Ph10-101 Peter Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13885232

$525,000
For Sale
Listed 9 days agoNo offer date stated
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1Bedrooms
1Bathrooms
0Parking
0-499Sq ft

About this home

In short

  • Rarely found penthouse 1-bedroom suite featuring breathtaking, unobstructed lake and city views, abundant natural light, soaring 10-ft ceilings and floor-to-ceiling...
  • Unbeatable King West location with a perfect 100 Walk Score and 100 Transit Score.
  • A short walk to subway stations and the Financial and Entertainment Districts.

Location! Location! Location! Rarely found penthouse 1-bedroom suite featuring breathtaking, unobstructed lake and city views, abundant natural light, soaring 10-ft ceilings and floor-to-ceiling windows. $$$ in upgrades, including a full suite of premium Miele kitchen appliances and Miele Washer & Dryer. Functional layout with blackout curtains for added comfort and privacy. Unbeatable King West location with a perfect 100 Walk Score and 100 Transit Score! Starbucks and a grocery store literally next door, with streetcars, countless restaurants, theatres, Rogers Centre, CN Tower, TIFF and the waterfront just steps away. A short walk to subway stations and the Financial and Entertainment Districts. Your own penthouse retreat in the heart of the city!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13885232
Bedrooms
1
Bathrooms
1
Size
0-499 sq ft
Cross streets
Peter St & Adelaide St W
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$418/mo
Exposure
West
Property tax
$2,609 / 2026
Days on market
9
Listing brokerage
HOMELIFE NEW WORLD REALTY INC.

Rooms

KitchenFlat1.85 × 3.30 m

b/i appliances · led lighting · quartz counter

FoyerFlat1.45 × 1.93 m

laminate · mirrored closet

Dining RoomFlat4.85 × 2.74 m

combined w/living · overlook water · window floor to ceiling

Living RoomFlat4.85 × 2.74 m

laminate · overlook water · window floor to ceiling

Primary BedroomFlat2.95 × 2.87 m

laminate · closet organizers

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Waterfront Communities C1 · asking prices
$511kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $2,046/sqft; this home lists at $2,104/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
525kThis home500k500k499k455k599kThis home vs active comparables

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Kensington-Chinatown
$585K
Church-Yonge Corridor
$953K
Waterfront Communities C8
$554K
Moss Park
$549K
Niagara
$727K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 69% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Oasis Alternative Secondary School · Public secondary0.5 km
ALPHA Alternative Junior School · Public elementary0.5 km
Contact Alternative School School · Public secondary0.7 km
Heydon Park Secondary School · Public secondary0.8 km · 8% at standard
Bishop Macdonell Catholic School · Catholic elementary0.9 km · 82% at standard
Beverley School · Public elementary0.9 km
Subway Academy II · Public secondary1.0 km
Jean Lumb Public School · Public elementary1.0 km · 73% at standard
Orde Street Public School · Public elementary1.2 km · 76% at standard
Niagara Street Junior Public School · Public elementary1.3 km · 82% at standard
The Waterfront School · Public elementary1.3 km · 74% at standard
Charles G Fraser Junior Public School · Public elementary1.4 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,393/mo
$109KIncome needed
4.8×Price ÷ income
$552Weekly cost
$13,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $2,393Property tax $217Condo fee $418Total carry $3,028

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,322per month

Mortgage amount $420,000 · 4.49% over 25 years

$105,000Down payment (20.0%)
$420,000Loan before insurance
$0CMHC premium
$2,958Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,322
Property tax
$217
Condo / maintenance fees
$418
Heating
$0
Estimated monthly cost
$2,958

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,975
Toronto municipal land transfer tax
$6,975
Estimated closing costs
$13,950

Plus your down payment of $105,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,811/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$276,676Total interest paid
$696,676Total of all payments
Principal $420,000 Interest $276,676
YearPrincipalInterestBalance
1$9,373$18,494$410,627
2$9,798$18,069$400,829
3$10,243$17,624$390,586
4$10,708$17,159$379,878
5$11,194$16,673$368,684
6$11,703$16,164$356,981
7$12,234$15,633$344,747
8$12,789$15,078$331,958
9$13,370$14,497$318,588
10$13,977$13,890$304,611
11$14,612$13,255$289,999
12$15,275$12,592$274,724
13$15,969$11,898$258,755
14$16,694$11,173$242,061
15$17,452$10,415$224,609
16$18,244$9,623$206,365
17$19,072$8,795$187,293
18$19,938$7,929$167,354
19$20,844$7,023$146,511
20$21,790$6,077$124,721
21$22,779$5,088$101,941
22$23,814$4,053$78,127
23$24,895$2,972$53,232
24$26,025$1,842$27,207
25$27,207$660$0

At the end of your 5-year term

Total paid over the term
$139,335
Principal paid down
$51,316
Interest paid
$88,019
Balance remaining
$368,684

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.3%
Gross yield
− Property tax $2,609− Condo fees $5,012− Insurance $600− Vacancy & upkeep $3,036Net operating income $16,343

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE NEW WORLD REALTY INC.. MLS®/PropTx.

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