86% at standard
Spectrum Alternative Senior School · Public elementary2.2 km
William Burgess Elementary School · Public elementary2.2 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$9,334/mo
$383KIncome needed
5.3×Price ÷ income
$2,154Weekly cost
$75,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $9,334Property tax $785Total carry $10,119

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,059per month

Mortgage amount $1,638,400 · 4.49% over 25 years

$409,600Down payment (20.0%)
$1,638,400Loan before insurance
$0CMHC premium
$9,844Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,059
Property tax
$785
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,844

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$37,675
Toronto municipal land transfer tax
$37,675
Estimated closing costs
$75,350

Plus your down payment of $409,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$10,964/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,079,298Total interest paid
$2,717,698Total of all payments
Principal $1,638,400 Interest $1,079,298
YearPrincipalInterestBalance
1$36,562$72,146$1,601,838
2$38,222$70,486$1,563,616
3$39,958$68,750$1,523,658
4$41,772$66,936$1,481,886
5$43,668$65,039$1,438,218
6$45,651$63,057$1,392,567
7$47,724$60,984$1,344,843
8$49,891$58,817$1,294,952
9$52,156$56,552$1,242,796
10$54,524$54,184$1,188,272
11$57,000$51,708$1,131,272
12$59,588$49,120$1,071,684
13$62,293$46,415$1,009,391
14$65,122$43,586$944,269
15$68,078$40,630$876,191
16$71,169$37,538$805,021
17$74,401$34,307$730,621
18$77,779$30,929$652,842
19$81,310$27,398$571,531
20$85,002$23,706$486,529
21$88,862$19,846$397,667
22$92,896$15,812$304,771
23$97,114$11,594$207,657
24$101,524$7,184$106,133
25$106,133$2,575$0

At the end of your 5-year term

Total paid over the term
$543,540
Principal paid down
$200,182
Interest paid
$343,357
Balance remaining
$1,438,218

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
0.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.3%
Gross yield
− Property tax $9,419− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $13,745

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES HEAPS ESTRIN TEAM. MLS®/PropTx.

CallRequest a showing