48 Silvergrove Road, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13867884

$4,988,000
For Sale
Listed 13 days agoNo offer date stated
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6+6Bedrooms
6Bathrooms
2Garage · 10 parking
5,000Sq ft

About this home

In short

  • YOUR VISION: AN EXTRAORDINARY RAVINE SETTING.
  • 48 Silvergrove offers remarkable possibilities on a south-facing lot of over half an acre, surrounded by ravine on three sides, in prestigious St.
  • Spanning approximately 23,000 sq. ft.
  • (125' 184'), the grounds are framed by mature trees and lush greenery, offering exceptional privacy and a peaceful, park-like atmosphere.
  • Expansive outdoor spaces invite you to imagine landscaped gardens, memorable gatherings and quiet mornings immersed in nature.

YOUR VISION: AN EXTRAORDINARY RAVINE SETTING. Move straight in, transform the existing residence into a modern masterpiece, or explore building your dream custom estate. 48 Silvergrove offers remarkable possibilities on a south-facing lot of over half an acre, surrounded by ravine on three sides, in prestigious St. Andrew-Windfields. Spanning approximately 23,000 sq. ft. (125' 184'), the grounds are framed by mature trees and lush greenery, offering exceptional privacy and a peaceful, park-like atmosphere. Expansive outdoor spaces invite you to imagine landscaped gardens, memorable gatherings and quiet mornings immersed in nature.The custom-built residence features approximately 7,077 sq. ft. of living space, striking contemporary architecture and substantial 8-inch concrete construction. Large windows capture abundant natural light and leafy views, while multiple walkouts connect the interiors to patios, balconies, rooftop terraces and the surrounding grounds. With 6+6 bedrooms and six bathrooms, the generous layout offers flexibility for large or multigenerational families, with space to gather and room for individual privacy. Ground-floor living areas also offer potential rental income, subject to verification of permitted rental use. Enjoy the home today, renovate around your lifestyle, or envision a new custom residence in this exceptional natural setting. At 48 Silvergrove, there is room to bring your vision to life.

Key facts

Property type
Detached, 2-Storey
MLS®
C13867884
Bedrooms
6+6 (12 total)
Bathrooms
6 (1 half)
Size
5,000 sq ft
Lot
125.15 × 184.23 ft
Cross streets
Bayview & York Mills
Parking
2 garage · 10 parking (attached)
Driveway
Private Double
Basement
Finished with Walk-Out, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Stone
Foundation
Concrete
Roof
Flat
Sewer
Sewer
Property tax
$17,970 / 2025
Days on market
13
Listing brokerage
THE AGENCY

Rooms

BedroomSecond3.20 × 3.10 m

hardwood floor · closet · window

Living RoomGround4.80 × 4.00 m

combined w/dining · w/o to patio · w/o to yard

Primary BedroomSecond7.60 × 3.80 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

BedroomMain3.90 × 3.10 m

hardwood floor · window

KitchenMain5.40 × 5.00 m

fireplace · w/o to balcony · overlooks ravine

BedroomSecond6.10 × 3.60 m

hardwood floor · closet · window

Living RoomMain5.30 × 4.80 m

hardwood floor · bay window · pot lights

Family RoomMain5.10 × 3.30 m

hardwood floor · w/o to balcony · overlooks ravine

Primary BedroomMain5.00 × 3.60 m

hardwood floor · 3 pc ensuite · walk-in closet(s)

BedroomSecond5.30 × 4.20 m

broadloom · closet · window

Dining RoomMain5.30 × 3.50 m

hardwood floor · combined w/living · bay window

KitchenMain6.50 × 3.80 m

combined w/dining · w/o to garden · granite counters

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (York Mills Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in St. Andrew-Windfields · asking prices
$5.14Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $1,127/sqft; this home lists at $998/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
4.99MThis home5.00M6.68M5.00M4.65M4.39MThis home vs active comparables

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$2.19M
Banbury-Don Mills
$5.50M
Leaside
$2.15M
Wexford-Maryvale
$849K
Steeles
$1.20M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dunlace Public School
69%
Dunlace Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 69% meet the provincial standard
Park Lane Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Harrison Public School · Public elementary0.7 km · 82% at standard
Elkhorn Public School · Public elementary0.8 km · 85% at standard
Windfields Middle School · Public elementary1.0 km · 91% at standard
Hollywood Public School · Public elementary1.3 km · 96% at standard
Bayview Middle School · Public elementary1.5 km · 80% at standard
St Andrew's Middle School · Public elementary1.7 km · 81% at standard
Avondale Alternative Elementary School · Public elementary1.9 km · 94% at standard
Avondale Public School · Public elementary1.9 km · 70% at standard
Owen Public School · Public elementary2.0 km · 59% at standard
Shaughnessy Public School · Public elementary2.2 km · 68% at standard
Denlow Public School · Public elementary2.3 km · 90% at standard
Earl Haig Secondary School · Public secondary2.4 km · 90% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$22,734/mo
$912KIncome needed
5.5×Price ÷ income
$5,246Weekly cost
$252,110Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $22,734Property tax $1,498Total carry $24,231

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$22,064per month

Mortgage amount $3,990,400 · 4.49% over 25 years

$997,600Down payment (20.0%)
$3,990,400Loan before insurance
$0CMHC premium
$23,561Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$22,064
Property tax
$1,498
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$23,561

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$111,175
Toronto municipal land transfer tax
$140,935
Estimated closing costs
$252,110

Plus your down payment of $997,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$26,704/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,628,682Total interest paid
$6,619,082Total of all payments
Principal $3,990,400 Interest $2,628,682
YearPrincipalInterestBalance
1$89,049$175,715$3,901,351
2$93,092$171,671$3,808,259
3$97,319$167,445$3,710,941
4$101,737$163,026$3,609,203
5$106,357$158,407$3,502,847
6$111,186$153,578$3,391,661
7$116,234$148,529$3,275,427
8$121,511$143,252$3,153,916
9$127,028$137,735$3,026,887
10$132,796$131,967$2,894,091
11$138,826$125,938$2,755,266
12$145,129$119,635$2,610,137
13$151,718$113,045$2,458,419
14$158,607$106,156$2,299,812
15$165,808$98,955$2,134,004
16$173,337$91,427$1,960,667
17$181,207$83,557$1,779,461
18$189,434$75,329$1,590,026
19$198,035$66,728$1,391,991
20$207,027$57,736$1,184,964
21$216,427$48,337$968,537
22$226,253$38,510$742,284
23$236,526$28,237$505,758
24$247,265$17,498$258,492
25$258,492$6,271$0

At the end of your 5-year term

Total paid over the term
$1,323,816
Principal paid down
$487,553
Interest paid
$836,263
Balance remaining
$3,502,847

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$10,500/mo
$126,000Gross annual rent
1.9%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.5%
Gross yield
− Property tax $17,970− Insurance $1,400− Vacancy & upkeep $13,860Net operating income $92,770

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of THE AGENCY. MLS®/PropTx.

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