174 Cedric Avenue, Toronto, ON

Oakwood Village, Toronto · MLS® C13872230

$2,785,000
For Sale
Listed 12 days agoNo offer date stated
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4+1Bedrooms
5Bathrooms
1Garage · 2 parking
2000-2500Sq ft

About this home

In short

  • Step into luxurious urban living with this stunning property Located in Toronto's vibrant St Clair West neighbourhood.
  • House's spacious interior layout exudes brightness, warmth, and character from the 9' custom entry door to soaring raised ceiling with exposed beams and hand-made bar...
  • The main floor spacious open-concept layout seamlessly divides formal living/dining and meticulously functional chefs' kitchen from casual living space.
  • The versatile basement features 11-ft ceilings, oversized windows, an industrial-inspired media room, bedroom, full kitchen, bathroom, laundry, and mudroom off the...
  • The expansive backyard is landscaped for effortless outdoor entertaining, with ample potential for a pool or hot tub.

Step into luxurious urban living with this stunning property Located in Toronto's vibrant St Clair West neighbourhood. Inspired by trendy Modern Organic aesthetics, this residence blends design elements of a modern farmhouse with a bright contemporary spirit. House's spacious interior layout exudes brightness, warmth, and character from the 9' custom entry door to soaring raised ceiling with exposed beams and hand-made bar backdrop tiles. The main floor spacious open-concept layout seamlessly divides formal living/dining and meticulously functional chefs' kitchen from casual living space. This level Features a generous Dining/Bar area equipped with a second granite sink and faucet, Coffee Bar concealed behind pocket doors, Breakfast Banquette, 10ft Island, and a warm hugging Family room anchored by a natural stone Fireplace and wide sliders to the backyard deck.The sun-filled master suite on the third floor nurtures your soul, evokes comfort and well-being with two spacious walk-out Balconies, wall to wall ample built-in closets, and spa-like 6 piece ensuite.The mezzanine style office/dayroom balance's function and relaxation promoting focus and life quality. Other bedrooms feature their own design, ensuites and built-in closets complemented by a refined laundry boosting storage and convenience. The versatile basement features 11-ft ceilings, oversized windows, an industrial-inspired media room, bedroom, full kitchen, bathroom, laundry, and mudroom off the garage. A separate side entrance offers potential for a private in-law suite or rental.The expansive backyard is landscaped for effortless outdoor entertaining, with ample potential for a pool or hot tub.The Local designer, Studio Golara crafted an atmosphere of "Ambient calm and Design Detox". Every element is thoughtfully curated to maximize storage, organic flow, timelessness, and everyday functionality. WalktoCedarvaleRavine, StClairWestShopsRestaurants,LocalCafes, LeoBeckSchool & other HighRankedSchools.

Key facts

Property type
Detached, 3-Storey
MLS®
C13872230
Bedrooms
4+1 (5 total)
Bathrooms
5 (1 half)
Size
2000-2500 sq ft
Lot
25.03 × 105.63 ft
Cross streets
Vaughan Rd-Saint Clair
Parking
1 garage · 2 parking (built-in)
Basement
Separate Entrance, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$10,773 / 2026
Days on market
12
Listing brokerage
RIGHT AT HOME REALTY

Rooms

KitchenMain7.32 × 3.96 m

b/i appliances · breakfast area · breakfast bar

Dining RoomMain3.35 × 4.27 m

b/i bar · built-in speakers · bar sink

Bedroom 2Second3.66 × 3.05 m

b/i closet · w/o to patio · 3 pc bath

BedroomThird5.18 × 5.49 m

b/i closet · 6 pc ensuite · b/i desk

LaundrySecond1.83 × 1.68 m

b/i closet · w/o to patio · concrete sink

OfficeSecond3.05 × 3.18 m

3 pc bath · b/i bookcase

Bedroom 2Second3.35 × 3.35 m

b/i closet · 3 pc ensuite · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Oakwood Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Oakwood Village · asking prices
$2.29Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $1,017/sqft; this home lists at $1,238/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
2.79MThis home2.55M2.40M2.20M2.20M2.10MThis home vs active comparables

Neighbourhood & location

Oakwood Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Leaside
$2.48M
Banbury-Don Mills
$5.50M
Stonegate-Queensway
$2.25M
Willowdale East
$2.29M
Woodbine-Lumsden
$949K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Rawlinson Community School
63%
Rawlinson Community SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 63% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
D'Arcy McGee Catholic School · Catholic elementary0.6 km · 48% at standard
J R Wilcox Community School · Public elementary0.7 km · 72% at standard
Humewood Community School · Public elementary0.8 km · 75% at standard
Cedarvale Community School · Public elementary1.0 km · 85% at standard
St Thomas Aquinas Catholic School · Catholic elementary1.0 km · 74% at standard
St John Bosco Catholic School · Catholic elementary1.0 km · 65% at standard
St Clare Catholic School · Catholic elementary1.1 km · 72% at standard
Fairbank Public School · Public elementary1.1 km · 59% at standard
Stella Maris Catholic School · Catholic elementary1.2 km · 76% at standard
McMurrich Junior Public School · Public elementary1.3 km · 81% at standard
Winona Drive Senior Public School · Public elementary1.4 km
Fairbank Memorial Community School · Public elementary1.5 km · 66% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$12,693/mo
$513KIncome needed
5.4×Price ÷ income
$2,929Weekly cost
$112,200Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $12,693Property tax $898Total carry $13,591

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$12,319per month

Mortgage amount $2,228,000 · 4.49% over 25 years

$557,000Down payment (20.0%)
$2,228,000Loan before insurance
$0CMHC premium
$13,217Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$12,319
Property tax
$898
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$13,217

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$56,100
Toronto municipal land transfer tax
$56,100
Estimated closing costs
$112,200

Plus your down payment of $557,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$14,910/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,467,698Total interest paid
$3,695,698Total of all payments
Principal $2,228,000 Interest $1,467,698
YearPrincipalInterestBalance
1$49,719$98,108$2,178,281
2$51,977$95,851$2,126,304
3$54,337$93,491$2,071,967
4$56,804$91,024$2,015,163
5$59,383$88,445$1,955,780
6$62,079$85,749$1,893,700
7$64,898$82,930$1,828,802
8$67,845$79,983$1,760,957
9$70,925$76,903$1,690,032
10$74,145$73,683$1,615,887
11$77,512$70,316$1,538,375
12$81,031$66,797$1,457,344
13$84,710$63,118$1,372,634
14$88,557$59,271$1,284,077
15$92,577$55,251$1,191,500
16$96,781$51,047$1,094,719
17$101,175$46,653$993,544
18$105,769$42,059$887,775
19$110,571$37,257$777,204
20$115,591$32,237$661,613
21$120,840$26,988$540,773
22$126,326$21,502$414,447
23$132,062$15,766$282,385
24$138,058$9,770$144,327
25$144,327$3,501$0

At the end of your 5-year term

Total paid over the term
$739,140
Principal paid down
$272,220
Interest paid
$466,919
Balance remaining
$1,955,780

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.8%
Gross yield
− Property tax $10,773− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $32,683

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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