PH7-608 Richmond Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13864462

$699,900
For Sale
Listed 13 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
0Parking
700-799Sq ft

About this home

In short

  • Distinctive architecture meets refined urban living at Suite LPH7 at The Harlowe.
  • This thoughtfully appointed 741 sq. ft. one-bedroom-plus-den residence pairs loft-inspired character with a well-proportioned, functional layout.
  • Soaring 12-foot exposed concrete ceilings, floor-to-ceiling windows and black-framed industrial detailing create a striking backdrop, complemented by a clean...

Distinctive architecture meets refined urban living at Suite LPH7 at The Harlowe. This thoughtfully appointed 741 sq. ft. one-bedroom-plus-den residence pairs loft-inspired character with a well-proportioned, functional layout. Soaring 12-foot exposed concrete ceilings, floor-to-ceiling windows and black-framed industrial detailing create a striking backdrop, complemented by a clean, contemporary palette that reflects the spirit of the surrounding Fashion District.The versatile den comfortably accommodates a dedicated dining area or home office, while the kitchen features white cabinetry, generous storage and an oversized island with a waterfall overhang and breakfast bar seating. Carefully considered upgrades include motorized blinds, marble tilework and electrical rough-ins for enhanced lighting.A generously sized balcony extends the living space outdoors, offering ample room for dining and entertaining. Unobstructed exposure and a gas barbecue hookup make this an inviting setting for quiet mornings or evenings with guests.A boutique Brad J. Lamb building, The Harlowe is distinguished by its red-brick exterior, loft-style architecture and intimate scale. Ideally situated between Bathurst and Portland, the residence places Queen West, King West, Trinity Bellwoods and The Well within easy reach, alongside an exceptional selection of cafés, restaurants, fitness studios, shopping and transit.Includes a storage locker.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13864462
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
700-799 sq ft
Cross streets
Bathurst Street & Richmond Street
Parking
0 parking
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick
Maintenance
$738/mo
Exposure
North
Property tax
$4,190 / 2026
Days on market
13
Listing brokerage
ENGEL & VOLKERS TORONTO CENTRAL

Rooms

KitchenFlat4.69 × 2.28 m

stainless steel appl · centre island · hardwood floor

Living RoomFlat5.13 × 3.80 m

open concept · w/o to balcony · hardwood floor

Primary BedroomFlat3.73 × 2.65 m

sliding doors · double closet · hardwood floor

DenFlat4.69 × 3.80 m

open concept · b/i shelves · hardwood floor

Living RoomFlat5.13 × 3.80 m

laminate · combined w/kitchen · w/o to balcony

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Waterfront Communities C1 · asking prices
$622kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $855/sqft; this home lists at $934/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
700kThis home688k630k630k555k609kThis home vs active comparables

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Kensington-Chinatown
$548K
Niagara
$631K
Little Portugal
$549K
Waterfront Communities C8
$525K
Moss Park
$495K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ryerson Community School
52%
Ryerson Community SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 52% meet the provincial standard
ALPHA Alternative Junior SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Oasis Alternative Secondary School · Public secondary0.4 km
Niagara Street Junior Public School · Public elementary0.5 km · 82% at standard
Charles G Fraser Junior Public School · Public elementary0.6 km · 74% at standard
Ogden Junior Public School · Public elementary0.7 km · 69% at standard
Bishop Macdonell Catholic School · Catholic elementary1.1 km · 82% at standard
Kensington Community School School Junior · Public elementary1.1 km · 97% at standard
Jean Lumb Public School · Public elementary1.1 km · 73% at standard
Heydon Park Secondary School · Public secondary1.1 km · 8% at standard
Beverley School · Public elementary1.2 km
Subway Academy II · Public secondary1.2 km
Givins/Shaw Junior Public School · Public elementary1.2 km · 81% at standard
Contact Alternative School School · Public secondary1.3 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,190/mo
$150KIncome needed
4.7×Price ÷ income
$736Weekly cost
$20,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $3,190Property tax $349Condo fee $738Total carry $4,277

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,096per month

Mortgage amount $559,920 · 4.49% over 25 years

$139,980Down payment (20.0%)
$559,920Loan before insurance
$0CMHC premium
$4,183Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,096
Property tax
$349
Condo / maintenance fees
$738
Heating
$0
Estimated monthly cost
$4,183

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,473
Toronto municipal land transfer tax
$10,473
Estimated closing costs
$20,946

Plus your down payment of $139,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,747/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$368,848Total interest paid
$928,768Total of all payments
Principal $559,920 Interest $368,848
YearPrincipalInterestBalance
1$12,495$24,656$547,425
2$13,062$24,088$534,363
3$13,655$23,495$520,707
4$14,275$22,875$506,432
5$14,924$22,227$491,508
6$15,601$21,550$475,907
7$16,310$20,841$459,597
8$17,050$20,101$442,547
9$17,824$19,327$424,723
10$18,634$18,517$406,090
11$19,480$17,671$386,610
12$20,364$16,787$366,246
13$21,289$15,862$344,957
14$22,255$14,896$322,702
15$23,266$13,885$299,437
16$24,322$12,829$275,114
17$25,426$11,724$249,688
18$26,581$10,570$223,107
19$27,788$9,363$195,320
20$29,049$8,101$166,270
21$30,368$6,782$135,902
22$31,747$5,404$104,155
23$33,189$3,962$70,966
24$34,695$2,455$36,271
25$36,271$880$0

At the end of your 5-year term

Total paid over the term
$185,754
Principal paid down
$68,412
Interest paid
$117,342
Balance remaining
$491,508

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $4,190− Condo fees $8,860− Insurance $600− Vacancy & upkeep $3,168Net operating income $11,982

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ENGEL & VOLKERS TORONTO CENTRAL. MLS®/PropTx.

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