806-21 Lawren Harris Square, Toronto, ON

Waterfront Communities C8, Toronto · MLS® C13886496

$410,000
For Sale
Listed 7 days agoNo offer date stated
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1Bedrooms
1Bathrooms
0Parking
0-499Sq ft

About this home

In short

  • Tenant-Occupied Downtown Loft Offering Immediate Rental Income from Day One! Modern Boutique Loft in a Vibrant Downtown Location! An exceptional opportunity for...
  • The sleek kitchen with a centre island flows seamlessly into the open-concept living and dining area, complemented by a private walk-out balcony.

Attention Investors! Tenant-Occupied Downtown Loft Offering Immediate Rental Income from Day One! **Modern Boutique Loft in a Vibrant Downtown Location!** An exceptional opportunity for **investors seeking a stylish, income-generating property in Toronto's dynamic downtown core!** This contemporary boutique loft showcases soaring 9-ft exposed concrete ceilings, floor-to-ceiling windows, and engineered hardwood flooring throughout, offering the modern industrial-chic design that appeals to today's urban renters. The sleek kitchen with a centre island flows seamlessly into the open-concept living and dining area, complemented by a private walk-out balcony. Situated in the sought-after King St. East corridor, with easy access to the Distillery District, Cherry Beach, George Brown College, the YMCA, trendy restaurants, cafés, and everyday conveniences. Residents enjoy desirable amenities, including a fully equipped fitness centre, yoga studio, and rooftop terrace with BBQS.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13886496
Bedrooms
1
Bathrooms
1
Size
0-499 sq ft
Cross streets
Bayview / Eastern Ave
Parking
0 parking
Basement
Apartment
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$450/mo
Exposure
North West
Property tax
$2,232 / 2025
Days on market
7
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

KitchenFlat0.00 × 0.00 m
Dining RoomFlat4.99 × 3.65 m
BedroomFlat2.95 × 3.10 m
Living RoomFlat4.99 × 3.65 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Queen Alexandra Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Waterfront Communities C8, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$554K
Church-Yonge Corridor
$876K
North St. James Town
$649K
Kensington-Chinatown
$585K
Waterfront Communities C1
$682K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dundas Junior Public School
59%
Dundas Junior Public SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 59% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Nelson Mandela Park Public School · Public elementary0.6 km · 47% at standard
SEED Alternative School · Public secondary0.9 km
Market Lane Junior and Senior Public School · Public elementary1.0 km · 74% at standard
Lord Dufferin Junior and Senior Public School · Public elementary1.2 km · 55% at standard
Sprucecourt Junior Public School · Public elementary1.3 km · 59% at standard
Eastdale Collegiate Institute · Public secondary1.3 km
Morse Street Junior Public School · Public elementary1.3 km · 76% at standard
St Michael Catholic School · Catholic elementary1.5 km · 67% at standard
Downtown Alternative School · Public elementary1.5 km
St Martin Catholic School (St.Martin) · Catholic secondary1.6 km
Quest Alternative School Senior · Public elementary1.7 km
Withrow Avenue Junior Public School · Public elementary1.7 km · 85% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,869/mo
$89KIncome needed
4.6×Price ÷ income
$431Weekly cost
$9,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $1,869Property tax $186Condo fee $450Total carry $2,505

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,814per month

Mortgage amount $328,000 · 4.49% over 25 years

$82,000Down payment (20.0%)
$328,000Loan before insurance
$0CMHC premium
$2,450Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,814
Property tax
$186
Condo / maintenance fees
$450
Heating
$0
Estimated monthly cost
$2,450

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,675
Toronto municipal land transfer tax
$4,675
Estimated closing costs
$9,350

Plus your down payment of $82,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,195/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$216,070Total interest paid
$544,070Total of all payments
Principal $328,000 Interest $216,070
YearPrincipalInterestBalance
1$7,320$14,443$320,680
2$7,652$14,111$313,029
3$7,999$13,763$305,029
4$8,363$13,400$296,667
5$8,742$13,021$287,924
6$9,139$12,624$278,785
7$9,554$12,209$269,231
8$9,988$11,775$259,243
9$10,441$11,321$248,802
10$10,915$10,847$237,886
11$11,411$10,352$226,475
12$11,929$9,834$214,546
13$12,471$9,292$202,075
14$13,037$8,726$189,038
15$13,629$8,134$175,409
16$14,248$7,515$161,162
17$14,895$6,868$146,267
18$15,571$6,192$130,696
19$16,278$5,485$114,418
20$17,017$4,746$97,401
21$17,790$3,973$79,611
22$18,597$3,165$61,014
23$19,442$2,321$41,572
24$20,325$1,438$21,247
25$21,247$515$0

At the end of your 5-year term

Total paid over the term
$108,814
Principal paid down
$40,076
Interest paid
$68,739
Balance remaining
$287,924

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
4.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.7%
Gross yield
− Property tax $2,232− Condo fees $5,401− Insurance $600− Vacancy & upkeep $3,036Net operating income $16,331

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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