1810-35 Balmuto Street, Toronto, ON

Bay Street Corridor, Toronto · MLS® C13807742

$638,000
For Sale
Listed 28 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
0Parking
700-799Sq ft

About this home

In short

  • Bloor-Yonge Luxury Uptown living in this beautiful West facing 1-Bedroom + Den suite, offers an exceptional combination of luxury finishes, functional layout, and...
  • Steps to the Bloor-Yonge subway, Bay subway, and TTC routes, Direct access to Holt Renfrew, Eataly, Manulife Centre, and dozens of top restaurants, Minutes to...

Bloor-Yonge Luxury Uptown living in this beautiful West facing 1-Bedroom + Den suite, offers an exceptional combination of luxury finishes, functional layout, and breathtaking city views. Ideally located in the world-class Yorkville area. Enjoy breathtaking, unobstructed west-facing views of the Toronto skyline from this modern and stylish residence. Steps to the Bloor-Yonge subway, Bay subway, and TTC routes, Direct access to Holt Renfrew, Eataly, Manulife Centre, and dozens of top restaurants, Minutes to University of Toronto, ROM, Queens Park, and Hospitals Great Amenities: 24Hr Concierge, Visitor Parking, Fitness Centre, Weight Room, Cardio Room & Yoga/Aerobics Studio, Multi-Media Theatre Lounge, Golf Simulator Room, Walk Score 100.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13807742
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
700-799 sq ft
Cross streets
Yonge/Bloor
Parking
0 parking
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Concrete
Maintenance
$551/mo
Exposure
West
Property tax
$3,982 / 2026
Days on market
28
Listing brokerage
RIGHT AT HOME REALTY

Rooms

KitchenGround2.53 × 2.14 m

hardwood floor · breakfast bar

Primary BedroomGround3.35 × 3.20 m

hardwood floor · w/o to balcony · double closet

DenGround2.75 × 2.25 m

hardwood floor · open concept

Dining RoomGround6.00 × 3.05 m

hardwood floor · combined w/living

FoyerGround1.72 × 1.38 m

tile floor · mirrored closet

Living RoomGround6.00 × 3.05 m

hardwood floor · combined w/dining · w/o to balcony

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Bay Street Corridor · asking prices
$534kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $759/sqft; this home lists at $851/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
638kThis home620k525k499k499k525kThis home vs active comparables

Neighbourhood & location

Bay Street Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North St. James Town
$649K
Annex
$1.03M
Kensington-Chinatown
$585K
Church-Yonge Corridor
$580K
Moss Park
$549K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.5 km awayHigher-rated than most nearby · 87% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Joseph's College School · Catholic secondary0.6 km · 76% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary0.9 km
Native Learning Centre · Public secondary0.9 km
Church Street Junior Public School · Public elementary0.9 km · 73% at standard
Jarvis Collegiate Institute · Public secondary0.9 km · 57% at standard
Rosedale Junior Public School · Public elementary1.0 km · 94% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary1.1 km
Huron Street Junior Public School · Public elementary1.2 km · 74% at standard
Rose Avenue Junior Public School · Public elementary1.2 km · 46% at standard
Orde Street Public School · Public elementary1.3 km · 76% at standard
Cottingham Junior Public School · Public elementary1.4 km · 100% at standard
Winchester Junior and Senior Public School · Public elementary1.4 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,908/mo
$136KIncome needed
4.7×Price ÷ income
$671Weekly cost
$18,470Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,908Property tax $332Condo fee $551Total carry $3,791

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,822per month

Mortgage amount $510,400 · 4.49% over 25 years

$127,600Down payment (20.0%)
$510,400Loan before insurance
$0CMHC premium
$3,705Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,822
Property tax
$332
Condo / maintenance fees
$551
Heating
$0
Estimated monthly cost
$3,705

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,235
Toronto municipal land transfer tax
$9,235
Estimated closing costs
$18,470

Plus your down payment of $127,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,416/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$336,227Total interest paid
$846,627Total of all payments
Principal $510,400 Interest $336,227
YearPrincipalInterestBalance
1$11,390$22,475$499,010
2$11,907$21,958$487,103
3$12,448$21,417$474,655
4$13,013$20,852$461,642
5$13,604$20,261$448,039
6$14,221$19,644$433,817
7$14,867$18,998$418,950
8$15,542$18,323$403,408
9$16,248$17,617$387,160
10$16,986$16,880$370,174
11$17,757$16,108$352,418
12$18,563$15,302$333,855
13$19,406$14,459$314,449
14$20,287$13,578$294,162
15$21,208$12,657$272,954
16$22,171$11,694$250,783
17$23,178$10,687$227,605
18$24,230$9,635$203,375
19$25,330$8,535$178,045
20$26,480$7,385$151,565
21$27,682$6,183$123,883
22$28,939$4,926$94,943
23$30,253$3,612$64,690
24$31,627$2,238$33,063
25$33,063$802$0

At the end of your 5-year term

Total paid over the term
$169,325
Principal paid down
$62,361
Interest paid
$106,964
Balance remaining
$448,039

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $3,982− Condo fees $6,612− Insurance $600− Vacancy & upkeep $3,168Net operating income $14,438

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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