9-31 Florence Street, Toronto, ON

Little Portugal, Toronto · MLS® C13878500

$678,000
For Sale
Listed 10 days agoNo offer date stated
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2Bedrooms
2Bathrooms
0Parking
900-999Sq ft

About this home

In short

  • Discover modern living in this beautifully upgraded 969 sq. ft.
  • Newer built 2-bed, 2-bath home.
  • NINE foot high ceilings on main floor.
  • Floor-to-ceiling windows flooding the space with sunshine!!Open-concept living perfect for hosting or unwinding A sleek, upgraded chef-inspired kitchen with granite...
  • Steps to transit, shops, restaurants, and everything you love about urban living.

Discover modern living in this beautifully upgraded 969 sq. ft. Newer built 2-bed, 2-bath home. Step inside and feel the warmth of natural light pouring through floor-to-ceiling windows, highlighting the elegant marble and wood-style flooring/ Your next chapter starts here. This modern, light-filled 2-bed, 2-bath beauty gives you all the space, style, and comfort you've been dreaming of-right in the heart of the trendy Queen Street neighborhood. Walk in and instantly feel the vibe: Enter directly to your unit and step into the Luxurious mix of Marble & elegant Wooden Style Flooring Throughout!! NINE foot high ceilings on main floor!! Floor-to-ceiling windows flooding the space with sunshine!!Open-concept living perfect for hosting or unwinding A sleek, upgraded chef-inspired kitchen with granite counters + a huge island Two balconies! One covered for morning coffees or evening sunsets Elegant marble + wood-style flooring throughout. All of this in a home that's less than 7 years old, with direct entry and extra storage. Steps to transit, shops, restaurants, and everything you love about urban living. This is definitely the kind of place that feels good the moment you walk in.!!!!! Large multifunctional Granite Topped Island with Breakfast Bar and Stainless Steel Appliances. Extra space available in the utility room for storage. This unit will not disappoint!! Offered at a great price! **EXTRAS**Custom Roller blinds & California Shutters. S/S Refrigerator, Oven, Microwave And Dishwasher. Stacked Washer And Dryer. Presently tenanted. Allow 48 hours for showings. Buyer to take over tenants till end of lease contract.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
C13878500
Bedrooms
2
Bathrooms
2 (1 half)
Size
900-999 sq ft
Cross streets
Dufferin/Queen
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Maintenance
$476/mo
Exposure
South
Property tax
$3,614 / 2026
Days on market
10
Listing brokerage
CITYSCAPE REAL ESTATE LTD.

Rooms

KitchenMain5.66 × 5.29 m

combined w/dining · granite counters · modern kitchen

LaundryLower0.00 × 0.00 m

Ceramic Floor

FoyerMain0.00 × 0.00 m

marble floor · 2 pc bath · combined w/dining

Dining RoomMain5.66 × 5.29 m

combined w/living · laminate · w/o to balcony

Primary BedroomMain3.55 × 2.70 m

double closet · california shutters · laminate

Living RoomMain5.66 × 5.29 m

combined w/dining · juliette balcony · laminate

Bedroom 2Lower2.93 × 2.44 m

double closet · california shutters · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Alexander Muir/Gladstone Ave Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Little Portugal, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$724K
Casa Loma
$2.80M
Mimico
$840K
Islington-City Centre West
$555K
Downsview-Roding-CFB
$699K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Alexander Muir/Gladstone Ave Junior and Senior Public School
73%
Alexander Muir/Gladstone Ave Junior and Senior Public SchoolPublic · Elementary · 0.2 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
The Grove Community School · Public elementary0.2 km
St Ambrose Catholic School · Catholic elementary0.3 km · 85% at standard
Parkdale Junior and Senior Public School · Public elementary0.5 km · 51% at standard
City View Alternative Senior School · Public elementary0.6 km
Shirley Street Junior Public School · Public elementary0.6 km · 70% at standard
Msgr Fraser College (Southwest) · Catholic secondary0.8 km
Holy Family Catholic School · Catholic elementary0.8 km · 45% at standard
Brock Public School · Public elementary1.0 km · 81% at standard
Dr. Rita Cox – Kina Minogok Public School · Public elementary1.0 km · 56% at standard
Ossington/Old Orchard Junior Public School · Public elementary1.1 km · 88% at standard
Pope Francis Catholic School · Catholic elementary1.1 km · 67% at standard
Givins/Shaw Junior Public School · Public elementary1.1 km · 81% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,090/mo
$140KIncome needed
4.8×Price ÷ income
$713Weekly cost
$20,070Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $3,090Property tax $301Condo fee $476Total carry $3,868

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,999per month

Mortgage amount $542,400 · 4.49% over 25 years

$135,600Down payment (20.0%)
$542,400Loan before insurance
$0CMHC premium
$3,776Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,999
Property tax
$301
Condo / maintenance fees
$476
Heating
$0
Estimated monthly cost
$3,776

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,035
Toronto municipal land transfer tax
$10,035
Estimated closing costs
$20,070

Plus your down payment of $135,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,630/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$357,307Total interest paid
$899,707Total of all payments
Principal $542,400 Interest $357,307
YearPrincipalInterestBalance
1$12,104$23,884$530,296
2$12,654$23,335$517,642
3$13,228$22,760$504,414
4$13,829$22,160$490,585
5$14,457$21,532$476,129
6$15,113$20,875$461,016
7$15,799$20,189$445,216
8$16,517$19,472$428,700
9$17,266$18,722$411,433
10$18,050$17,938$393,383
11$18,870$17,118$374,513
12$19,727$16,261$354,786
13$20,622$15,366$334,164
14$21,559$14,429$312,605
15$22,538$13,451$290,067
16$23,561$12,427$266,506
17$24,631$11,358$241,875
18$25,749$10,239$216,126
19$26,918$9,070$189,208
20$28,140$7,848$161,068
21$29,418$6,570$131,650
22$30,754$5,235$100,896
23$32,150$3,838$68,746
24$33,610$2,378$35,136
25$35,136$852$0

At the end of your 5-year term

Total paid over the term
$179,941
Principal paid down
$66,271
Interest paid
$113,670
Balance remaining
$476,129

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
3.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.4%
Gross yield
− Property tax $3,614− Condo fees $5,715− Insurance $600− Vacancy & upkeep $4,026Net operating income $22,645

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CITYSCAPE REAL ESTATE LTD.. MLS®/PropTx.

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