221-775 King Street, Toronto, ON

Niagara, Toronto · MLS® C13857756

$569,888
For Sale
Listed 16 days agoNo offer date stated
1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Busy professional by day, homebody by night, city enthusiast on weekends: this rarely found two-storey, one-bedroom condo at 775 King St W fits all three.
  • Its 682 sq. ft. layout is flooded with natural light by a two-storey floor-to-ceiling window, and the open living, dining, and kitchen space flows to a balcony where...

Busy professional by day, homebody by night, city enthusiast on weekends: this rarely found two-storey, one-bedroom condo at 775 King St W fits all three. Its 682 sq. ft. layout is flooded with natural light by a two-storey floor-to-ceiling window, and the open living, dining, and kitchen space flows to a balcony where electric BBQs are permitted. The private bedroom level upstairs is a quiet retreat after a long workday. The LEED-certified, energy-efficient building comes with incredibly low maintenance fees, so it's easy to own as well as live in. The King streetcar makes the commute to the Financial District simple, and the restaurants, cafés, shops, and nightlife of King West and Queen West, plus Trinity Bellwoods Park and Stackt Market, are all close by.

Key facts

Property type
Condo Apartment, 2-Storey
MLS®
C13857756
Bedrooms
1
Bathrooms
1
Size
600-699 sq ft
Cross streets
King St W and Bathurst St
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick Veneer
Maintenance
$463/mo
Exposure
North
Property tax
$3,238 / 2026
Days on market
16
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

BathroomSecond
KitchenMain
Living RoomMain
Primary BedroomSecond
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Niagara Street Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Niagara · asking prices
$643kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $945/sqft; this home lists at $877/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
570kThis home609k669k650kThis home vs active comparables

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$625K
Little Portugal
$549K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$876K
Waterfront Communities C8
$554K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Niagara Street Junior Public School
82%
Niagara Street Junior Public SchoolPublic · Elementary · 0.2 km awayAbove the GTA average · 82% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
ALPHA Alternative Junior School · Public elementary0.7 km
Charles G Fraser Junior Public School · Public elementary0.7 km · 74% at standard
Oasis Alternative Secondary School · Public secondary0.7 km
Bishop Macdonell Catholic School · Catholic elementary1.0 km · 82% at standard
Jean Lumb Public School · Public elementary1.0 km · 73% at standard
Givins/Shaw Junior Public School · Public elementary1.0 km · 81% at standard
City School · Public secondary1.1 km · 58% at standard
The Waterfront School · Public elementary1.1 km · 74% at standard
Ogden Junior Public School · Public elementary1.1 km · 69% at standard
Msgr Fraser College (Southwest) · Catholic secondary1.3 km
Kensington Community School School Junior · Public elementary1.5 km · 97% at standard
Pope Francis Catholic School · Catholic elementary1.5 km · 67% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,597/mo
$120KIncome needed
4.8×Price ÷ income
$599Weekly cost
$15,746Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $2,597Property tax $270Condo fee $463Total carry $3,330

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,521per month

Mortgage amount $455,910 · 4.49% over 25 years

$113,978Down payment (20.0%)
$455,910Loan before insurance
$0CMHC premium
$3,254Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,521
Property tax
$270
Condo / maintenance fees
$463
Heating
$0
Estimated monthly cost
$3,254

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,873
Toronto municipal land transfer tax
$7,873
Estimated closing costs
$15,746

Plus your down payment of $113,978. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,051/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$300,332Total interest paid
$756,242Total of all payments
Principal $455,910 Interest $300,332
YearPrincipalInterestBalance
1$10,174$20,076$445,736
2$10,636$19,614$435,101
3$11,119$19,131$423,982
4$11,624$18,626$412,358
5$12,151$18,098$400,207
6$12,703$17,547$387,503
7$13,280$16,970$374,223
8$13,883$16,367$360,341
9$14,513$15,736$345,827
10$15,172$15,077$330,655
11$15,861$14,389$314,794
12$16,581$13,668$298,213
13$17,334$12,916$280,879
14$18,121$12,129$262,758
15$18,944$11,306$243,814
16$19,804$10,446$224,010
17$20,703$9,546$203,307
18$21,643$8,606$181,663
19$22,626$7,624$159,037
20$23,653$6,596$135,384
21$24,727$5,523$110,657
22$25,850$4,400$84,807
23$27,024$3,226$57,784
24$28,251$1,999$29,533
25$29,533$716$0

At the end of your 5-year term

Total paid over the term
$151,248
Principal paid down
$55,704
Interest paid
$95,545
Balance remaining
$400,207

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $3,238− Condo fees $5,554− Insurance $600− Vacancy & upkeep $2,706Net operating income $12,502

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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