468 Markham Street, Toronto, ON

Palmerston-Little Italy, Toronto · MLS® C13873598

$1,549,000
For Sale
Listed 12 days agoNo offer date stated
3+2Bedrooms
4Bathrooms
1Parking
2000-2500Sq ft

About this home

In short

  • OPEN HOUSE THIS SUNDAY OCT 18th 2-4pm Three kitchens.
  • Find a substantially renovated, owner-occupied home offering the kind of flexibility that's increasingly difficult to find downtown, and it's completely vacant on...
  • Substantially renovated in 2012/13, the home is largely turnkey and currently configured as three separate, self-contained units.

**OPEN HOUSE THIS SUNDAY OCT 18th 2-4pm** Three kitchens. Three hydro meters. Three self-contained living spaces. Zero tenants to inherit. Now we've got your attention. Find a substantially renovated, owner-occupied home offering the kind of flexibility that's increasingly difficult to find downtown, and it's completely vacant on closing. Substantially renovated in 2012/13, the home is largely turnkey and currently configured as three separate, self-contained units. Live in one and explore renting the others. Bring family together without actually having to live together. Rightsize while keeping room for children, parents or income. Or invest and start with a clean slate, choosing your own tenants. Three separate hydro meters make the setup especially practical, and parking for one via the mutual drive checks another important downtown box. Then there's the neighbourhood. Mirvish Village is up the street, Little Italy is down the street Bathurst subway and Bloor Street are steps away, and U of T is an easy walk or bike ride. Harbord Village, Kensington Market, The Annex, Seaton Village and Koreatown put an extraordinary amount of Toronto within easy reach. Investor. Rightsizer. Extended family. Or simply someone who appreciates having options. Whatever brings you through the door, this is one you'll want to see before someone else figures out just how useful three front doors can be. Note: End of Row. No Holdbacks on Offers. Pre-List Home Inspection Available.

Key facts

Property type
Semi-Detached, 2 1/2 Storey
MLS®
C13873598
Bedrooms
3+2 (5 total)
Bathrooms
4
Size
2000-2500 sq ft
Lot
18.71 × 125 ft
Cross streets
Bathurst B/N Bloor & Harbord
Parking
1 parking
Driveway
Mutual
Basement
Apartment, Separate Entrance
Kitchens
3 (2 + 1)
Heating
Water
A/C
Wall Unit(s)
Exterior
Brick
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$10,719 / 2026
Days on market
12
Listing brokerage
FREEMAN REAL ESTATE LTD.

Rooms

Dining RoomSecond4.06 × 3.78 m

hardwood floor · w/o to deck · open concept

Living RoomLower4.52 × 3.48 m

vinyl floor · open concept · above grade window

FoyerMain1.22 × 4.45 m

closet · stained glass

KitchenMain4.06 × 3.25 m

eat-in kitchen · w/o to yard · tile floor

BedroomLower2.69 × 5.59 m

closet · vinyl floor · above grade window

BedroomThird4.52 × 2.64 m

wood · west view

KitchenLower2.39 × 4.32 m

open concept · vinyl floor · pot lights

Furnace RoomLower1.70 × 4.27 m

concrete floor · combined w/laundry

Living RoomSecond4.52 × 4.52 m

hardwood floor · bay window · closet

KitchenSecond4.52 × 3.10 m

renovated · open concept · stone counters

BedroomThird3.66 × 4.32 m

wood · w/w closet · combined w/laundry

Living RoomMain3.15 × 4.45 m

picture window · double closet · laminate

BedroomMain3.15 × 4.45 m

Picture Window

BedroomLower3.89 × 3.20 m

closet · b/i shelves · above grade window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Clinton Street Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Palmerston-Little Italy · asking prices
$1.46Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.

Per square foot, these ask about $725/sqft; this home lists at $688/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.55MThis home1.65M1.79M1.70M699kThis home vs active comparables

Neighbourhood & location

Palmerston-Little Italy, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

University
$1.75M
Annex
$2.07M
Wychwood
$1.14M
Corso Italia-Davenport
$899K
Junction Area
$1.16M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Clinton Street Junior Public School
90%
Clinton Street Junior Public SchoolPublic · Elementary · 0.5 km awayAmong the top in the GTA · 90% meet the provincial standard
St. BrunoEQAO results not published
Also nearby: 12 more schools within 2.5 km
Harbord Collegiate Institute · Public secondary0.2 km · 85% at standard
Central Technical School · Public secondary0.3 km · 54% at standard
Loretto College School · Catholic secondary0.4 km · 62% at standard
Msgr Fraser Orientation Centre · Catholic secondary0.6 km
St Francis of Assisi Catholic School · Catholic elementary0.6 km · 80% at standard
Delta Senior Alternative School · Public elementary0.7 km
Montrose Junior Public School · Public elementary0.7 km · 95% at standard
West End Alternative School · Public secondary0.7 km
Kensington Community School School Junior · Public elementary0.7 km · 97% at standard
da Vinci School · Public elementary0.8 km · 67% at standard
Lord Lansdowne Junior Public School · Public elementary0.8 km · 85% at standard
Palmerston Avenue Junior Public School · Public elementary0.9 km · 80% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,060/mo
$302KIncome needed
5.1×Price ÷ income
$1,629Weekly cost
$54,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $7,060Property tax $893Total carry $7,953

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,852per month

Mortgage amount $1,239,200 · 4.49% over 25 years

$309,800Down payment (20.0%)
$1,239,200Loan before insurance
$0CMHC premium
$7,745Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,852
Property tax
$893
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,745

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$27,455
Toronto municipal land transfer tax
$27,455
Estimated closing costs
$54,910

Plus your down payment of $309,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,293/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$816,325Total interest paid
$2,055,525Total of all payments
Principal $1,239,200 Interest $816,325
YearPrincipalInterestBalance
1$27,654$54,567$1,211,546
2$28,909$53,312$1,182,637
3$30,222$51,999$1,152,415
4$31,594$50,627$1,120,821
5$33,029$49,192$1,087,793
6$34,528$47,693$1,053,264
7$36,096$46,125$1,017,169
8$37,735$44,486$979,434
9$39,448$42,773$939,986
10$41,239$40,982$898,747
11$43,112$39,109$855,635
12$45,069$37,152$810,566
13$47,115$35,106$763,450
14$49,255$32,966$714,196
15$51,491$30,730$662,705
16$53,829$28,392$608,876
17$56,273$25,948$552,603
18$58,828$23,393$493,775
19$61,499$20,722$432,276
20$64,291$17,930$367,985
21$67,210$15,011$300,775
22$70,262$11,959$230,513
23$73,452$8,769$157,061
24$76,787$5,434$80,274
25$80,274$1,947$0

At the end of your 5-year term

Total paid over the term
$411,105
Principal paid down
$151,407
Interest paid
$259,698
Balance remaining
$1,087,793

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.1%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $10,719− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $32,737

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FREEMAN REAL ESTATE LTD.. MLS®/PropTx.

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