904-23 Sheppard Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C13870200

$629,900
For Sale
Listed 12 days agoNo offer date stated
Request a showing
◎ Directions
2Bedrooms
2Bathrooms
0Parking
800-899Sq ft

About this home

In short

  • Exceptional Value at Yonge & Sheppard.
  • Step outside onto your private balcony and enjoy an additional 40sqft of outdoor living space.
  • Sheppard-Yonge Subway Station is just steps away, providing access to both Line 1 and Line 4.
  • Walk to Yonge Sheppard Centre, restaurants, cafés, groceries, shopping, fitness, parks, banks and everyday essentials, with Hwy 401 just minutes away.
  • With 810 sq. ft. of living space, two full bathrooms, a corner exposure and an unbeatable transit-connected location, this is a fantastic opportunity for first-time...

Exceptional Value at Yonge & Sheppard! Welcome to Suite 904 at 23 Sheppard Ave E - a spacious 810 sq. ft. corner suite offering 2 bedrooms plus a study, 2 bathrooms, a highly desirable split-bedroom layout and a locker in one of North York's most convenient locations.Bright North East exposures fill the suite with natural light, while the corner-unit setting provides added privacy. The smart split-bedroom floor plan separates the bedrooms for maximum privacy and flexibility - ideal for couples, roommates, a home office or overnight guests. Step outside onto your private balcony and enjoy an additional 40sqft of outdoor living space.Leave the car behind! Sheppard-Yonge Subway Station is just steps away, providing access to both Line 1 and Line 4. Walk to Yonge Sheppard Centre, restaurants, cafés, groceries, shopping, fitness, parks, banks and everyday essentials, with Hwy 401 just minutes away.With 810 sq. ft. of living space, two full bathrooms, a corner exposure and an unbeatable transit-connected location, this is a fantastic opportunity for first-time buyers, professionals, downsizers or investors looking for space and convenience in the heart of North York. Currently rented for $3,050/mth but unit can be vacant upon closing.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13870200
Bedrooms
2
Bathrooms
2
Size
800-899 sq ft
Cross streets
Yonge Street & Sheppard Ave E
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$757/mo
Exposure
North East
Property tax
$3,345 / 2026
Days on market
12
Listing brokerage
RIGHT AT HOME REALTY

Rooms

StudyFlat2.87 × 2.31 m

open concept · laminate

Living RoomFlat4.97 × 2.88 m

laminate · combined w/dining · w/o to balcony

Primary BedroomFlat3.33 × 3.05 m

4 pc ensuite · walk-in closet(s) · laminate

Bedroom 2Flat2.90 × 2.95 m

laminate · closet

KitchenFlat3.61 × 2.13 m

open concept · modern kitchen · stainless steel appl

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Claude Watson School for the Arts) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Willowdale East · asking prices
$608kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $735/sqft; this home lists at $741/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
630kThis home639k615k599k580k608kThis home vs active comparables

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bayview Village
$526K
Dovercourt-Wallace Emerson-Junction
$640K
North St. James Town
$765K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$529K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Claude Watson School for the Arts
96%
Claude Watson School for the ArtsPublic · Elementary · 0.5 km awayAmong the top in the GTA · 96% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cardinal Carter ES · Catholic elementary0.3 km
Cardinal Carter Academy for the Arts · Catholic secondary0.3 km · 92% at standard
Avondale Alternative Elementary School · Public elementary0.7 km · 94% at standard
Avondale Public School · Public elementary0.7 km · 70% at standard
St Edward Catholic School · Catholic elementary0.9 km · 89% at standard
Earl Haig Secondary School · Public secondary1.0 km · 90% at standard
Cameron Public School · Public elementary1.2 km · 81% at standard
McKee Public School · Public elementary1.5 km · 86% at standard
Willowdale Middle School · Public elementary1.7 km · 78% at standard
Hollywood Public School · Public elementary1.7 km · 96% at standard
Churchill Public School · Public elementary1.8 km · 83% at standard
St Andrew's Middle School · Public elementary1.8 km · 81% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,871/mo
$136KIncome needed
4.6×Price ÷ income
$663Weekly cost
$18,146Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,871Property tax $279Condo fee $757Total carry $3,907

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,786per month

Mortgage amount $503,920 · 4.49% over 25 years

$125,980Down payment (20.0%)
$503,920Loan before insurance
$0CMHC premium
$3,822Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,786
Property tax
$279
Condo / maintenance fees
$757
Heating
$0
Estimated monthly cost
$3,822

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,073
Toronto municipal land transfer tax
$9,073
Estimated closing costs
$18,146

Plus your down payment of $125,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,372/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$331,958Total interest paid
$835,878Total of all payments
Principal $503,920 Interest $331,958
YearPrincipalInterestBalance
1$11,245$22,190$492,675
2$11,756$21,679$480,919
3$12,290$21,145$468,629
4$12,848$20,587$455,781
5$13,431$20,004$442,350
6$14,041$19,394$428,309
7$14,678$18,757$413,631
8$15,345$18,090$398,286
9$16,042$17,394$382,245
10$16,770$16,665$365,475
11$17,531$15,904$347,943
12$18,327$15,108$329,616
13$19,159$14,276$310,457
14$20,029$13,406$290,427
15$20,939$12,496$269,489
16$21,889$11,546$247,599
17$22,883$10,552$224,716
18$23,922$9,513$200,793
19$25,009$8,427$175,785
20$26,144$7,291$149,641
21$27,331$6,104$122,310
22$28,572$4,863$93,738
23$29,869$3,566$63,869
24$31,225$2,210$32,643
25$32,643$792$0

At the end of your 5-year term

Total paid over the term
$167,176
Principal paid down
$61,570
Interest paid
$105,606
Balance remaining
$442,350

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.1%
Gross yield
− Property tax $3,345− Condo fees $9,086− Insurance $600− Vacancy & upkeep $3,564Net operating income $15,804

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

CallRequest a showing