2111-1001 Bay Street, Toronto, ON

Bay Street Corridor, Toronto · MLS® C13883956

$499,000
For Sale
Listed 9 days agoNo offer date stated
Request a showing
◎ Directions
1+1Bedrooms
1Bathrooms
0Parking
700-799Sq ft

About this home

In short

  • Very Functional Layout With Super Large Den (Has Window , Beautiful S/E View on Downtown, Sliding Glass Door) Large Enough To Function As Second Bedroom/Privat Home...
  • Steps To UofT/Metropoliten Univ/Queens Park/ Financial Core/ Yorkville/Subway .Offering 5 star Recreational Facilities Together With 2 Guest Suites and Ample Visitor...

Very Functional Layout With Super Large Den (Has Window , Beautiful S/E View on Downtown, Sliding Glass Door) Large Enough To Function As Second Bedroom/Privat Home Office/Guest room. The Unit Features Updated Laminate Floring, Updated Modern Kitchen Floor, Updated Heat Pump, and Double Mirrored Separate Closets For Him and Her. Steps To UofT/Metropoliten Univ/Queens Park/ Financial Core/ Yorkville/Subway .Offering 5 star Recreational Facilities Together With 2 Guest Suites and Ample Visitor Parkings.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13883956
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
700-799 sq ft
Cross streets
Bay St & St.Joseph St
Parking
0 parking
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Other
Maintenance
$645/mo
Exposure
South East
Property tax
$2,939 / 2026
Days on market
9
Listing brokerage
RIGHT AT HOME REALTY

Rooms

DenFlat3.86 × 2.96 m

window floor to ceiling · sliding doors · se view

Living RoomFlat6.35 × 3.88 m

combined w/dining · laminate

KitchenFlat3.75 × 3.28 m

Breakfast Bar

Primary BedroomFlat4.11 × 3.23 m

mirrored closet · se view · parquet

Dining RoomFlat6.35 × 3.88 m

combined w/living · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Bay Street Corridor · asking prices
$514kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $750/sqft; this home lists at $666/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
499kThis home499k525k500k523k525kThis home vs active comparables

Neighbourhood & location

Bay Street Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North St. James Town
$649K
Annex
$1.03M
Kensington-Chinatown
$600K
Church-Yonge Corridor
$580K
Moss Park
$495K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayHigher-rated than most nearby · 87% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Joseph's College School · Catholic secondary0.2 km · 76% at standard
Native Learning Centre · Public secondary0.7 km
Church Street Junior Public School · Public elementary0.7 km · 73% at standard
Jarvis Collegiate Institute · Public secondary0.8 km · 57% at standard
Orde Street Public School · Public elementary0.9 km · 76% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary1.0 km
St Martin Catholic School(OL of Lourdes · Catholic elementary1.0 km
Subway Academy II · Public secondary1.3 km
Beverley School · Public elementary1.3 km
Rose Avenue Junior Public School · Public elementary1.3 km · 46% at standard
Heydon Park Secondary School · Public secondary1.3 km · 8% at standard
Winchester Junior and Senior Public School · Public elementary1.3 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,274/mo
$110KIncome needed
4.5×Price ÷ income
$525Weekly cost
$12,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $2,274Property tax $245Condo fee $645Total carry $3,164

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,207per month

Mortgage amount $399,200 · 4.49% over 25 years

$99,800Down payment (20.0%)
$399,200Loan before insurance
$0CMHC premium
$3,097Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,207
Property tax
$245
Condo / maintenance fees
$645
Heating
$0
Estimated monthly cost
$3,097

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,455
Toronto municipal land transfer tax
$6,455
Estimated closing costs
$12,910

Plus your down payment of $99,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,672/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$262,974Total interest paid
$662,174Total of all payments
Principal $399,200 Interest $262,974
YearPrincipalInterestBalance
1$8,908$17,578$390,292
2$9,313$17,174$380,979
3$9,736$16,751$371,243
4$10,178$16,309$361,065
5$10,640$15,847$350,425
6$11,123$15,364$339,302
7$11,628$14,859$327,674
8$12,156$14,331$315,518
9$12,708$13,779$302,810
10$13,285$13,202$289,525
11$13,888$12,599$275,637
12$14,519$11,968$261,118
13$15,178$11,309$245,940
14$15,867$10,620$230,073
15$16,587$9,899$213,486
16$17,341$9,146$196,145
17$18,128$8,359$178,017
18$18,951$7,536$159,066
19$19,811$6,675$139,255
20$20,711$5,776$118,544
21$21,651$4,836$96,893
22$22,634$3,853$74,258
23$23,662$2,825$50,596
24$24,736$1,750$25,860
25$25,860$627$0

At the end of your 5-year term

Total paid over the term
$132,435
Principal paid down
$48,775
Interest paid
$83,660
Balance remaining
$350,425

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $2,939− Condo fees $7,737− Insurance $600− Vacancy & upkeep $3,168Net operating income $14,356

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

CallRequest a showing