442-15 Merchants' Wharf, Toronto, ON
Waterfront Communities C8, Toronto · MLS® C13872202
About this home
In short
- Life is better on the lake.
- At just under 1100 sq ft, this bright and airy 3 bed, 2 bath condo is a rare find, with generously sized rooms, water views, and an abundance of natural light throughout.
- The spacious primary retreat features a walk-in closet and ensuite, while the 2nd and 3rd bedrooms offer exceptional flexibility.
- The sleek kitchen with integrated appliances flows effortlessly into an open-concept living and dining area, creating a space that's perfect to entertain and enjoy.
- Residents of this LEED-certified building enjoy resort-style amenities including a rooftop pool and garden, gym, spin studio, party room, concierge, EV charger...
Life is better on the lake! Welcome to this stunning SW corner suite in Aqualina by Tridel, where luxury waterfront meets everyday comfort. At just under 1100 sq ft, this bright and airy 3 bed, 2 bath condo is a rare find, with generously sized rooms, water views, and an abundance of natural light throughout. The spacious primary retreat features a walk-in closet and ensuite, while the 2nd and 3rd bedrooms offer exceptional flexibility. One is wrapped in corner windows, and the other features custom built-ins, making it the perfect home office. The sleek kitchen with integrated appliances flows effortlessly into an open-concept living and dining area, creating a space that's perfect to entertain and enjoy. Step onto your private balcony and soak in unobstructed Lake views, the perfect backdrop for your morning coffee or evening sunset. Residents of this LEED-certified building enjoy resort-style amenities including a rooftop pool and garden, gym, spin studio, party room, concierge, EV charger stations and guest suites. Beanfield internet is included too! Just steps from Sugar Beach, the waterfront, transit, Loblaws, Shoppers Drug Mart, cafes, and restaurants, with quick access to Union Station, St. Lawrence Market, the Gardiner, and the DVP. Includes parking and locker - this is waterfront living, without compromise.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13872202
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1000-1199 sq ft
- Cross streets
- Queens Quay & Lower Sherbourne
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Heat Pump
- A/C
- Central Air
- Exterior
- Concrete, Stucco (Plaster)
- Maintenance
- $989/mo
- Exposure
- South West
- Property tax
- $6,033 / 2026
- Days on market
- 12
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
large closet · laminate
window floor to ceiling · combined w/dining · w/o to balcony
tile floor · separate shower · 3 pc bath
large window · closet · laminate
walk-in closet(s) · 3 pc ensuite · linen closet
tile floor · soaking tub · 4 pc bath
large window · b/i shelves · laminate
b/i appliances · stainless steel appl · stone counters
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Queen Alexandra Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $1,010/sqft; this home lists at $954/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Waterfront Communities C8, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $839,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,640
- Property tax
- $503
- Condo / maintenance fees
- $989
- Heating
- $0
- Estimated monthly cost
- $6,132
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $17,455
- Toronto municipal land transfer tax
- $17,455
- Estimated closing costs
- $34,910
Plus your down payment of $209,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $278,405
- Principal paid down
- $102,535
- Interest paid
- $175,870
- Balance remaining
- $736,665
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.