605-223 St Clair Avenue, Toronto, ON

Yonge-St. Clair, Toronto · MLS® C13864910

$939,900
For Sale
Listed 13 days agoNo offer date stated
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2+1Bedrooms
2Bathrooms
1Garage
900-999Sq ft

About this home

In short

  • Experience refined boutique living at Zigg Condos in prestigious Forest Hill South, where South Hill and Casa Loma meet.
  • This sun-filled, split-bedroom 2-bedroom + den suite delivers 928 sq. ft. of functional luxury with no wasted space.
  • Walk out to your private open-air balcony from the bright open-concept living area.
  • The modern chef's kitchen features integrated appliances, brand-new stainless steel dishwasher, sleek quartz counters, and breakfast peninsula.
  • Dedicated entry-side home office den, generous primary suite with walk-in closet & 3-piece glass shower ensuite, 2nd full 4-piece bath, and newly installed UK...

Experience refined boutique living at Zigg Condos in prestigious Forest Hill South, where South Hill and Casa Loma meet. This sun-filled, split-bedroom 2-bedroom + den suite delivers 928 sq. ft. of functional luxury with no wasted space. Perched on the 6th floor, enjoy rare, unobstructed panoramic north views clearing residential rooflines to overlook the historic Timothy Eaton Church spire and the lush Forest Hill tree canopy. Walk out to your private open-air balcony from the bright open-concept living area. The modern chef's kitchen features integrated appliances, brand-new stainless steel dishwasher, sleek quartz counters, and breakfast peninsula. Dedicated entry-side home office den, generous primary suite with walk-in closet & 3-piece glass shower ensuite, 2nd full 4-piece bath, and newly installed UK designer modular LVT flooring throughout principal areas. 1 parking & 1 locker included. Steps to St. Clair streetcar, subway stations, Forest Hill Village, parks, Longo's, LCBO & dining.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13864910
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
900-999 sq ft
Cross streets
St. Clair W& Avenue Rd
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$1,047/mo
Exposure
North
Property tax
$4,857 / 2026
Days on market
13
Listing brokerage
PSR

Rooms

Bedroom 2Main3.05 × 3.35 m

vinyl floor · large window · closet

KitchenMain3.15 × 6.53 m

vinyl floor · quartz counter · stainless steel appl

Living RoomMain3.15 × 6.53 m

vinyl floor · open concept · w/o to balcony

Primary BedroomMain3.05 × 3.45 m

hardwood floor · walk-in closet(s) · 3 pc ensuite

DenMain3.25 × 2.24 m

vinyl floor · separate room

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Brown Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Yonge-St. Clair, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mount Pleasant West
$530K
North St. James Town
$649K
Kensington-Chinatown
$548K
Moss Park
$495K
Waterfront Communities C1
$699K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Brown Junior Public School
86%
Brown Junior Public SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 86% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cottingham Junior Public School · Public elementary0.9 km · 100% at standard
Hillcrest Community School · Public elementary1.2 km · 85% at standard
Forest Hill Junior and Senior Public School · Public elementary1.3 km · 82% at standard
Davisville Junior Public School · Public elementary1.7 km · 86% at standard
Spectrum Alternative Senior School · Public elementary1.7 km
Huron Street Junior Public School · Public elementary1.7 km · 74% at standard
Our Lady of Perpetual Help Catholic School · Catholic elementary1.7 km · 88% at standard
Jesse Ketchum Junior and Senior Public School · Public elementary1.7 km · 87% at standard
Humewood Community School · Public elementary1.9 km · 75% at standard
Oriole Park Junior Public School · Public elementary1.9 km · 100% at standard
Palmerston Avenue Junior Public School · Public elementary2.1 km · 80% at standard
Rosedale Junior Public School · Public elementary2.1 km · 94% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,284/mo
$199KIncome needed
4.7×Price ÷ income
$989Weekly cost
$30,546Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $4,284Property tax $405Condo fee $1,047Total carry $5,736

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,157per month

Mortgage amount $751,920 · 4.49% over 25 years

$187,980Down payment (20.0%)
$751,920Loan before insurance
$0CMHC premium
$5,609Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,157
Property tax
$405
Condo / maintenance fees
$1,047
Heating
$0
Estimated monthly cost
$5,609

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,273
Toronto municipal land transfer tax
$15,273
Estimated closing costs
$30,546

Plus your down payment of $187,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,032/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$495,328Total interest paid
$1,247,248Total of all payments
Principal $751,920 Interest $495,328
YearPrincipalInterestBalance
1$16,780$33,110$735,140
2$17,542$32,348$717,599
3$18,338$31,552$699,261
4$19,171$30,719$680,090
5$20,041$29,849$660,049
6$20,951$28,939$639,098
7$21,902$27,988$617,196
8$22,897$26,993$594,299
9$23,936$25,954$570,363
10$25,023$24,867$545,340
11$26,159$23,731$519,181
12$27,347$22,543$491,834
13$28,589$21,301$463,245
14$29,887$20,003$433,359
15$31,244$18,646$402,115
16$32,662$17,228$369,453
17$34,145$15,745$335,308
18$35,696$14,194$299,612
19$37,316$12,574$262,296
20$39,011$10,879$223,285
21$40,782$9,108$182,504
22$42,633$7,257$139,870
23$44,569$5,321$95,301
24$46,593$3,297$48,708
25$48,708$1,182$0

At the end of your 5-year term

Total paid over the term
$249,450
Principal paid down
$91,871
Interest paid
$157,579
Balance remaining
$660,049

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
1.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $4,857− Condo fees $12,564− Insurance $600− Vacancy & upkeep $4,026Net operating income $14,552

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PSR. MLS®/PropTx.

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