112 Albany Avenue, Toronto, ON
Annex, Toronto · MLS® C13871128
About this home
In short
- On an elegant mature tree lined street in the heart of the Annex sits this generously sized updated Edwardian family home.
- Boasting over 3,000 sq ft above ground there is ample room for a large family or an amazing opportunity for a live-in + remote/work at home scenario or even to...
On an elegant mature tree lined street in the heart of the Annex sits this generously sized updated Edwardian family home. Boasting over 3,000 sq ft above ground there is ample room for a large family or an amazing opportunity for a live-in + remote/work at home scenario or even to possibly create multiple living spaces. The space is here. Big rooms can be re-imagined as work spaces, bedrooms or family rooms. The house is in good shape with updated wiring and mechanics and was previously remodelled and extended out featuring a unique layout with the kitchen on the second floor. There are large decks on each floor offering plenty of sun filled outdoor space. The big lot also features a double car detached garage rare for the neighbourhood. The primary suite on the third floor is a huge bright room with walk-in closets, ensuite and a massive private deck. The location does not get any better on a beautiful block of classic Annex homes with Bloor one block away and Bathurst around the corner. Schools (Palmerston elementary school TDSB district + french immersion, RSGC across the street), parks, shops, cafes, dining, groceries, community centres & public transportation (Bathurst TTC Station) are all close by. This is truly an incredible location in the heart of the city on a remarkably quiet and low traffic street. What makes the Annex truly unique is the convenience of its centrality combined with the tranquil community feel with lush green spaces and grand historic homes. The house features numerous upgrades, preserved original details, many built in storage and shelves and has been well taken care of. A home inspection report is available. A grand opportunity to remodel your forever home.
Key facts
- Property type
- Semi-Detached, 3-Storey
- MLS®
- C13871128
- Bedrooms
- 5
- Bathrooms
- 5 (1 half)
- Size
- 3000-3500 sq ft
- Lot
- 25.83 × 135 ft
- Cross streets
- Bloor/Bathurst
- Parking
- 2 garage (detached)
- Driveway
- Mutual
- Basement
- Partially Finished
- Heating
- Water
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Flat
- Sewer
- Sewer
- Property tax
- $12,405 / 2026
- Days on market
- 12
- Listing brokerage
- WRIGHT REAL ESTATE LTD.
Rooms
ceramic floor · w/o to deck
Hardwood Floor
Ceramic Floor
Hardwood Floor
hardwood floor · bay window · fireplace
hardwood floor · b/i shelves · b/i desk
hardwood floor · closet
hardwood floor · w/o to deck · b/i desk
hardwood floor · 3 pc ensuite · double closet
hardwood floor · closet
4 pc ensuite · walk-in closet(s) · w/o to sundeck
Hardwood Floor
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Palmerston Avenue Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.
Per square foot, these ask about $1,717/sqft; this home lists at $646/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Annex, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,680,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $9,289
- Property tax
- $1,034
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $10,323
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $38,975
- Toronto municipal land transfer tax
- $38,975
- Estimated closing costs
- $77,950
Plus your down payment of $420,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $557,340
- Principal paid down
- $205,265
- Interest paid
- $352,076
- Balance remaining
- $1,474,735
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of WRIGHT REAL ESTATE LTD.. MLS®/PropTx.